Wondering what does a payment gateway exactly do?

A Payment Gateway lets you securely accept payments from your customers via multiple payment modes. You can get started instantly with our quick integration process.

Razorpay powers 100% of HealthifyMe’s web payments

HealthifyMe extensively uses Razorpay as the only payment gateway for its core product to provide their customers with a seamless payments experience.

Why did HealthifyMe decide to use Razorpay Payment Gateway?

Why should your business use a payment gateway?

A payment gateway helps you not just accept money, but also allows your business to provide your customers with a smooth and flawless experience, so they keep coming back for more.

Check Pricing

Empower your customers to choose their favourite payment mode

Support hundreds of payment methods, and all the upcoming ones

Your customers can choose their favourite method to pay you

  • UPI
  • NEFT/RTGS/IMPS
  • All major debit and credit cards
  • 50+ Netbanking Options
  • Mobile Wallets
upi

UPI

As compared to other payment modes, UPI checkout flows reduce the friction for your customers, thus providing higher transaction success rates for your business.Razorpay supports 20+ third-party apps and has direct integration with Google Pay.

upi

As compared to other payment modes, UPI checkout flows reduce the friction for your customers, thus providing higher transaction success rates for your business.Razorpay supports 20+ third-party apps and has direct integration with Google Pay.

credit card

Credit and Debit Cards, International Included

Accept payments from all major credit and debit card networks like Visa, Mastercard, American Express and RuPay. Also get access to international card payments. With Razorpay Flash Checkout, your customers can save thier card details and use them for future payments

credit card

Accept payments from all major credit and debit card networks like Visa, Mastercard, American Express and RuPay. Also get access to international card payments.

With Razorpay Flash Checkout, your customers can save thier card details and use them for future payments
emi

EMI on Cards

EMI is a popular payment method that customers prefer to reduce upfront payments for products. Razorpay Checkout supports EMIs on the cards issued by 10+ major banks. EMI is available by default on Razorpay Standard Checkout. No extra integration is needed.

emi

EMI is a popular payment method that customers prefer to reduce upfront payments for products. Razorpay Checkout supports EMIs on the cards issued by 10+ major banks. EMI is available by default on Razorpay Standard Checkout. No extra integration is needed.

netbanking

Netbanking

You can enable your customers to make online payments using the netbanking method supported by Razorpay. Razorpay supports netbanking from 50+ banks

netbanking

You can enable your customers to make online payments using the netbanking method supported by Razorpay. Razorpay supports netbanking from 50+ banks

wallets

Payment wallets

Razorpay provides 11+ popular wallets giving your customers freedom to pay with their favorite wallet. Get payments approved directly on the Razorpay checkout using OTP and deliver a seamless experience.

wallets

Razorpay provides 11+ popular wallets giving your customers freedom to pay with their favorite wallet. Get payments approved directly on the Razorpay checkout using OTP and deliver a seamless experience

emi

NEFT/RTGS/IMPS

Accept payments from your customers and other businesses by creating virtual accounts for them using Smart Collect and provide hassle-free NEFT/RTGS/IMPS bank transfers

emi

Accept payments from your customers and other businesses by creating virtual accounts for them using Smart Collect and provide hassle-free NEFT/RTGS/IMPS bank transfers

netbanking

Cardless EMI

Cardless EMI is a payment method that allows your customers enjoy the benefits of the EMI without the need of a debit or credit card, as the payments are made via credits approved by the supported cardless EMI payment partners.

netbanking

Cardless EMI is a payment method that allows your customers enjoy the benefits of the EMI without the need of a debit or credit card, as the payments are made via credits approved by the supported cardless EMI payment partners.

bank transfers

Bank transfers

You can now accept payments from customers in the form of online bank transfers, using the Razorpay Checkout.

bank transfers

You can now accept payments from customers in the form of online bank transfers, using the Razorpay Checkout.

Thinking how secure will the transactions be?

Security

You’re in safe hands. And so is your money.

8,00,000+ businesses trust Razorpay to accept payments. We process millions of transactions in over 100 currencies from across the globe, every day.

Security

Security is in our DNA

Razorpay does not store any of your sensitive data. We have invested heavily in industry-leading infrastructure to ensure that your private data is not compromised.

PCI DSS and ISO:27001 compliant

The PCI Council is a global body that sets compliance rules for managing cardholder data for all online payment systems. ISO is an organization with a membership of 164 national standards bodies

HTTPS:// for higher security

We use the highest assurance SSL/TLS certificate, which makes sure that no unauthorised person can access your sensitive payment data over the internet.

Tokenization to prevent exposure of data

We replace your 16-digit card number with a token, which replaces the original card number. Tokens are assigned randomly, making it extremely difficult to reverse-engineer the actual card number.

We have built the easiest integration ever!

Mobile SDKs

Accept payments on mobile apps using auto updating, easy to integrate and lightweight SDKs.

Autofill OTP

Don't you just hate it when you have to switch to the SMS app just to read an OTP and then fill it manually? Razorpay's Android SDK takes the pain out of the process by doing all this for your app users, automatically.

Auto Updating

A new wallet comes up in the market? A new bank in Net Banking list? Sit back and relax, you don't need to update your app. We've got you covered, automatically.

Featherweight

At around ~200KB in size, our Android SDK is one of the lightest payment SDKs

mobile sdk

Robust APIs to manage payments on your backend

Control all aspects of payments through powerful APIs and SDKs built for enabling automation.

Create an Order

Get Payment Details

Create a Refund

  1. curl https://api.razorpay.com/v1/orders \
  2. -u {KEY}:{SECRET} \
  3. -d 'amount=10000' \
  4. -d 'currency=INR' \
  5. -d 'receipt=Receipt #20'
  1. curl https://api.razorpay.com/v1/payments/payment_7xbQrmEoA5WJ0G \
  2. -u {KEY}:{SECRET}
  1. curl https://api.razorpay.com/v1/payments/payment_7xbQrmEoA5WJ0G/refund \
  2. -u {KEY}:{SECRET} \
  3. -d 'amount=6000'

Integration SDKs for all major platforms

View Integrations

How is checkout great for your customers?

Razorpay Flash Checkout is one of the best online payment experiences for customers. It is a result of our fanatic focus and iternation over the years to understand how customers pay online. This great experience translates automatically into great conversions for you.

Flash Checkout

Tap into a store of 4 million+ saved cards and say goodbye to requiring customers to type card details every time.

  • Better Conversions than ever
  • Flaunt your Brand with Custom UI
  • Easy Integration with less code
  • 4+ Million saved cards across businesses
  • Personalised payment experience for every user
  • Native OTP
flash checkout

Our dashboard will instantly become your best friend

Intuitive reporting to help you take better business decisions

Access and manage your payments, refunds, transfers, subscriptions, invoices, virtual accounts, API keys, webhooks, account and everything else.

See Key Statistics

Get access to real-time data and insights to take informed business decisions. View important stats and generate customizable settlement and reconciliation reports.

Generate reports

Generate new reports or download from the list of recently generated reports of settlements, payments, orders, refunds and many more.

Easy to Use

We understand that when it comes to managing payments, speed and ease of use is what matters at the end of the day. We've spent endless hours to make it a great experience for you.

Spread wings across the globe

Razorpay is the best way to go international

Support for major currencies

Accept payments from more than 100 currencies from around the world.

Instant activation

Hassle-free activation for all businesses upon sign-up.

Real-time currency conversion

Get foreign currencies converted to Indian Rupees at the time of the transactions.

Settlements in Indian Rupees

All payments received in foreign currencies from around the globe are settled in INR automatically.

Transparent and competitive pricing

We charge a fee of 3 percent plus charges on every transaction. That’s it.

Responsive Dashboard

Get all the metrics you need to track your international payments in your Razorpay Dashboard.

Go Global with Razorpay

Take your business global with no additional integration costs on Razorpay’s international payment gateway. Boost conversions with international customers by allowing them to pay in their local currency.

  • Integrate with a few simple steps
  • Display local currencies
  • Support for 92 currencies
  • Real-time currency conversion
  • All major International cards accepted
  • Settlements in INR available

Instant activation & real-time conversions

Hassle-free activations for merchants using Razorpay Payment Gateway plus currency conversion in real time to get settlements at purchase rates.

instant activation

Join the 8,00,000+ businesses using Razorpay

We make it easier for you to focus on building great products while we work on simplifying your payments. Become one of us by joining thousands of our happy users and simplify the online payment experience for your customers.

Focus on your business while we handle the complexities of payments for you.

merchant

Simple pricing, no hidden charges

With no setup or maintenance fees and one of the lowest transaction charges in the industry, pay only when you get paid!

Standard Plan

2%
per transaction
Indian Consumer Credit Cards, Indian Debit Cards, Net Banking from 58 Banks, UPI, Wallets including Freecharge, Mobikwik etc.
3%
per transaction
Diners and Amex Cards, International Cards, EMI, Corporate (Business) Credit Cards
*GST as applicable on fee.
One-Time Setup Fee

₹ 0.00

No setup fee
Annual Maintenance Fee

₹ 0.00

No maintenance fee
Get Started

Enterprise Plan

Large number of monthly payments on your platform? Get in touch for volume pricing.
Explore how you can drive more value for your business with Payment Gateway with its smart features.

Frequently Asked Questions

FAQ's

What is a Payment Gateway?
What is a Payment Gateway?

A payment gateway is an e-commerce service that processes online payments for online as well as offline businesses. Payment gateways help accept payments by transferring key information from their merchant websites to issuing banks, card associations and online wallet players.

Payment gateways play a vital role in the online transaction process, which is the realisation of value, and hence are seen as an important pillar of ecommerce.

How is a payment gateway different from an online/digital wallet?
How is a payment gateway different from an online/digital wallet?

A payment gateway helps businesses to accept online payments from customers. The payment gateway is thus a service employed by an online business and does not have a direct relationship or account with the end customer.

An online/digital wallet is a payment instrument in which customers can store money and utilise on online websites which provide the support for these wallets. Payment gateways such as Razorpay provide support for multiple wallet options including Amazon Pay, Vodafone mPesa, JioMoney, Freecharge, Airtel Money, Ola Money, PayZapp and Mobikwik.

What payment modes are supported by Razorpay?
What payment modes are supported by Razorpay?

Razorpay supports over 100+ payment modes including Credit and Debit Cards (Visa, Mastercard, Rupay, AMEX, Diners), Net Banking from top 61+ banks, UPI (Only PG to support UPI AutoPay and One Time Mandate), 10+ leading Online Wallets (Mobikwik, Freecharge, Paytm, etc), EMI (Make your products more affordable for your customers with EMIs, PayLater, Offers & No Cost EMI schemes) and NEFT/RTGS payments.

What platforms does Razorpay payment gateway support?
What platforms does Razorpay payment gateway support?

Razorpay helps you accept online payments from customers across Desktop, Mobile web, Android & iOS. Additionally by using Razorpay Payment Links, you can collect payments across multiple channels like SMS, Email, WhatsApp, Chatbots & Messenger.

We also support payments across Cordova, Phonegap, Ionic, React Native along with S2S integrations for PHP, Ruby, Python, .NET, Nodejs, Java.

Does Razorpay provide international payments support?
Does Razorpay provide international payments support?

Yes, Razorpay provides support for International transactions. We support all major international cards and 92 currencies including USD, EUR, GBP, SGD, AED. After signing up on Razorpay, you can request for international support by raising a ticket on your dashboard.

What documents are required for setting up a Razorpay account?
What documents are required for setting up a Razorpay account?

Razorpay provides a 2 stage onboarding process. Just by submitting key business details as well as Promoter / Director PAN card number, we complete the KYC and allow you to accept payments instantly. The KYC documentation required in the second stage requires an organisation address proof, business proof, website details which can be submitted completely online, even while you are already accepting payments from your customers.

What are the set up charges? Is there any charge for post-live support? Is there any annual maintenance fee charged by Razorpay?
What are the set up charges? Is there any charge for post-live support? Is there any annual maintenance fee charged by Razorpay?

Absolutely not! We only charge when you make a successful transaction. Unlike the other payment solutions providers, we have no setup charges, no annual maintenance fee and we never charge a penny for post live support. We earn, when you earn.

What is a Payment Gateway?

A payment gateway is an e-commerce service that processes online payments for online as well as offline businesses. Payment gateways help accept payments by transferring key information from their merchant websites to issuing banks, card associations and online wallet players.

Payment gateways play a vital role in the online transaction process, which is the realisation of value, and hence are seen as an important pillar of ecommerce.

How is a payment gateway different from an online/digital wallet?

A payment gateway helps businesses to accept online payments from customers. The payment gateway is thus a service employed by an online business and does not have a direct relationship or account with the end customer.

An online/digital wallet is a payment instrument in which customers can store money and utilise on online websites which provide the support for these wallets. Payment gateways such as Razorpay provide support for multiple wallet options including Amazon Pay, Vodafone mPesa, JioMoney, Freecharge, Airtel Money, Ola Money, PayZapp and Mobikwik.

What payment modes are supported by Razorpay?

Razorpay supports over 100+ payment modes including Credit and Debit Cards (Visa, Mastercard, Rupay, AMEX, Diners), Net Banking from top 61+ banks, UPI (Only PG to support UPI AutoPay and One Time Mandate), 10+ leading Online Wallets (Mobikwik, Freecharge, Paytm, etc), EMI (Make your products more affordable for your customers with EMIs, PayLater, Offers & No Cost EMI schemes) and NEFT/RTGS payments.

What platforms does Razorpay payment gateway support?

Razorpay helps you accept online payments from customers across Desktop, Mobile web, Android & iOS. Additionally by using Razorpay Payment Links, you can collect payments across multiple channels like SMS, Email, WhatsApp, Chatbots & Messenger.

We also support payments across Cordova, Phonegap, Ionic, React Native along with S2S integrations for PHP, Ruby, Python, .NET, Nodejs, Java.

Does Razorpay provide international payments support?

Yes, Razorpay provides support for International transactions. We support all major international cards and 92 currencies including USD, EUR, GBP, SGD, AED. After signing up on Razorpay, you can request for international support by raising a ticket on your dashboard.

What documents are required for setting up a Razorpay account?

Razorpay provides a 2 stage onboarding process. Just by submitting key business details as well as Promoter / Director PAN card number, we complete the KYC and allow you to accept payments instantly. The KYC documentation required in the second stage requires an organisation address proof, business proof, website details which can be submitted completely online, even while you are already accepting payments from your customers.

What are the set up charges? Is there any charge for post-live support? Is there any annual maintenance fee charged by Razorpay?

Absolutely not! We only charge when you make a successful transaction. Unlike the other payment solutions providers, we have no setup charges, no annual maintenance fee and we never charge a penny for post live support. We earn, when you earn.

Supercharge your business with Razorpay

Sign up now to experience the future of payments and offer your customers the best checkout experience.

  • Quick Onboarding
  • Razorpay Checkout
  • Saved Cards Database
  • 24x7 Support
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