Current accounts for fast-growing businesses
Current Accountcomes with integrated tools and integrations that make financial management and accounting simple
Manage receivables and payables in one place- Get instant loans without collaterals
- Automate your vendor & tax payments
- Get in-depth reporting into cash flow trends
Benefit from the power of full-stack payout capabilities
- Make 24x7 payouts to bank accounts, cards, wallets and UPI handles.
- Support for up to 30,000 payouts in a single file upload.
- Automate payout flows across your business with dev-friendly APIs.
Benefit from the power of full-stack payout capabilities
- Make 24x7 payouts to bank accounts, cards, wallets and UPI handles.
- Support for up to 30,000 payouts in a single file upload.
- Automate payout flows across your business with dev-friendly APIs.
Seamless integrations for smoother operations
- Stress-free integrations with Tally, Zoho and QuickBooks using Accounting Integrations
- Optimise your process with custom integrations using OAuth.
- Eliminate data entry & manual uploads for managers, controllers, and accountants.
Seamless integrations for smoother operations
- Stress-free integrations with Tally, Zoho and QuickBooks using Accounting Integrations
- Optimise your process with custom integrations using OAuth.
- Eliminate data entry & manual uploads for managers, controllers, and accountants.
Paying taxes has never been easier
- Auto-calculate and pay taxes when you make Vendor Payments
- Pay GST and track Input Tax Credit of your vendors.
- Store & quickly access tax challans from a single dashboard using Tax Payments
Paying taxes has never been easier
- Auto-calculate and pay taxes when you make Vendor Payments
- Pay GST and track Input Tax Credit of your vendors.
- Store & quickly access tax challans from a single dashboard using Tax Payments
Our Products
The Banking Hub that your Business needs
Current Accounts that work as hard as you do!
Business Banking that's intuitive and flexible to meet your business needs
Instant Beneficiary additions
No cool-off period between adding beneficiary and making payments.
Searchable Transactions
Find any transaction you’ve ever made in seconds.
Detailed Financial Insights
Easy for team members to collaborate and control staff access.
Excel sheet exports
Export your statements in multiple formats to share with your accountant.
User Roles
Get complete control and visibility with real-time summaries of cashflow.
API Banking
With dev-friendly APIs, go live on your website, ERP, app, in just a few minutes.
Banking that gives you peace of mind!
Your Current Account is opened with RBI-regulated RBL Bank, supported by the best-in-class technology that Razorpay has to offer.
Secure Access
- 2 Factor Authentication for Login: Add an additional layer of security by enabling 2 Factor Authentication
- User roles & permissions: Give custom access & permissions for team members and collaborate safely
Payment Security
- Powerful Approval Workflow: Set up Maker-Checker without any paperwork and control approval of each transaction
- 2 Factor Authentication for Transactions: Authenticate every outgoing transaction with OTP via SMS.
Account Stability
- 99.99% Uptime: Get close-to-zero maintenance downtime on your business banking account
- Bug-free Banking: Experience best-in-class tech that ensures frictionless banking
Take your business with you everywhere you go
RazorpayX makes mobile banking easy with a modern and intuitive banking app that handles everything from checking balances and making payments to seeing how your business is performing on a daily, weekly and monthly basis.
- Make payments in just a few taps.
- Approve payments right from your phone.
- Receive instant notifications on all account activities.
- View real-time account balance and transaction history.
Take your business with you everywhere you go
RazorpayX makes mobile banking easy with a modern and intuitive banking app that handles everything from checking balances and making payments to seeing how your business is performing on a daily, weekly and monthly basis.
- Make payments in just a few taps.
- Approve payments right from your phone.
- Receive instant notifications on all account activities.
- View real-time account balance and transaction history.
We offer plans for businesses of all sizes.
Dashboard & Bulk PayoutsAPI PayoutsVendor PaymentsPayout LinksApproval workflowsInsights & reportsGuided Account OpeningCheque Book & Debit CardsCash withdrawals & DepositsScheduled PayoutsPriority SupportEarly Access to Features24x7 Priority SupportAccount activation in 24 hoursDedicated Account ManagerStart for free.Pay as you grow.
Dashboard & Bulk PayoutsAPI PayoutsVendor PaymentsPayout LinksApproval workflowsInsights & reportsGuided Account OpeningCheque Book & Debit CardsCash withdrawals & DepositsScheduled PayoutsPriority SupportEarly Access to Features24x7 Priority SupportAccount activation in 24 hoursDedicated Account Manager
Frequently Asked Questions
FAQs
RazorpayX is a business banking platform: a fully digital banking software that allows businesses to do everything from open a current account, track invoices, schedule payments, pay tax, apply for loans, and view financial reports, all from one dashboard. This helps businesses manage their finances seamlessly and have complete visibility and control over the company’s finances.
RazorpayX can be used as a full-fledged business banking platform. In addition to being able to add funds via various methods, you can also use it as the default settlement account for all your online payments. From there, you can process payouts through API or the intuitive dashboard to your customers, vendors, partners, employees, etc.
When you sign up on RazorpayX, we will start the process of opening a Current Account for your business. In the meanwhile, we will set up a Virtual Account (Just like a digital wallet) on your account that can be used in the interim until your Current Account is active. That means you can get started right away.
In addition to standard banking features like cheque book, unlimited deposits and withdrawals, account statements, also get access to our custom features like maker-checker, queued and scheduled payouts, bulk payouts, vendor invoice management, instant tax payments and more.
RazorpayX is a business banking platform: a fully digital banking software that allows businesses to do everything from open a current account, track invoices, schedule payments, pay tax, apply for loans, and view financial reports, all from one dashboard. This helps businesses manage their finances seamlessly and have complete visibility and control over the company’s finances.
RazorpayX can be used as a full-fledged business banking platform. In addition to being able to add funds via various methods, you can also use it as the default settlement account for all your online payments. From there, you can process payouts through API or the intuitive dashboard to your customers, vendors, partners, employees, etc.
When you sign up on RazorpayX, we will start the process of opening a Current Account for your business. In the meanwhile, we will set up a Virtual Account (Just like a digital wallet) on your account that can be used in the interim until your Current Account is active. That means you can get started right away.
In addition to standard banking features like cheque book, unlimited deposits and withdrawals, account statements, also get access to our custom features like maker-checker, queued and scheduled payouts, bulk payouts, vendor invoice management, instant tax payments and more.
- Easy Payouts and disbursals
- Current Accounts
- User-friendly Dashboards
- Powerful APIs