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Current Account

The command centre
for your business finance

Open Current Account online with RazorpayX

Business Banking+ and optimize your money movement with automation.

Current Account powered by:

Current Account

The command centre
for your business finance

Open Current Account online with RazorpayX

Business Banking+ and optimize your money movement with automation.

Current Account powered by:

Current Account

The command centre
for your business finance

Open Current Account online with RazorpayX

Business Banking+ and optimize your money movement with automation.

Current Account powered by:

Trusted by

Trusted by

10,000+ businesses

10,000+ businesses

Built for Scale

Built for Scale

50,000 payouts in a single OTP with industry-leading payouts success rates

50,000 payouts in a single OTP with industry-leading payouts success rates

Powerful Automation

Automate vendor payments, taxes, payroll, and more with a new-age digital current account

Smart Dashboard

Next-gen current account to manage inflows and outflows easily via desktop or mobile app

Delegate with Control

Collaborate with granular access controls and entirely self-serve online approval workflows

Try it yourself.

Check out our live demo!

RazorpayX powered Current Accounts

RazorpayX powered Current Accounts

RazorpayX powered Current Accounts

Do more than just banking

Beneficiary addition

& superior payouts

Multi-user experience

Collaboration with
chartered accountant

Banking on the go

Smart bulk payouts

Integrations

Insights

Premium support

Everything else you need from your bank

Business Banking+

(RazorpayX powered Current Account)

Instant addition

No cooling-off period

No transfer limits

Granular control

Unlimited users

Easy multi-level approvals

Provide view-only access

Self-serve reports

(transactions, invoices, challans)

Send, approve, track payments, on the go

50,000 payouts in one OTP

Smart & simple Excel templates

Accounting integrations

(ZohoBooks, Tally, ERP software)

Popular business tools (Slack, Shopify)

Smart dashboard

Auto-spend categorization

Priority support

Prompt issue resolution

Dedicated relationship manager

Cheque leaves

Debit Card

Cash deposits

Walk-in branch facility

OD facility

and so much more

Traditional
Current Account

24 to 48 hours cooling-off period

Limited users

Complicated maker-checker

Spend hours per month on emails and paperwork

A non-intuitive mobile experience

Complex templates prone to errors



Zero integrations with your business

and finance tools

Read bank statements and Excel sheets

Broken support experience

Requires multiple follow-ups and reminders

No dedicated channel of support

Cheque leaves

Debit Card

Cash deposits

Walk-in branch facility

OD facility

Business Banking+

(RazorpayX powered Current Account)

Traditional Current Account
Beneficiary addition

& superior payouts

Instant addition

No cooling-off period

No transfer limits

24 to 48 hours cooling-off period

Multi-user experience

Granular control

Unlimited users

Easy multi-level approvals

Limited users

Complicated maker-checker

Collaboration with
chartered accountant

Provide view-only access

Self-serve reports

(transactions, invoices, challans)

Spend hours per month on emails and paperwork

Banking on the go

Send, approve, track payments, on the go

A non-intuitive mobile experience

Smart bulk payouts



50,000 payouts in one OTP

Smart & simple Excel templates

Complex templates prone to errors



Integrations

Accounting integrations

(ZohoBooks, Tally, ERP software)

Popular business tools (Slack, Shopify)

Zero integrations with your business and finance tools

Insights

Smart dashboard

Auto-spend categorization

Read bank statements and Excel sheets

Premium support

Priority support

Prompt issue resolution

Dedicated relationship manager

Broken support experience

Requires multiple follow-ups and reminders

No dedicated channel of support

Everything else you

need from your bank

Cheque leaves

Debit Card

Cash deposits

Walk-in branch facility

OD facility

and so much more

Cheque leaves

Debit Card

Cash deposits

Walk-in branch facility

OD facility

Current Account powered by:

Current Account powered by:

Running a business is hard.
Make the money movement easy.

Spending hours on payments? 



Spending hours on payments?

Spending hours on payments? 



Now it takes seconds.

Now it takes seconds.

Lightning-fast smart payouts

Make 50,000 payouts in just a few taps

Lightning-fast smart payouts

Make 50,000 payouts in just a few taps

Lightning-fast smart payouts

Make 50,000 payouts in just a few taps

No bank detail?

Instant money transfers with just a few contact details

No bank detail?

Instant money transfers with just a few contact details

No bank detail?

Instant money transfers with just a few contact details

Be on time, always

Schedule payments, get reminders

Be on time, always

Schedule payments, get reminders

Be on time, always

Schedule payments, get reminders

APIs powered payout

100% secure payments with 99.9% success rates

APIs powered payout

100% secure payments with 99.9% success rates

APIs powered payout

100% secure payments with 99.9% success rates

Working with a team?

Working with a team?

Get more control.

Get more control.

Multiple users?

Assign user roles & custom access

Multiple users?

Assign user roles & custom access

Multiple users?

Assign user roles & custom access

Stay OTP-free!

Set easy approval workflows

Stay OTP-free!

Set easy approval workflows

Stay OTP-free!

Set easy approval workflows

Approve on the go

Use our best-in-class mobile app

Approve on the go

Use our best-in-class mobile app

Approve on the go

Use our best-in-class mobile app

Delegate with confidence!

Complete audit-trial of all activities & transactions

Delegate with confidence!

Complete audit-trial of all activities & transactions

Delegate with confidence!

Complete audit-trial of all activities & transactions

Go spreadsheet free

Streamline workflows and eliminate manual errors with online bank-account and accounting-software integration.

Spend less time with your accountant

Give access to everything your CA needs including payments, invoices, challans and more.

Real - time insights

Know what's happening with your cash flow anytime, anywhere with an intuitive dashboard.

Open Digital Current Account with RazorpayX Business Banking+

Our Banking Partners

RazorpayX Business Banking+ is supported by

our banking partners ICICI Bank, Yes Bank, Axis Bank and RBL Bank.

Digital current account features:

Contactless, paperless account opening

No more money or time wasted on tedious manual tasks

Instant payments to vendors, customers and employees

Open Digital Current Account with RazorpayX Business Banking+

Our Banking Partners

RazorpayX Business Banking+ is supported by

our banking partners ICICI Bank, Yes Bank, Axis Bank and RBL Bank.

Digital current account features:

Contactless, paperless account opening

No more money or time wasted on tedious manual tasks

Instant payments to vendors, customers and employees

Open Digital Current Account with RazorpayX Business Banking+

Our Banking Partners

RazorpayX Business Banking+ is supported by

our banking partners ICICI Bank, Yes Bank, Axis Bank and RBL Bank.

Digital current account features:

Contactless, paperless account opening

No more money or time wasted on tedious manual tasks

Instant payments to vendors, customers and employees

How to open a RazorpayX powered Current Account Online?

How to open a RazorpayX powered Current Account Online?

RazorpayX Business Banking+ comes with a digital current account that can be opened entirely online.

RazorpayX Business Banking+ comes with a digital current account that can be opened entirely online.

Signup with your phone number, email ID and GSTIN

A RazorpayX representative will contact you to verify your details

A Relationship Manager will visit your office for final verifications

Log in to your RazorpayX Dashboard to get started!

The first and only current account
that integrates all your finances

Replace multiple disconnected financial operations with a fully digital Current Account

  • Smart Payouts

    Instant payouts,
anytime, anywhere

  • Bulk Payouts

    Bulk payouts that
are 10x smarter

  • Accounting Integrations

    Easy integrations with accounting softwares you use

  • Vendor Payments

    Add, track, and pay invoices by just forwarding an email

  • Tax Payments

    Pay TDS, Advance Tax and GST
in 30 seconds

  • Payroll

    Automated payroll, tax filings, and benefits, in one place

  • Payment Gateway

    Get paid seamlessly with Razorpay Suite

  • Smart Payouts

    Instant payouts,
anytime, anywhere

  • Bulk Payouts

    Bulk payouts that
are 10x smarter

  • Accounting Integrations

    Easy integrations with accounting softwares you use

  • Vendor Payments

    Add, track, and pay invoices by just forwarding an email

  • Tax Payments

    Pay TDS, Advance Tax and GST
in 30 seconds

  • Payroll

    Automated payroll, tax filings, and benefits, in one place

  • Payment Gateway

    Get paid seamlessly with Razorpay Suite

  • Smart Payouts
    Instant payouts,
anytime, anywhere
  • Bulk Payouts
    Bulk payouts that
are 10x smarter
  • Accounting Integrations
    Easy integrations with accounting softwares you use
  • Vendor Payments
    Add, track, and pay invoices by just forwarding an email
  • Tax Payments
    Pay TDS, Advance Tax and GST
in 30 seconds
  • Payroll
    Automated payroll, tax filings, and benefits, in one place
  • Payment Gateway
    Get paid seamlessly with Razorpay Suite