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Current accounts for fast-growing businesses

rx-logoCurrent Accountcomes with integrated tools and integrations that make financial management and accounting simple

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    Manage receivables and payables in one place
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    Get instant loans without collaterals
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    Automate your vendor & tax payments
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    Get in-depth reporting into cash flow trends
Get Started Now
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Benefit from the power of full-stack payout capabilities

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    Make 24x7 payouts to bank accounts, cards, wallets and UPI handles.
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    Support for up to 30,000 payouts in a single file upload.
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    Automate payout flows across your business with dev-friendly APIs.

Benefit from the power of full-stack payout capabilities

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    Make 24x7 payouts to bank accounts, cards, wallets and UPI handles.
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    Support for up to 30,000 payouts in a single file upload.
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    Automate payout flows across your business with dev-friendly APIs.
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Seamless integrations for smoother operations

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    Stress-free integrations with Tally, Zoho and QuickBooks using Accounting Integrationsbadges-arrow
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    Optimise your process with custom integrations using OAuth.
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    Eliminate data entry & manual uploads for managers, controllers, and accountants.

Seamless integrations for smoother operations

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    Stress-free integrations with Tally, Zoho and QuickBooks using Accounting Integrationsbadges-arrow
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    Optimise your process with custom integrations using OAuth.
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    Eliminate data entry & manual uploads for managers, controllers, and accountants.
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Paying taxes has never been easier

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    Auto-calculate and pay taxes when you make Vendor Paymentsbadges-arrow
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    Pay GST and track Input Tax Credit of your vendors.
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    Store & quickly access tax challans from a single dashboard using Tax Paymentsbadges-arrow

Paying taxes has never been easier

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    Auto-calculate and pay taxes when you make Vendor Paymentsbadges-arrow
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    Pay GST and track Input Tax Credit of your vendors.
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    Store & quickly access tax challans from a single dashboard using Tax Paymentsbadges-arrow
Our Products

The Banking Hub that your Business needs

Receive Payments
Manage incoming payment collection
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View real-time financial insights
Make Payments
Easy ways to pay vendors, customers, employees
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Receive funds online through a Razorpay Payment Gateway
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NEFT, IMPS, RTGS Transfers
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Avail dynamic credit limits through RazorpayX Corporate cards
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Finance your business growth through quick business loans
Standard & bulk payouts
Clear 1 or hundreds of payments with just a few clicks.
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Make payments without recipient’s bank details
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Upload invoice and auto-pay vendors and tds.
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Pay Employees, & contractors salaries and compliance
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Automate Tax Payments seamlessly
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Borrow capital instantly and seamlessly
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Current Accounts that work as hard as you do!

Business Banking that's intuitive and flexible to meet your business needs

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    Find any transaction you’ve ever made in seconds.

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    Export your statements in multiple formats to share with your accountant.

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    Get complete control and visibility with real-time summaries of cashflow.

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    With dev-friendly APIs, go live on your website, ERP, app, in just a few minutes.

Get Started Now

Banking that gives you peace of mind!

Your Current Account is opened with RBI-regulated RBL Bank, supported by the best-in-class technology that Razorpay has to offer.

accordian-iconSecure Access
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    2 Factor Authentication for Login: Add an additional layer of security by enabling 2 Factor Authentication
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    User roles & permissions: Give custom access & permissions for team members and collaborate safely
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    Powerful Approval Workflow: Set up Maker-Checker without any paperwork and control approval of each transaction
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    2 Factor Authentication for Transactions: Authenticate every outgoing transaction with OTP via SMS.
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    99.99% Uptime: Get close-to-zero maintenance downtime on your business banking account
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    Bug-free Banking: Experience best-in-class tech that ensures frictionless banking
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Take your business with you everywhere you go

RazorpayX makes mobile banking easy with a modern and intuitive banking app that handles everything from checking balances and making payments to seeing how your business is performing on a daily, weekly and monthly basis.

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    Make payments in just a few taps.
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    Approve payments right from your phone.
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    Receive instant notifications on all account activities.
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    View real-time account balance and transaction history.
Get Started Now

Take your business with you everywhere you go

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RazorpayX makes mobile banking easy with a modern and intuitive banking app that handles everything from checking balances and making payments to seeing how your business is performing on a daily, weekly and monthly basis.

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    Make payments in just a few taps.
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    Approve payments right from your phone.
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    Receive instant notifications on all account activities.
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    View real-time account balance and transaction history.
Get Started Now

We offer plans for businesses of all sizes.

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RazorpayX Basic
with Virtual Account
Dashboard & Bulk Payouts
API Payouts
Vendor Payments
Payout Links
Approval workflows
Insights & reports
300 free payouts every month
on all transfer methods: UPI, IMPS, NEFT and RTGS.
Sign Up
Pricing* after 300 free payouts
IMPS/UPI
Upto ₹1,000₹4₹2
₹1,000 - ₹25,000₹6₹4
Above ₹25,000₹9₹8
NEFT/RTGS₹5₹3
RazorpayX Pro
with Current Account
Guided Account Opening
Cheque Book & Debit Cards
Cash withdrawals & Deposits
Scheduled Payouts
Priority Support
And everything from Basic
500 free payouts every month
on all transfer methods: UPI, IMPS, NEFT and RTGS via current account
Sign Up
Pricing* after 500 free payouts
IMPS (UPI Coming Soon)
Upto ₹1,000₹4₹1.5
₹1,000 - ₹25,000₹6₹3
Above ₹25,000₹9₹7
NEFT/RTGS₹5₹2
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Enterprise
For large number of payouts
Early Access to Features
24x7 Priority Support
Account activation in 24 hours
Dedicated Account Manager
And everything else from
Basic and Pro
Custom Pricing
Making more than 10,000 payouts every month? Reach out to discuss alternative pricing options.
Contact Sales
*GST as applicable on the fee charged.
*Limited time offer.
In case of any queries, Contact us

Start for free.
Pay as you grow.

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RazorpayX Basic
with Virtual Account
Dashboard & Bulk Payouts
API Payouts
Vendor Payments
Payout Links
Approval workflows
Insights & reports
300 free payouts every month
on all transfer methods: UPI, IMPS, NEFT and RTGS.
Sign Up
Pricing* after 300 free payouts
IMPS/UPI
Upto ₹1,000₹4₹2
₹1,000 - ₹25,000₹6₹4
Above ₹25,000₹9₹8
NEFT/RTGS₹5₹3
RazorpayX Pro
with Current Account
Guided Account Opening
Cheque Book & Debit Cards
Cash withdrawals & Deposits
Scheduled Payouts
Priority Support
And everything from Basic
500 free payouts every month
on all transfer methods: UPI, IMPS, NEFT and RTGS via current account
Sign Up
Pricing* after 500 free payouts
IMPS (UPI Coming Soon)
Upto ₹1,000₹4₹1.5
₹1,000 - ₹25,000₹6₹3
Above ₹25,000₹9₹7
NEFT/RTGS₹5₹2
background
Enterprise
For large number of payouts
Early Access to Features
24x7 Priority Support
Account activation in 24 hours
Dedicated Account Manager
And everything else from
Basic and Pro
Custom Pricing
Making more than 10,000 payouts every month? Reach out to discuss alternative pricing options.
Contact Sales
*GST as applicable on the fee charged.
*Limited time offer.
In case of any queries, Contact us
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Frequently Asked Questions

FAQs

What exactly is RazorpayX?
What exactly is RazorpayX?

RazorpayX is a business banking platform: a fully digital banking software that allows businesses to do everything from open a current account, track invoices, schedule payments, pay tax, apply for loans, and view financial reports, all from one dashboard. This helps businesses manage their finances seamlessly and have complete visibility and control over the company’s finances.

What can I use RazorpayX for?
What can I use RazorpayX for?

RazorpayX can be used as a full-fledged business banking platform. In addition to being able to add funds via various methods, you can also use it as the default settlement account for all your online payments. From there, you can process payouts through API or the intuitive dashboard to your customers, vendors, partners, employees, etc.

What type of account do I get with RazorpayX?
What type of account do I get with RazorpayX?

When you sign up on RazorpayX, we will start the process of opening a Current Account for your business. In the meanwhile, we will set up a Virtual Account (Just like a digital wallet) on your account that can be used in the interim until your Current Account is active. That means you can get started right away.

What kind of banking features are available with RazorpayX?
What kind of banking features are available with RazorpayX?

In addition to standard banking features like cheque book, unlimited deposits and withdrawals, account statements, also get access to our custom features like maker-checker, queued and scheduled payouts, bulk payouts, vendor invoice management, instant tax payments and more.

What exactly is RazorpayX?

RazorpayX is a business banking platform: a fully digital banking software that allows businesses to do everything from open a current account, track invoices, schedule payments, pay tax, apply for loans, and view financial reports, all from one dashboard. This helps businesses manage their finances seamlessly and have complete visibility and control over the company’s finances.

What can I use RazorpayX for?

RazorpayX can be used as a full-fledged business banking platform. In addition to being able to add funds via various methods, you can also use it as the default settlement account for all your online payments. From there, you can process payouts through API or the intuitive dashboard to your customers, vendors, partners, employees, etc.

What type of account do I get with RazorpayX?

When you sign up on RazorpayX, we will start the process of opening a Current Account for your business. In the meanwhile, we will set up a Virtual Account (Just like a digital wallet) on your account that can be used in the interim until your Current Account is active. That means you can get started right away.

What kind of banking features are available with RazorpayX?

In addition to standard banking features like cheque book, unlimited deposits and withdrawals, account statements, also get access to our custom features like maker-checker, queued and scheduled payouts, bulk payouts, vendor invoice management, instant tax payments and more.

Xperiencethe Future of Banking
Sign Up
  • Easy Payouts and disbursals
  • Current Accounts
  • User-friendly Dashboards
  • Powerful APIs
Razorpay
Razorpay is the only payments solution in India that allows businesses to accept, process and disburse payments with its product suite. It gives you access to all payment modes including credit card, debit card, netbanking, UPI and popular wallets including JioMoney, Mobikwik, Airtel Money, FreeCharge, Ola Money and PayZapp.
Razorpay’s business banking arm, RazorpayX, brings effectiveness, efficiency and excellence to all financial processes. With RazorpayX, businesses can get access to fully-functional current accounts, supercharge their payouts and automate payroll compliance.
Manage your marketplace, automate bank transfers, collect recurring payments, share invoices with customers and avail working capital loans - all from a single platform. Fast forward your business with Razorpay.

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