Payment Gateway
Overview
Payment Methods
Built for Developers

A System Designed to Handle End to End Payments

Accept All Payment Modes

With Domestic and International Credit & Debit cards, EMI, Netbanking from 58 banks, UPI and 8 mobile wallets, Razorpay provides the most extensive set of payment methods.

Checkout and Global Card Saving

An easy to integrate Checkout with cards saved across businesses so that your customers can pay seamlessly everywhere.

Powerful Dashboard

Get reports and detailed statistics on payments, settlements, refunds and much more for you to take better business decisions.

Built for Developers

Robust, clean, developer friendly APIs, plugins and libraries for all major languages and platforms that let you focus on building great products.

Robust Security

PCI DSS Level 1 compliant along with frequent third party audits and a dedicated internal security team to make sure your data is always safe.

Flash Checkout

Tap into a store of 4 million+ saved cards and say goodbye to requiring customers to type card details every time.

  • Better Conversions than ever
  • Flaunt your Brand with Custom UI
  • Easy Integration with less code
  • 4+ Million saved cards across businesses
  • Personalised payment experience for every user
  • Native OTP
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A Powerful dashboard to give you full control

Access and manage your payments, refunds, transfers, subscriptions, invoices, virtual accounts, API keys, webhooks, account and everything else.

See Key Statistics

Get access to real-time data and insights to take informed business decisions. View important stats and generate customizable settlement and reconciliation reports.

Easy to Use

We understand that when it comes to managing payments, speed and ease of use is what matters at the end of the day. We've spent endless hours to make it a great experience for you.

Go to your Dashboard

The Easiest Integration Ever

Integrating payments with Razorpay is as simple as it can get with well documented SDKs, RESTful APIs and plugins for all major platforms and languages.

Integrating Razorpay was a breeze and we must have spent about 30 minutes doing it! Unquestionably the only Indian payment gateway truly designed and built for developers.

Kailash Nadh, Head of Technology, Zerodha

Read MoreView Integrations

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Simple Integrations on All Platforms

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One Click eCommerce Plugins

Support hundreds of payment methods,
and all the upcoming ones

Start and end payments on the same page.
UPIBharat QRAll major debit and credit cards50+ Netbanking OptionsMobile Wallets

UPI

UPI is a new mobile-first payment mode for making payments to friends or businesses. Razorpay was the first in the industry to bring UPI payments to merchants. Accept UPI payments without writing any additional code.

Learn More about UPI
UPI Payment Method

Credit and Debit Cards, International Included

Accept payments from all major credit and debit card networks like Visa, Mastercard, American Express and RuPay. And now also accept international card payments from customers in various countries including US, Europe, South East Asia etc.

With Razorpay Flash Checkout,  your customers can save their card details and use them for future payments.

Cards Payment Method

EMI on Cards

Your customers can pay in monthly instalments on major bank credit cards, while you receive the full amount now.

EMI Payment Method

50+ Netbanking Options

Accept payments through 50+ banks including SBI, ICICI Bank, HDFC Bank, Axis Bank, Kotak Bank and Yes Bank. The bank page opens in a pop-up window so your customers can easily come back to your website, ensuring a great experience.

Netbanking Payment Method

50+ banks

9 Payment Wallets

Allow your customers to pay via popular online wallets like Mobikwik, Freecharge and Ola Money. They can approve payments using OTP directly on Razorpay checkout for a seamless experience.

Wallets Payment Method

NEFT/RTGS/IMPS

Generate virtual accounts and accept payments via NEFT, RTGS and IMPS using Smart Collect. Get notified for each incoming payment and automate the tedious reconciliation process.

Learn More about Smart Collect
NEFT/RTGS/IMPS Payment Method

Cardless EMI

Cardless EMI helps in paying for a high or small amount in instalments depending on your needs. There are various providers who provide easy installments without using your card, like ZestMoney, Snapmint, Kissht, Cash care etc

Wallets Payment Method

The Easiest Integration Ever

Integrating payments with Razorpay is as simple as it can get with well documented SDKs, RESTful APIs and plugins for all major platforms and languages.

Checkout: Easy way to integrate payments on web and mobile.

Use Razorpay Checkout and leave the complexities of payment validations, error handling and retry process to us.

Easy to integrate

Razorpay Checkout is a cross platform payment form that can be embedded using few lines of javascript. No more week long integration woes.

Responsive, works everywhere

Checkout has been tested to work smoothly across all major platforms and browsers.

View Docs

Mobile SDKs

Accept payments on mobile apps using auto updating, easy to integrate and lightweight SDKs.

Autofill OTP

Don't you just hate it when you have to switch to the SMS app just to read an OTP and then fill it manually?

Razorpay's Android SDK takes the pain out of the process by doing all this for your app users, automatically.

Auto Updating

A new wallet comes up in the market? A new bank in Net Banking list? Sit back and relax, you don't need to update your app. We've got you covered, automatically.

Featherweight

At around ~200KB in size, our Android SDK is one of the lightest payment SDKs.

Robust APIs to manage payments on your backend

Control all aspects of payments through powerful APIs and SDKs built for enabling automation.

Create an Order

Get Payment Details

Create a Refund

  1. curl https://api.razorpay.com/v1/orders \
  2. -u {KEY}:{SECRET} \
  3. -d 'amount=10000' \
  4. -d 'currency=INR' \
  5. -d 'receipt=Receipt #20'
  1. curl https://api.razorpay.com/v1/payments/payment_7xbQrmEoA5WJ0G \
  2. -u {KEY}:{SECRET}
  1. curl https://api.razorpay.com/v1/payments/payment_7xbQrmEoA5WJ0G/refund \
  2. -u {KEY}:{SECRET} \
  3. -d 'amount=6000'
View Docs

Integration SDKs for all major platforms

View Integrations

Go Global with Razorpay

Take your business global with no additional integration costs on Razorpay’s international payment gateway. Boost conversions with international customers by allowing them to pay in their local currency.

  • Integrate with a few simple steps
  • Display local currencies
  • Support for 92 currencies
  • Real-time currency conversion
  • All major International cards accepted
  • Settlements in INR available
Learn More

Frequently Asked Questions

FAQ's

What is a Payment Gateway?
What is a Payment Gateway?

A payment gateway is an ecommerce service that processes online payments for online as well as offline businesses. Payment gateways help accept payments by transferring key information from their merchant websites to issuing banks, card associations and online wallet players.

Payment gateways play a vital role in the online transaction process, which is the realisation of value, and hence are seen as an important pillar of ecommerce.

How is a payment gateway different from an online/digital wallet?
How is a payment gateway different from an online/digital wallet?

A payment gateway helps businesses to accept online payments from customers. The payment gateway is thus a service employed by a online business and does not have a direct relationship or account with the end customer.

An online/digital wallet is a payment instrument in which customers can store money and utilise on online websites which provide the support for these wallets. Payment gateways such as Razorpay provide support for multiple wallet options including Amazon Pay, Vodafone mPesa, JioMoney, Freecharge, Airtel Money, Ola Money, PayZapp and Mobikwik.

What payment modes are supported by Razorpay?
What payment modes are supported by Razorpay?

Razorpay supports over 100+ payment modes including Credit and Debit Cards (Visa, Mastercard, Rupay, AMEX, Diners), Net Banking from top 50+ banks, UPI (Web Collect & UPI Intent), Online Wallets, EMI and NEFT/RTGS payments. For the complete list you can refer - https://razorpay.com/payment-gateway/#methods

What platforms does Razorpay payment gateway support?
What platforms does Razorpay payment gateway support?

Razorpay helps you accept online payments from customers across Desktop, Mobile web, Android & iOS. Additionally by using Razorpay Payment Links, you can collect payments across multiple channels like SMS, Email, Whatsapp, Chatbots & Messenger.
We also support payments across Cordova, Phonegap, Ionic, React Native along with S2S integrations for PHP, Ruby, Python, .NET, Nodejs, Java.

Does Razorpay provide international payments support?
Does Razorpay provide international payments support?

Yes, Razorpay provides support for International transactions. We support all major international cards and 92 currencies including USD, EUR, GBP, SGD, AED. After signing up on Razorpay, you can request for international support by raising a ticket on https://razorpay.com/support/#request

What documents are required for setting up a Razorpay account?
What documents are required for setting up a Razorpay account?

Razorpay provides a 2 stage onboarding process. Just by submitting key business details as well as Promoter / Director PAN card number, we complete the KYC and allow you to accept payments instantly. The KYC documentaion required in the second stage require an organisation address proof, business proof, website details which can be submitted completeley online, even while you are alredy accepting payments from your customers.

What is a Payment Gateway?

A payment gateway is an ecommerce service that processes online payments for online as well as offline businesses. Payment gateways help accept payments by transferring key information from their merchant websites to issuing banks, card associations and online wallet players.

Payment gateways play a vital role in the online transaction process, which is the realisation of value, and hence are seen as an important pillar of ecommerce.

How is a payment gateway different from an online/digital wallet?

A payment gateway helps businesses to accept online payments from customers. The payment gateway is thus a service employed by a online business and does not have a direct relationship or account with the end customer.

An online/digital wallet is a payment instrument in which customers can store money and utilise on online websites which provide the support for these wallets. Payment gateways such as Razorpay provide support for multiple wallet options including Amazon Pay, Vodafone mPesa, JioMoney, Freecharge, Airtel Money, Ola Money, PayZapp and Mobikwik.

What payment modes are supported by Razorpay?

Razorpay supports over 100+ payment modes including Credit and Debit Cards (Visa, Mastercard, Rupay, AMEX, Diners), Net Banking from top 50+ banks, UPI (Web Collect & UPI Intent), Online Wallets, EMI and NEFT/RTGS payments. For the complete list you can refer - https://razorpay.com/payment-gateway/#methods

What platforms does Razorpay payment gateway support?

Razorpay helps you accept online payments from customers across Desktop, Mobile web, Android & iOS. Additionally by using Razorpay Payment Links, you can collect payments across multiple channels like SMS, Email, Whatsapp, Chatbots & Messenger.
We also support payments across Cordova, Phonegap, Ionic, React Native along with S2S integrations for PHP, Ruby, Python, .NET, Nodejs, Java.

Does Razorpay provide international payments support?

Yes, Razorpay provides support for International transactions. We support all major international cards and 92 currencies including USD, EUR, GBP, SGD, AED. After signing up on Razorpay, you can request for international support by raising a ticket on https://razorpay.com/support/#request

What documents are required for setting up a Razorpay account?

Razorpay provides a 2 stage onboarding process. Just by submitting key business details as well as Promoter / Director PAN card number, we complete the KYC and allow you to accept payments instantly. The KYC documentaion required in the second stage require an organisation address proof, business proof, website details which can be submitted completeley online, even while you are alredy accepting payments from your customers.

Simple pricing, no hidden charges

With no setup or maintenance fees and one of the lowest transaction charges in the industry, pay only when you get paid!

Standard Plan

2%
per transaction
Indian Credit Cards, Indian Debit Cards, Net Banking from 58 Banks, UPI, Wallets including Freecharge, Mobikwik etc.
3%
per transaction
Diners and Amex Cards, International Cards, EMI
*GST as applicable on fee.
One-Time Setup Fee

₹ 0.00

No setup fee
Annual Maintenance Fee

₹ 0.00

No maintenance fee
Get Started

Enterprise Plan

Large number of monthly payments on your platform? Get in touch for volume pricing.
Explore how you can drive more value for your business with Payment Gateway with its smart features.

Supercharge your business with Razorpay

Sign up now to experience the future of payments and offer your customers the best checkout experience.

  • Quick Onboarding
  • Razorpay Checkout
  • Saved Cards Database
  • 24x7 Support