What are Instant Settlements?
Delayed settlements can cause operational gaps for a business. Razorpay Instant Settlements
helps reduce settlement period to 12 hours or less (from the time of transaction). So, you have a ready
inflow of cash to amplify your business and meet cash requirements without any hassles.
Instant Settlements: Your options
Choose how you want your instant settlements, based on your business needs:
On-demand Instant Settlements
Have your money settled early on key business days.
Scheduled Early Settlements
Have all your payments settled to your bank account at specific hours during the day.
Want to know if you are eligible?
Go to Dashboard
With just one click of the button, your payments will be credited into your account on an expedited basis.
Spikes in Demand/Sales
Running a sales promotion? All geared for the demand spike? On-Demand Instant Settlements will unlock your cashflow crunches.
Efficiently finance the growth and management of your operations, and plan and prepare for your marketing expenses more efficiently.
What are Business Loans?
Avail hassle-free, pre-approved business loans from Razorpay’s NBFC and banking partners without any collateral. The credit limits are defined based on your unique Razorpay Credit Score.
Business Loans: The Process
Razorpay’s Alternative Credit Decisioning System uses your transaction history to assign a unique credit score. Based on that, our NBFCs and banking partners provide pre-approved loans.
Re-payment to lenders happens automatically from your settlements. Pay it back, hassle-free.
Want to be one of the first people to access it?
Get in touch
Budget your monthly inventory spends & investments better.
Add new products
Fund the development & distribution of new products.
Explore New Markets
Expand to new geographic & demographic markets.
Acquire Better Talent
Hire better talent & manage salary payments easily.