RazorpayX Corporate Cards Powered by SBM India
Preferred card for startups & entrepreneurs
“Whether it's about processing a refund or getting more cards for our business, everything can be done on the dashboard without having to call anyone”

“It is ideal for making online business payments and the auto-repayment feature saves us a lot of time.”

“Using personal cards for business creates compliance hassles. RazorpayX Corporate Card meets all our requirements with simple process suited to growing businesses.”

“As a business, I have complete control and visibility over spends. I can set an upper limit on funds which helps me manage expenses really well.”

The power of RazorpayX Business Banking Hub
RazorpayX Banking Hub helps you manage finances with an easy-to-use business banking experience.
Go beyond normal with RazorpayX
- Auto-pay through customer payments
- Make vendor payments even where cards are not accepted
- Get integrated tracking and reports with all other business finances (coming soon)
- Make advance tax payments (coming soon)
Increase your credit limit with RazorpayX
- With revenue through Razorpay payments
- Basis your Current Account statements
- Basis your Xpayroll transactions
- Basis usage of RazorpayX Banking Account
- Basis recent VC funding
Add-on cards ideal for your team
- Lock cards, set spending limits and change allowed type of expenses with a few clicks
- Avoid hassles of OTPs or reimbursement for different teams
- Apply easily and quickly from the RazorpayX dashboard
Why do you need it?
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You run online ads or use SaaS for your business
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You use AWS, Google or other cloud infrastructure for your business
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You don’t want to pledge security or fixed deposit to get a corporate card
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You don’t want the hassles of OTP or reimbursements for your team
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Any international or recurring spends that are easier with credit card

Frequently Asked Questions
FAQs
Personal cards are evaluated for personal use and spending for business purposes through personal cards may result in auditing and compliance hassles when filing taxes and reporting business spending. Also, corporate credit cards are issued in the name of the company whereas personal cards have complete liability for users.
RazorpayX Corporate Cards are issued on the basis of business performance and potential instead of fixed deposits or security collateral. The Corporate Cards also integrate with Razorpay payment gateway and RazorpayX banking hub to make your repayments and usage easier with better visibility all around.
You can become eligible for a RazorpayX Corporate Card by being an active user of the Razorpay payment gateway, RazorpayX Payroll or RazorpayX Current Accounts. With consistent usage of these products you will be eligible for higher lines also.
If you are already eligible for a RazorpayX Corporate Card, you may avail one by completing a few simple steps here: x.razorpay.com/cards. We evaluate credit bureau reports and your business bank statements. However, a high credit score is not necessary to avail a RazorpayX Corporate Card. Your business performance visible through Razorpay or RazorpayX products is the most important factor.
The joining charges are waived off for all cards currently along with the annual fee after a certain amount of spending. You will receive a physical card and full access for free if you are using Razorpay products. Standard late fees and interest charges apply for payments after the due date i.e. 20 days after the bill is generated. You receive all the business rewards and available cashbacks as you start using the card.
Personal cards are evaluated for personal use and spending for business purposes through personal cards may result in auditing and compliance hassles when filing taxes and reporting business spending. Also, corporate credit cards are issued in the name of the company whereas personal cards have complete liability for users.
RazorpayX Corporate Cards are issued on the basis of business performance and potential instead of fixed deposits or security collateral. The Corporate Cards also integrate with Razorpay payment gateway and RazorpayX banking hub to make your repayments and usage easier with better visibility all around.
You can become eligible for a RazorpayX Corporate Card by being an active user of the Razorpay payment gateway, RazorpayX Payroll or RazorpayX Current Accounts. With consistent usage of these products you will be eligible for higher lines also.
If you are already eligible for a RazorpayX Corporate Card, you may avail one by completing a few simple steps here: x.razorpay.com/cards. We evaluate credit bureau reports and your business bank statements. However, a high credit score is not necessary to avail a RazorpayX Corporate Card. Your business performance visible through Razorpay or RazorpayX products is the most important factor.
The joining charges are waived off for all cards currently along with the annual fee after a certain amount of spending. You will receive a physical card and full access for free if you are using Razorpay products. Standard late fees and interest charges apply for payments after the due date i.e. 20 days after the bill is generated. You receive all the business rewards and available cashbacks as you start using the card.
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