A powerful dashboard to give you full control

We understand that when it comes to managing payments, speed and ease of use is what matters at the end of the day. We've spent countless hours to make it a great experience for you.
  • Access and manage your payments, refunds, transfers, subscriptions, invoices & a lot more
  • Get access to real-time data and insights to take informed business decisions
  • View important stats & generate customizable settlement and reconciliation reports
  • Run promotional offers for specific banks, card networks and wallets via Razorpay dashboard
  • manage your payments

    A sneak peek of your money movement with Razorpay

    powerful dashboardpowerful dashboard

    Simplified solutions for all your payments need

    Handle end-to-end payments with Payment Gateway

    Experience the future of payments with the easiest integration, completely online onboarding & feature-filled checkout. Avail lowest industry charges.
    acceptable payments
    Accept all payment modes
    Accept payments via Domestic and International Credit & Debit cards, EMIs, PayLater, Netbanking, UPI and wallets.
    saving card
    Checkout and global card saving
    An easy to integrate Checkout with cards saved across businesses so that your customers can pay seamlessly everywhere.
    build builders
    Built for developers
    Robust, developer-friendly APIs, plugins and libraries for all major languages and platforms that let you focus on building great products.
    The best thing about having Razorpay is that they are proactive in all the fields that makes the overall experience so smooth, for everyone. If you are looking for a payment partner, these are the guys to be considered as the first option.
    Anil Kumar
    Senior Product Manager, Quickr

    Double Thumbs Up from Razorpay Customers

    Fight COD frauds on your e-commerce business with AI

    Return to Origin (RTO) and fraud orders may contribute up to 50% of your e-commerce orders. Keep RTO rates at bay with Razorpay Thirdwatch.
    fake order
    Risky order profiling
    Flag fake orders by analysing multiple parameters like junk details, historical patterns and more in real-time.
    ship address
    Shipping address verification
    Detect incomplete orders so that you can reach out to your customers, update the addresses and successfully deliver these orders.
    UseAI
    Use AI & ML for 360-degree security
    Reduce RTO orders over 60% by robust AI algorithm & advanced ML engine. Automate fraud detection & increase profitability.
    Before integration with Thirdwatch, we were witnessing a high number of cancellations After going live with Thirdwatch. we were able to identify 100% of duplicate orders and a major share of impulse purchases leading to a major reduction in our RTO.
    Arjun Kapoor
    VP Product Development & Technology, Pipa Bella

    Instant cash for business growth

    Razorpay Capital solves your cash flow challenges by financing your business growth through instant settlements and quick business loans.
    Initiate Mandate
    Accessible funds
    You are pre-approved on the basis of your customer payments. We don’t need a long business history and a high credit score.
    transportation price
    Transparent pricing
    You get simple pricing with best interest rates for your needs. We don’t require collateral or personal guarantees.
    avail loan
    Flexible repayments
    You make automatic payments from your settlements when you can. We give you the freedom to suit your business.
    We experienced a 40% decline in demand due to COVID-19 lockdown but we couldn't afford to cut back on marketing and product development. Razorpay Capital did a fine job of processing and disbursing loans quickly with great support throughout. With increased liquidity, we were able to bounce back to normality in no time.
    Girish Khemani
    Market Insights

    Save on operational costs

    Offer subscription service, route your payments and create unlimited virtual accounts with Razorpay. Streamline your operations with a lifetime price slash offer.
    subscriptions
    Subscriptions
    Invite your customers to sign up for a predetermined schedule and accept timely payments in real-time.
    route
    Route
    Split payments between various third parties, sellers or bank accounts and manage settlements, refunds, and reconciliations.
    smart collect
    Smartcollect
    Automatically reconcile incoming NEFT, RTGS, IMPS and UPI transfers. Create unlimited virtual accounts free of cost.
    We are currently using Smart collect & Route marketplace for collecting payments from users. Their innovative products and quick support has helped us scale our offering to our users. From onboarding documentation to technical integration, Razorpay has been a boon for Indian tech startups.
    Pranay Bhardwaj
    Product Manager (Slicepay)

    Xperience the future of banking

    Bring effectiveness, efficiency, and excellence to all your financial processes with the best tech with RazorpayX. Get everything you could ask of your bank, under one roof.
    easy disbursals
    Easy disbursals
    Smooth & easy vendor payouts with 24*7 functionality. Send payouts via NEFT/ RTGS/ IMPS/ UPI.
    free current account
    Free current account
    Get a current account for your business including a cheque book, debit cards, unlimited deposits and withdrawals.
    automate finance
    Automate your finances
    Automate every financial process directly with your bank account. Keep a track of your inflows & outflows.

    Frequently Asked Questions

    FAQs

    How can I start using Razorpay?
    How can I start using Razorpay?

    To begin with, you will have to register on our Dashboard by filling in basic details such as email ID, your business registration type etc. Once you sign-up you will receive a verification email to the email ID. Verify your email address by following the instructions on the email.

    What are the charges involved? Do you charge any set-up fee?
    What are the charges involved? Do you charge any set-up fee?

    We offer a simple and transparent pricing plan for a payment gateway which has no hidden fees:

  • - 2% per successful transaction
  • - +1% for International cards, EMI and Amex
  • - No setup fees
  • - No Annual maintenance charges
  • - GST applicable to 18% on the transaction fee

  • Unfortunately, we only support businesses registered in India.

    Can I accept payments through EMI?
    Can I accept payments through EMI?

    Yes, you can. EMI can be applied for after the activation of your account, which is subject to the approval of our banking partners. EMI is applicable for transactions of INR 3000 and more.

    Can I accept International Payments through Razorpay?
    Can I accept International Payments through Razorpay?

    Yes, we do support acceptance of international payments through cards issued by overseas banks for eligible registered businesses. Any eligible business on Razorpay, with a registered business and a valid website, should be able to accept payments from debit or credit cards which are issued by overseas banks. This functionality will also allow these businesses to accept payments via cards or which are issued in India but are international cards.

    You can collect International payments via all our products (Payment Gateway, Payment links, Payment Pages etc) excluding Route (split payments) and Smart Collect (fund transfers via NEFT/RTGS).

    What are the documents needed to sign-up?
    What are the documents needed to sign-up?

    Here are the documents to be uploaded:

  • - One Business Proof (Certificate of Incorporation, Partnership deed, Service tax, GST registration document),
  • - Firm/Company PAN (Not for Proprietorship), Promoter's PAN (Proprietor/director),
  • - Cancelled cheque / Bank account statement in the name of the business,
  • - Authorized signatory address proof (Passport/AADHAR/DL/EC)
  • What can I use RazorpayX for?
    What can I use RazorpayX for?

    RazorpayX can be used as a full-fledged business banking platform. In addition to being able to add funds via various methods, you can also use it as the default settlement account for all your online payments. From there, you can process payouts through API or the intuitive dashboard to your customers, vendors, partners, employees, etc.

    What kind of payment methods are supported by Razorpay?
    What kind of payment methods are supported by Razorpay?

    Razorpay supports over 100+ payment modes including Credit and Debit Cards (Visa, Mastercard, Rupay, AMEX, Diners), Net Banking from top 50+ banks, UPI (Web Collect & UPI Intent), Online Wallets, EMIs (Credit/Debit Cards & Cardless), PayLater and NEFT/RTGS payments.

    Are there any additional charges to avail Instant Settlements?
    Are there any additional charges to avail Instant Settlements?

    Yes, there are additional charges to avail instant Settlements. The extent of additional charge depends on multiple factors such as your vintage with Razorpay, your risk profile (based on refunds, chargebacks etc.) as calculated by Razorpay.

    How can I start using Razorpay?

    To begin with, you will have to register on our Dashboard by filling in basic details such as email ID, your business registration type etc. Once you sign-up you will receive a verification email to the email ID. Verify your email address by following the instructions on the email.

    What are the charges involved? Do you charge any set-up fee?

    We offer a simple and transparent pricing plan for a payment gateway which has no hidden fees:

  • - 2% per successful transaction
  • - +1% for International cards, EMI and Amex
  • - No setup fees
  • - No Annual maintenance charges
  • - GST applicable to 18% on the transaction fee

  • Unfortunately, we only support businesses registered in India.

    Can I accept payments through EMI?

    Yes, you can. EMI can be applied for after the activation of your account, which is subject to the approval of our banking partners. EMI is applicable for transactions of INR 3000 and more.

    Can I accept International Payments through Razorpay?

    Yes, we do support acceptance of international payments through cards issued by overseas banks for eligible registered businesses. Any eligible business on Razorpay, with a registered business and a valid website, should be able to accept payments from debit or credit cards which are issued by overseas banks. This functionality will also allow these businesses to accept payments via cards or which are issued in India but are international cards.

    You can collect International payments via all our products (Payment Gateway, Payment links, Payment Pages etc) excluding Route (split payments) and Smart Collect (fund transfers via NEFT/RTGS).

    What are the documents needed to sign-up?

    Here are the documents to be uploaded:

  • - One Business Proof (Certificate of Incorporation, Partnership deed, Service tax, GST registration document),
  • - Firm/Company PAN (Not for Proprietorship), Promoter's PAN (Proprietor/director),
  • - Cancelled cheque / Bank account statement in the name of the business,
  • - Authorized signatory address proof (Passport/AADHAR/DL/EC)
  • What can I use RazorpayX for?

    RazorpayX can be used as a full-fledged business banking platform. In addition to being able to add funds via various methods, you can also use it as the default settlement account for all your online payments. From there, you can process payouts through API or the intuitive dashboard to your customers, vendors, partners, employees, etc.

    What kind of payment methods are supported by Razorpay?

    Razorpay supports over 100+ payment modes including Credit and Debit Cards (Visa, Mastercard, Rupay, AMEX, Diners), Net Banking from top 50+ banks, UPI (Web Collect & UPI Intent), Online Wallets, EMIs (Credit/Debit Cards & Cardless), PayLater and NEFT/RTGS payments.

    Are there any additional charges to avail Instant Settlements?

    Yes, there are additional charges to avail instant Settlements. The extent of additional charge depends on multiple factors such as your vintage with Razorpay, your risk profile (based on refunds, chargebacks etc.) as calculated by Razorpay.

    Supercharge your business with Razorpay

    Sign up now to experience the future of payments and offer your customers the best checkout experience.

    • Quick Onboarding
    • Access to entire product suite
    • API access
    • 24x7 support
    Sign Up