Xperience The Future of Banking

With RazorpayX, simplify, accelerate, and automate every aspect of your banking operations – accept payments, manage cash flows, reconcile transactions and enable flexible payouts.

Challenge Traditions with RazorpayX

Traditional Banking way

RazorpayX way

Traditional Banking way

Razorpay X way

Liquidity management is complex

Firm level liquidity management requires interaction with multiple banks & financial firms

Liquidity management is automated, easy, quick

Firm level liquidity management is quick and requires interaction with only a single platform

Multiple systems and complex software

Multiple banking operations require interactions with different systems and clunky software

Single and Simple Platform

An easy to use single platform for all the financial operations

Non-flexible payments disbursal

Payment disbursals are carried out by complex infrastructure with inflexible terms dictated by the specific bank you transact with

Easy and flexible payment disbursals

Payment disbursals are flexible and can be carried out via multiple bank transfers (NEFT/RTGS/IMPS), UPI, cards, wallets, etc.

No cohesive dashboard to gather insights

There is no simple dashboard that can gather insights about your payment trends, cash flows, income, expenses

A user-friendly dashboard that can gather actionable insights

With our easy to use dashboard, derive insights about your payment trends, cashflows, income ,expenses, taxation and more

How RazorpayX can help you?

Xperience Unified Banking

Manage end-to-end operations for single or multiple accounts across various banks and manage their cash flow by aggregating these accounts.

Easily Manage Payments and Refunds

Setup a payment gateway to accept and manage payments via multiple platforms such as invoices, SMS, email links, direct bank transfers, websites, apps and more. Reconcile transactions without having to manually track UTR numbers for days.

Instantly Disburse Payments

Create and manage multiple payouts and disbursals via various methods such as bank transfers (NEFT/RTGS/IMPS), UPI, cards, wallets and more with complete control over the routing logic.

Make Impactful Decisions

Gain insights and recommendations based on income, expenses, accounting, taxation and payments reports that are all made available on the dashboard.

Xperience Unified Banking

Manage end-to-end operations for single or multiple accounts across various banks and manage their cash flow by aggregating these accounts.

Easily Manage Payments and Refunds

Instantly Disburse Payments

Create and manage multiple payouts and disbursals via various methods such as bank transfers (NEFT/RTGS/IMPS), UPI, cards, wallets and more with complete control over the routing logic.

Make Impactful Decisions

Gain insights and recommendations based on income, expenses, accounting, taxation and payments reports that are all made available on the dashboard.

Personalized for Your Business Needs

For New Startups

RazorpayX helps startups and small businesses setup and manage financial operations with ease, all without ever having to physically visit a bank branch.

For Existing businesses

RazorpayX helps existing medium and large businesses perform various financial operations securely with strong operational control and flexible disbursal capabilities.

Introducing The X Club

We make it easy for every aspiring disruptor to power their growth. Right from helping you manage the flow of money in and out of your system to providing you access to capital, we intent to make your startup journey less stressful and more successful.

Learn more