Razorpay X

Escrow Account

Escrow+ Account with X-Factor

The trust of basic Escrow offered by banks supercharged with RazorpayX’s superior banking technology. Enjoy a world where seamless money transfers, worry-free compliance and reliable banking is a reality.

Best suited for digital business in Gaming, Digital Lending and Marketplace verticals.

All Escrow+ Accounts are Powered by

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Compliance in safe hands


No time for downtime

99.99% up-time assured

Banking for biggies

Save time & money with API Banking

Speedy Go-Live with Solutions Pre-approved by RazorpayX's Partner Banks & Trustee

Our scalable systems make sure we get you up & running at lightning-fast speed

Gaming Escrow

A more transparent & compliant solution. Pay GST which is rightfully due & save millions. Save yourself the horror of receiving compliance notices and work with an Escrow Trustee.

Real Money Games

Mid-core / Hard-core

Online Fantasy Sports (OFS)

Digital Lending Escrow

Stay compliant with the latest digital lending guidelines. Pool money into a single tri-party Escrow+ account for disbursals & receive it in a separate Escrow+ account for collections.



P2P Lending

Personal Loans

Gold Loans

Line of Credit

Marketplaces Escrow

Collect bill payments, rent amount, etc. from your customers for further settlements into their beneficiaries' accounts. Ensure hassle-free compliance with an Escrow trustee.

Online Marketplace

B2C E-commerce

B2B E-commerce

Want to know if Escrow+ is the right solution for your business?

Inefficient Banking Can Have Ripple Effects Across Your Business

Bad customer experience

..due to delayed / stuck payouts

GST / compliance notices

...because you didn't know any better

Unreliable support

...that you can’t count on in case of emergencies

Lengthy integration cycles

...thanks to poorly-written API docs

From Banking Woes to Banking Bros

Run your business efficiently anytime, anywhere. Automate collections and disbursals from your Escrow account with RazorpayX’s superior technology which works flawlessly and reliably at scale.

How it Works

Manage Escrow transactions automatically, securely & efficiently, try Escrow+ today!

Frequently asked questions


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Razorpay is the only payments solution in India that allows businesses to accept, process and disburse payments with its product suite. It gives you access to all payment modes including credit card, debit card, netbanking, UPI and popular wallets including JioMoney, Mobikwik, Airtel Money, FreeCharge, Ola Money and PayZapp.

RazorpayX supercharges your business banking experience, bringing effectiveness, efficiency, and excellence to all financial processes. With RazorpayX, businesses can get access to fully-functional current accounts, supercharge their payouts and automate payroll compliance.

Manage your marketplace, automate bank transfers, collect recurring payments, share invoices with customers and avail working capital loans - all from a single platform. Fast forward your business with Razorpay.

Disclaimer: The RazorpayX powered Current Account and VISA corporate credit card are provided by RBI licensed banks. Your RazorpayX powered account is provided by our partner bank, in accordance with RBI regulations. RazorpayX itself is not a bank and doesn't hold or claim to hold a banking license.


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Razorpay Software Private Limited,
Ground Floor, SJR Cyber,
22 Laskar Hosur Road, Adugodi,
Bengaluru, 560030,
Karnataka, India
CIN: U72900KA2020PTC139072

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