Consider this scenario – you are looking for some specific…
What is a Put Call Ratio? A put call ratio is used by options traders to understand the market sentiment. It compares the total number of traded put options to…
In today’s fast-paced world, making money is not nearly as important as managing finances. Investing and saving money wisely has become the need of the hour. Whether it’s for a…
Preamble My first acquaintance with Razorpay Docs began when I joined Razorpay as a Tech Writing Intern. Back then, the platform on razorpay.com/docs was much different than what you currently…
Know the difference between line of credit vs. credit card. Explore unique features, benefits, & repayment terms to make an informed decision.
A few days ago, I bought a new smartphone—one of the new flashy models which contains more bells and whistles than I could ever need. I am decently comfortable with…
Are you an entrepreneur looking to expand your business globally? If so, accepting international payments is a crucial step towards achieving that goal. However, navigating the complex world of cross-border…
Money management is the process that outlines effective tracking, planning, and usage of available capital. This includes budgeting, saving, spending, and investing. Money management proves even more beneficial with regular…
Call and put options refer to the derivatives or financial contracts under which buyers have the right to purchase and sell an underlying asset. This asset can be a commodity,…
Flash sales, commonly known as “deals of the day,” can potentially boost revenue manifold. Flash sales create FOMO (fear of missing out) among online shoppers and compel them to make…
As a founder, financial management is crucial to the success of your venture. Budgeting, the process of creating and implementing a financial plan, serves as a compass to steer your…
Wondering what the deal is with corporate finance? Here’s the only guide to corporate finance that you’ll ever need. Read on!
“Cart abandonment: Unlocking the secrets behind lost sales and recovering revenue.” In the realm of e-commerce, cart abandonment poses a formidable hurdle for businesses. Just imagine a potential customer browsing…
TDS and TCS are two of the most significant sources of income for the government. Read as we take a deep dive into the difference between TDS and TCS and their importance for businesses.
Paying advance tax is simple. If you’re trying to figure out how to pay advance tax online for your business, then check out this handy guide.
A pre-approved line of credit is a form of financial assistance offered by both NBFCs and traditional financial institutions. It is typically offered to borrowers with excellent repayment records and…
“Upsell and cross-sell can help you boost your eCommerce business revenue.” Revenue potential doesn’t end once the purchase process is complete. As per Marketo, 90% of customer value is obtained…
Performance management involves creating a systematic process for employees to meet their goals and objectives while simultaneously aligning with the organization’s overall mission & vision.
Employee lifecycle refers to the various stages an employee goes through during their tenure with a company such as recruitment, onboarding, development, retention, and separation.
Welcome letter is an essential means to help you set the tone for your new employee’s journey with your company.
A promotion letter is a formal document that outlines an employee’s promotion to a higher position within an organization.
An appreciation letter is a powerful means that can help you recognize your employees’ hard work, dedication, and contributions to your company.
A business line of credit can be an essential tool for many businesses for growth. Read on to find out how it can benefit your business.
MSME business loans can be an ideal way for businesses to meet their cash needs. Learn the basic parameters required to receive such credit.
On 18th March 2023, the passionate team of Technical Writers and Content Creators at Razorpay hosted its first, one-of-a-kind event, curated for Technical Writers from across various domains and industries.…
Maximising your working capital loan requires implementing best practices and techniques. Read on to know the preferred approaches.
Consumers can use IMPS without needing a smartphone, which adds to its financial inclusivity, making it a great payment option for the masses.
When applying for a working capital loan, it is important to avoid common mistakes that can hurt your chances of being approved. Learn more.
GPay has become a go-to payment method for many users. However, like any financial service, GPay has certain limitations in place to ensure security and prevent fraud. One such limitation…
SME loan eligibility criteria in India may vary from lender to lender, but generally, business credit scores are taken into consideration. Read on.
A salary certificate is an essential document that verifies an individual’s income and employment details. Get free Word and PDF template here.
Collateral is a form of security offered to lenders in exchange for financing. Read on to know the pros and cons of collateral in business financing.
Looking to secure a startup business loan? Discover the 5 key factors that determine your eligibility for startup business loans.
Maintaining a healthy credit profile can boost your chances of getting an online business loan. Read on to know more about maintaining a healthy credit profile for your business.
Lenders assess business credit profile, plan, cash flow etc., to determine business loan eligibility. Read on to know aspects scrutinised by a lender.
So when exactly was the first business loan executed in India? Not a common question, but an interesting one to consider. Read on to find out more.
Making a choice between business loans and personal loans is tricky. So here’s a detailed comparison to help you make an informed decision.
Cost to Company (CTC) is the total cost that a company would incur on an employee in a year. This cost includes monetary and non-monetary amounts spent on an employee.
While traditional banks are still the spine of the entire financial industry in India, businesses benefit from leveraging digital lending. Here’s why.
A line of credit provides business owners with access to funds that can be used to address any business expense, typically with lower interest rates.
HRD full form is Human Resource Development. In this blog, we discuss the features, objectives, types, functions, importance, and other relevant information related to HRD.
Different types of leaves in India are casual leave, earned leave, sick leave, maternity leave, marriage leave, bereavement leave, comp off, sabbatical leave and a few more. Read this blog post to know all about it.
Getting an SME loan request rejected can leave a negative impact on your creditworthiness. Learn the mistakes that can be avoided to prevent this.
You can obtain business loans without offering any valuable asset as collateral. If you want to learn more about collateral free loans, read on!
Documentation is an essential element for any project as it helps to disseminate information to internal stakeholders and external users such as customers, partners and so on. Complete, comprehensive and…
A balance sheet is a financial statement of a company. It includes assets, liabilities, equity capital, total debt etc. at a particular point in time.
Razorpay recently conducted a three-part live webinar series on the essentials of marketing. Designed to help business owners with academic and practical marketing lessons to navigate the slowdown, the webinar…
In this blog post, we will delve into the various aspects of sabbatical leave, including what it is, how long it is, and whether it is paid or unpaid along with providing a free sabbatical leave policy template.
The roles and responsibilities of HR managers have expanded today. Click to learn about their duties.
Different divisions of even the same business have varied requirements, and job roles demand different skill sets. This blog post covers 9 methods of recruitment that you can start using right away.
Apply for an Instant loan online for business and ensure business profitability. To know more about credit options, read along!
Digitisation is helping businesses compare lenders online. Read on to learn how to choose the right lender for acquiring the best short-term loan!
A business loan helps businesses tide over lean periods. Read along to know how to receive quick business loan approval.
While hard credit score checks lowers CIBIL score, soft inquiries do not have any impact on CIBIL score. Read on to learn about credit score checks.
All the hard work we do is to deliver an awesome user experience. Be it a product or service, we want to hear from our customers if they like what…
RazorpayX Payroll’s free HR Toolkit contains an HR calendar, free HR letters & templates, checklists, free emails and more. Save time on paperwork with it today!
Having a current account is great for your business in more ways than one. Here’s a quick read on the benefits of current accounts.
How to get your KYC right to enjoy a full range of financial services and products offered by banks and financial institutions : A guide for customers.
Having a solid understanding and management of business finance is essential for long-term success of your business. Read more to know why.
With a revolving line of credit, businesses can receive an immediate working capital boost without an excessive interest outgo. Read to know more.
A business line of credit is a flexible loan that businesses can acquire from banks or financial institutions, with easy repayment options.
Maintaining a credit score is essential for a business to grow. Learn the differences between CIBIL & Experian, along with their advantages to your business.
Understand business cycles, cash flow management and how to maintain a positive inflow of cash in your business throughout its operation.
Learn about top 10 best MSME loan schemes that can provide an immediate cash flow boost to help the working capital needs of small businesses.
A small business loan can help you overcome many challenges. Here’s all you need to know about availing and using a small business loan.
Short-term loans can be a highly effective tool for companies’ working capital needs. Click here to know about its features and application process.
Tax collected at source is the tax collected by the seller, at the time of sale. Read on to know everything about TCS and its impact on your business.
Document reviews can help organisations develop better, more comprehensive documents that form the backbone for both the product and support functions There was a time when users would reach out…
Goods and Services Tax, also known as GST, was introduced by the Government of India on 1 July 2017 to simplify the tax structure on various commodities. The aim of…
Creating online video tutorials is not just beneficial; it’s easy! They say a picture is worth a thousand words. But what about a video? A video is worth a million…
The Government of India introduced the Goods & Services Tax (GST) to simplify taxation and create a centralized one nation, one tax policy. As part of this policy, every business…
With a line of credit, you can withdraw money whenever you need it, and pay interest only on the amount you borrow. Read on to know more.
Bookkeeping means keeping a record of day-to-day financial transactions. It provides key financial insights that helps in strategising businesses growth.
Knowing what business banking is, and why it’s important, is essential for every business owner. Here’s a quick read on business banking for the unversed.
Goods and services tax, or GST, is a service tax that governments worldwide have relied upon for various government projects. Regardless of the size, GST registration is compulsory for every…
According to the GST rules introduced in 2017, a GSTIN number is essential for any individual or business that meets the requirements for GST regulations. GST was introduced to replace…
An effective talent management strategy attracts and retains top talent and ensures that even current employees develop their skills. Read here how to build one.
Read on to understand what is cash on delivery (CoD), how does it work and why is it important to offer CoD for online businesses.
It’s a great time to ditch the traditional career route and take freelancing as a full-time profession. With the post-pandemic world adjusting to remote and hybrid work environments, freelancers are…
Companies grant conveyance allowances to their employees to cover travel expenses to and from the office. Read this blog post for more.
Employee engagement is a crucial way to foster a thriving work culture. Employees contribute more if they feel valued. Read about its strategies and examples.
Are you struggling to make money or wish to create an additional income source to help achieve your financial goals? If yes, making money using digital mediums is one of…
Introduction: What is ATM? The automated teller machine (ATM) is an electronic banking machine that allows customers to withdraw or deposit cash and perform basic banking transactions without a representative or teller.…
Introduction to RTGS Transactions Real Time Gross Settlement (RTGS) is a quick fund transfer method that lets customers transfer their funds from one bank account to another electronically. RTGS is…
The market size is estimated to touch USD 25 billion by 2025. If you are a beginner, this guide for freelancers will help you get started.
Introduction to NEFT Transactions National Electronic Funds Transfer (NEFT) is a fund transfer method that was launched in 2005 and allowed two parties to transfer and receive funds electronically. NEFT…
MSMEs, standing for Micro, Small, and Medium Enterprises, are the pillars of India’s economy. Small industries have a huge scope for growth in a country with over 160 crore people. …
Introduction Technical writing has been essential in documenting various technical processes that effectively communicate with ordinary people, be it a guide to assembling a simple table or easy integration of…
Monthly Average Balance is a very important yet often misunderstood concept in banking. Read on to learn how MAB actually works!
The auto sweep facility helps you earn interest on the idle funds in your bank account by transferring them to a high-interest deposit.
Compensation management is one of the primary functions of HR. A compensation package attracts employees towards startups and their decision to stick with them.
In the payroll setup, statutory compliance is the legal framework established by the Government for organisations within which Indian companies must work.
Corporate tax applies to every company in India. Here’s the only guide you’ll ever need to understand corporate tax in India and how to pay it online.
HR compliance is the process of bringing an organisation’s HR policies in sync with the labour laws prevalent at the city, state, country, and global level and in accordance with industry-specific laws.
There are several documents required to open a current account. Here’s a list of current account opening documents for various businesses.
When I started my career as a Technical Writer in the year 2005, hardly anything was known about Technical Writing. Often, at gatherings of friends or family functions, I would…
It is easy to question why a business needs a current account when savings accounts appear to do the job just as well. But there are significant differences between current…
GST accounting is when you make entries into your books related to the goods and services provided and received. This blog post talks about GST accounting and reconciliation in detail.
API stands for Application Programming Interface, a way for two or more computer programs to communicate with each other. Using APIs, we can transcend the traditional challenges of data sharing…
Work-Life Balance – No, this is not an oxymoron. Much has already been talked about striking a balance between work and life. But, the struggle is real, and there is…
We are sailing into a technology-driven economy and this shift to digitalization in the banking industry is not new; factors like customer satisfaction, competition, and changing regulations have always kept…