Maintaining a healthy credit profile can boost your chances of getting an online business loan. Read on to know more about maintaining a healthy credit profile for your business.
While traditional banks are still the spine of the entire financial industry in India, businesses benefit from leveraging digital lending. Here’s why.
A line of credit provides business owners with access to funds that can be used to address any business expense, typically with lower interest rates.
HRD full form is Human Resource Development. In this blog, we discuss the features, objectives, types, functions, importance, and other relevant information related to HRD.
Different types of leaves in India are casual leave, earned leave, sick leave, maternity leave, marriage leave, bereavement leave, comp off, sabbatical leave and a few more. Read this blog post to know all about it.
Getting an SME loan request rejected can leave a negative impact on your creditworthiness. Learn the mistakes that can be avoided to prevent this.
You can obtain business loans without offering any valuable asset as collateral. If you want to learn more about collateral free loans, read on!
Documentation is an essential element for any project as it helps to disseminate information to internal stakeholders and external users such as customers, partners and so on. Complete, comprehensive and…
A balance sheet is a financial statement of a company. It includes assets, liabilities, equity capital, total debt etc. at a particular point in time.
Razorpay recently conducted a three-part live webinar series on the essentials of marketing. Designed to help business owners with academic and practical marketing lessons to navigate the slowdown, the webinar…
In this blog post, we will delve into the various aspects of sabbatical leave, including what it is, how long it is, and whether it is paid or unpaid along with providing a free sabbatical leave policy template.
The roles and responsibilities of HR managers have expanded today. Click to learn about their duties.
Different divisions of even the same business have varied requirements, and job roles demand different skill sets. This blog post covers 9 methods of recruitment that you can start using right away.
Apply for an Instant loan online for business and ensure business profitability. To know more about credit options, read along!
Digitisation is helping businesses compare lenders online. Read on to learn how to choose the right lender for acquiring the best short-term loan!
A business loan helps businesses tide over lean periods. Read along to know how to receive quick business loan approval.
While hard credit score checks lowers CIBIL score, soft inquiries do not have any impact on CIBIL score. Read on to learn about credit score checks.
All the hard work we do is to deliver an awesome user experience. Be it a product or service, we want to hear from our customers if they like what…
RazorpayX Payroll’s free HR Toolkit contains an HR calendar, free HR letters & templates, checklists, free emails and more. Save time on paperwork with it today!
Having a current account is great for your business in more ways than one. Here’s a quick read on the benefits of current accounts.
How to get your KYC right to enjoy a full range of financial services and products offered by banks and financial institutions : A guide for customers.
Having a solid understanding and management of business finance is essential for long-term success of your business. Read more to know why.
With a revolving line of credit, businesses can receive an immediate working capital boost without an excessive interest outgo. Read to know more.
A business line of credit is a flexible loan that businesses can acquire from banks or financial institutions, with easy repayment options.
Paying advance tax is simple. If you’re trying to figure out how to pay advance tax online for your business, then check out this handy guide.
Maintaining a credit score is essential for a business to grow. Learn the differences between CIBIL & Experian, along with their advantages to your business.
Understand business cycles, cash flow management and how to maintain a positive inflow of cash in your business throughout its operation.
Learn about top 10 best MSME loan schemes that can provide an immediate cash flow boost to help the working capital needs of small businesses.
A small business loan can help you overcome many challenges. Here’s all you need to know about availing and using a small business loan.
Short-term loans can be a highly effective tool for companies’ working capital needs. Click here to know about its features and application process.
Tax collected at source is the tax collected by the seller, at the time of sale. Read on to know everything about TCS and its impact on your business.
Document reviews can help organisations develop better, more comprehensive documents that form the backbone for both the product and support functions There was a time when users would reach out…
Goods and Services Tax, also known as GST, was introduced by the Government of India on 1 July 2017 to simplify the tax structure on various commodities. The aim of…
Creating online video tutorials is not just beneficial; it’s easy! They say a picture is worth a thousand words. But what about a video? A video is worth a million…
The Government of India introduced the Goods & Services Tax (GST) to simplify taxation and create a centralized one nation, one tax policy. As part of this policy, every business…
With a line of credit, you can withdraw money whenever you need it, and pay interest only on the amount you borrow. Read on to know more.
Bookkeeping means keeping a record of day-to-day financial transactions. It provides key financial insights that helps in strategising businesses growth.
Goods and services tax, or GST, is a service tax that governments worldwide have relied upon for various government projects. Regardless of the size, GST registration is compulsory for every…
According to the GST rules introduced in 2017, a GSTIN number is essential for any individual or business that meets the requirements for GST regulations. GST was introduced to replace…
An effective talent management strategy attracts and retains top talent and ensures that even current employees develop their skills. Read here how to build one.
Read on to understand what is cash on delivery (CoD), how does it work and why is it important to offer CoD for online businesses.
It’s a great time to ditch the traditional career route and take freelancing as a full-time profession. With the post-pandemic world adjusting to remote and hybrid work environments, freelancers are…
Companies grant conveyance allowances to their employees to cover travel expenses to and from the office. Read this blog post for more.
Employee engagement is a crucial way to foster a thriving work culture. Employees contribute more if they feel valued. Read about its strategies and examples.
Are you struggling to make money or wish to create an additional income source to help achieve your financial goals? If yes, making money using digital mediums is one of…
Introduction: What is ATM? The automated teller machine (ATM) is an electronic banking machine that allows customers to withdraw or deposit cash and perform basic banking transactions without a representative or teller.…
Introduction to RTGS Transactions Real Time Gross Settlement (RTGS) is a quick fund transfer method that lets customers transfer their funds from one bank account to another electronically. RTGS is…
The market size is estimated to touch USD 25 billion by 2025. If you are a beginner, this guide for freelancers will help you get started.
Introduction to NEFT Transactions National Electronic Funds Transfer (NEFT) is a fund transfer method that was launched in 2005 and allowed two parties to transfer and receive funds electronically. NEFT…
MSMEs, standing for Micro, Small, and Medium Enterprises, are the pillars of India’s economy. Small industries have a huge scope for growth in a country with over 160 crore people. …
Introduction Technical writing has been essential in documenting various technical processes that effectively communicate with ordinary people, be it a guide to assembling a simple table or easy integration of…
TDS and TCS are two of the most significant sources of income for the government. Read as we take a deep dive into the difference between TDS and TCS and their importance for businesses.
Monthly Average Balance is a very important yet often misunderstood concept in banking. Read on to learn how MAB actually works!
The auto sweep facility helps you earn interest on the idle funds in your bank account by transferring them to a high-interest deposit.
Compensation management is one of the primary functions of HR. A compensation package attracts employees towards startups and their decision to stick with them.
In the payroll setup, statutory compliance is the legal framework established by the Government for organisations within which Indian companies must work.
Corporate tax applies to every company in India. Here’s the only guide you’ll ever need to understand corporate tax in India and how to pay it online.
HR compliance is the process of bringing an organisation’s HR policies in sync with the labour laws prevalent at the city, state, country, and global level and in accordance with industry-specific laws.
There are several documents required to open a current account. Here’s a list of current account opening documents for various businesses.
When I started my career as a Technical Writer in the year 2005, hardly anything was known about Technical Writing. Often, at gatherings of friends or family functions, I would…
It is easy to question why a business needs a current account when savings accounts appear to do the job just as well. But there are significant differences between current…
GST accounting is when you make entries into your books related to the goods and services provided and received. This blog post talks about GST accounting and reconciliation in detail.
API stands for Application Programming Interface, a way for two or more computer programs to communicate with each other. Using APIs, we can transcend the traditional challenges of data sharing…
Work-Life Balance – No, this is not an oxymoron. Much has already been talked about striking a balance between work and life. But, the struggle is real, and there is…
We are sailing into a technology-driven economy and this shift to digitalization in the banking industry is not new; factors like customer satisfaction, competition, and changing regulations have always kept…
Are you a Tech Writer, and upon declaring your profession, receive confused reactions from people? Well, you are not alone! Strangely enough, many do not know about Tech Writers and…
We all aspire to create the best documentation for our products and offerings. Don’t we? But what’s the best way to go about it? Start with hiring the best Technical…
HRA or house rent allowance is an integral part of employee salary and helps employees to avail tax benefits. This article discusses HRA calculation with an example.
Fintech, short for financial technology, are the latest innovative solution to banking firms’ bank-end systems. Presently, various industries such as retail banking, investment administration, education, etc., are a part of…
Startups require a current account for streamlined withdrawals, deposits and other business transactions. This blog post covers startup current account and the best way to bank for Indian startups.
Tech Writers at Razorpay take the utmost care to create and publish accurate and complete documentation. Wonder why? Read more to find out!
The concept of digital transactions has been on the rise with each passing year. This has been made possible with the proliferation of internet-connected devices. Today, you can send and…
Meesho, one of the leading e-commerce platforms in India, has pioneered the notion of selling products via social media channels like Facebook, Instagram, WhatsApp, etc. Meesho is basically based on…
It is the editor’s job to ensure that every piece of documentation going out is accurate, well-written, and easy to understand. They work with writers to improve their content to ensure it flows well while educating them about best practices for writing well in general. Read more here.
A popular brand designer Walter Landor said, “Products are made in a factory, but brands are created in mind.” The importance of building brands can be understood by a simple…
Intellectual property for freelancers is generally the work created by them during the tenure of their contract with an organisation.
The contract outlines all terms and conditions regarding the work between the freelancer and the company, which ensures better understanding and engagement.
It is a known fact that the industry adapts itself to the changing demands and resources available at hand. Amidst the economic woes, companies are looking at cost-trimming measures. In…
Vendor management includes negotiating contracts, choosing vendors, lowering vendor-related risks, adding vendor-related approvals, reconciliation, and controlling costs. Read this blog to know how you can manage vendors efficiently.
Freelancers will contribute to 50% of the nation’s workforce volumes, and the market size is estimated to touch USD 25 billion by 2025. The ability to choose your work without being tied to an office has become the idea of freedom.
An experience letter is an official document issued by the employer to the employee as proof of employment with the organisation. Download free experience letter template in word or PDF format here.
Form 16, also known as the TDS certificate, is a certificate that employers issue to employees. Read this blog post to know everything about Form 16.
An increment or a salary hike is the increase in the current salary of any employee. Learn how to calculate the salary hike percentage in India in this blog post.
The UPI ID or VPA is what you share with your customers or family when they need to make payments to you.
ESI calculation is done on the basis of the wages paid to the employee. Learn how to calculate ESI with an example in this blog post.
To ensure a better position of strength and gain higher ground, freelancers shouldn’t shy away and ask for an advance payment before the work begins with new clients.
Overdraft, commonly abbreviated as OD in banking terms, is one of the key features of current accounts. Read on to learn more!
In the venture capital industry, the term unicorn refers to any startup that reaches the valuation of $1 billion. Recently one of the most used editing tools, Grammarly became a unicorn.
A salary breakup structure is a structure in which the CTC is divided into various components to arrive at the in-hand salary of an employee. Click here to know more!
The National Payments Corporation of India is a not-for-profit organization that aims to create nationwide standards for business and retail payments across India.
Facebook has more diverse options for freelancers to make money. But before you start, make sure your product/service complies with Facebook’s policies.
Wondering what a business account is, and how to pick the right one? Here’s a short guide to business accounts for the uninitiated.
Businesses are on the hunt for multiple ways to mitigate fraudulent transactions and avoid chargebacks. What are the best ways for chargeback mitigation? Read more to find out.
Google Keyword Planner is a part of the Google Ads platform that helps you generate the right keywords for your business. Read all about it here.
Read about the best features of human resource management software if you are planning to choose one for your business.
Do you want to know more about the various tax rates levied on all countries’ food and beverages? Read more to find out.
Integration videos have been beneficial for the developers in simplifying the integrations and improving the overall developer experience. The Integrations tickets were reduced by almost 50%, decreasing the overall operational expenses! Read more here.
Here’s a short guide to the features of current accounts to help you understand how they streamline your business finances. Dive in!
If you have an ecommerce business on Shopify, you have probably wondered what the best payment gateway for your business is. There are a number of payment providers available and…
Variable pay is usually paid in the form of incentive pay, bonus, or commission. It is determined based on two main factors – the employee’s performance and the company’s overall performance.
Leave encashment is the amount of money an employee receives from an employer for their unutilised leaves. Read the blog post to know how to calculate leave encashment.