Razorpay Route
Overview
Built for Developers
Pricing

Let Razorpay handle the financial complexities for you

Money movement in the real world is a monumental task with strict compliance requirements, frequent auditing and dealing with systems manually through emails or files.

Razorpay Route handles all of these for you out of the box, taking care of all complexities and regulatory requirements. Sign up now and start splitting payments through our intuitive platform.

Manage end-to-end payment flow as per your business use case

Does your business require you to transfer a payment to different bank accounts? Do you need to split a payment into multiple parts?

Razorpay Route supports your model with a core that allows you to completely control over split and transfers as per your business logic. Get in touch to discuss your use case.

Get in Touch

Marketplaces

Connecting customers and sellers on your platform? Now split individual customer payments between multiple sellers with complete flexibility on how much to transfer, to whom and when to settle.

Multiple Bank Accounts

Collecting payments centrally while managing multiple bank accounts for your business? Now split payments at source through automated routing between your various bank accounts with complete control over the business logic.

On-Demand Services

Building a platform for cab drivers, electricians, handyman, etc.? Now manage the entire payment process digitally with complete control over when the transfers are made and settled.

Manage the entire split payments lifecycle with Razorpay Route

E-commerce & Marketplaces

E-commerce & Marketplaces face inefficiencies around instantly distributing payments and enabling refund disputes to their sellers.


With Razorpay Route, commission payments can be automated and unnecessary time spent on manual reconciliation can be eliminated

Easy commission payments & refund setup for sellers across India

Improved payments lifecycle for service providers, partners, vendors, and customer refunds

Elimination of manual reconciliation

E-commerce & Marketplaces face inefficiencies around instantly distributing payments and enabling refund disputes to their sellers.


With Razorpay Route, commission payments can be automated and unnecessary time spent on manual reconciliation can be eliminated

Easy commission payments & refund setup for sellers across India

Improved payments lifecycle for service providers, partners, vendors, and customer refunds

Elimination of manual reconciliation

Online Service Aggregators

Online aggregators need an uncomplicated solution to route payments to their service providers.


Razorpay Route APIs automates the routing of high volume payments to multiple service providers without any hassles.

Easy payouts of service providers

High volumes of commission payments

Improved payment and refund lifecycles

Online aggregators need an uncomplicated solution to route payments to their service providers.


Razorpay Route APIs automates the routing of high volume payments to multiple service providers without any hassles.

Easy payouts of service providers

High volumes of commission payments

Improved payment and refund lifecycles

Educational Services

Education institutions and test prep companies need a solution to easily collect fee payments via different payment methods and distribute them across their internal branches or external partners based on their management’s needs.


Razorpay Route lets you set up an automated process of distributing funds of various departments across the network.

Easy payouts across various departments

Time and resources saved by automating payouts

Transparent tracking & reporting of payments across multiple branches

Education institutions and test prep companies need a solution to easily collect fee payments via different payment methods and distribute them across their internal branches or external partners based on their management’s needs.


Razorpay Route lets you set up an automated process of distributing funds of various departments across the network.

Easy payouts across various departments

Time and resources saved by automating payouts

Transparent tracking & reporting of payments across multiple branches

Financial Services: Mutual Funds

Mutual fund platforms want a dedicated settlement cycle to the AMCs (Asset Management Companies) to ensure that investors get the funds for the price at the time of the purchase and not for the price at the time of settlement.


Razorpay Route provides an automated splitting of payments that help mutual fund platforms settle to the right AMCs at a dedicated settlement cycle.

A periodic settlement cycle for AMCs

Automatic reconciliation to reduce the time and effort for Mutual Fund platforms

Have full control over the settlement cycle for the AMCs. Put settlements on hold for payments made in advance and settle at the right time

Mutual fund platforms want a dedicated settlement cycle to the AMCs (Asset Management Companies) to ensure that investors get the funds for the price at the time of the purchase and not for the price at the time of settlement.


Razorpay Route provides an automated splitting of payments that help mutual fund platforms settle to the right AMCs at a dedicated settlement cycle.

A periodic settlement cycle for AMCs

Automatic reconciliation to reduce the time and effort for Mutual Fund platforms

Have full control over the settlement cycle for the AMCs. Put settlements on hold for payments made in advance and settle at the right time

Financial Services : Insurance

Insurance providers want an easy but scalable solution to autoroute their daily fund collection to business units spread across different cities in India.


Razorpay Route provides an end-to-end payment flow for Insurance providers to automate payouts to different business units.

Automated fund collection across business units spread across different cities.

Reduced manual reconciliations

With automated payment flow, Insurance providers can focus on scaling up the core business

Insurance providers want an easy but scalable solution to autoroute their daily fund collection to business units spread across different cities in India.


Razorpay Route provides an end-to-end payment flow for Insurance providers to automate payouts to different business units.

Automated fund collection across business units spread across different cities.

Reduced manual reconciliations

With automated payment flow, Insurance providers can focus on scaling up the core business

Real Estate

Real Estate clients need a solution to instantly manage the disbursals of maintenance, utility, deposits or any other payments for different housing societies.


Razorpay Route lets Real Estate agencies to manage all payout operations without any hassles.

Manage multiple payments and disburse payments for maintenance, utilities, deposits, etc.

Automate the process of early payments of dues from housing society members

Real Estate clients need a solution to instantly manage the disbursals of maintenance, utility, deposits or any other payments for different housing societies.


Razorpay Route lets Real Estate agencies to manage all payout operations without any hassles.

Manage multiple payments and disburse payments for maintenance, utilities, deposits, etc.

Automate the process of early payments of dues from housing society members

Razorpay Route not only simplified the splitting of payments as a process but also saved us man-hours in coding efforts with its completely API driven approach. Now we can onboard more hosts on our platform with its easy onboarding process and manage the payouts at a time best suited to our business policy and still be in control of our business with deep view through our dashboard
Vikram Kumar
Co-Founder & CEO, ExploreLifeTravelling

Automate your payment lifecycle with Razorpay Route

Make use of our robust Payment Gateway for accepting payments from end customers, through any payment mode.

You can even accept payments through Subscriptions, Payment Links, Invoices and Smart Collect which can then be split using Razorpay Route.

Explore Docs

Linked Accounts

Easily onboard your vendors, sellers, service providers, etc. as linked accounts on Razorpay Route without the hassles of any physical paperwork.

Transfers

For each payment, create as many transfers as you need to various linked accounts with complete control over the splitting logic. Automate the process through powerful Transfer APIs.

Settlements

Control the entire fund movements with flexible settlement plans. Select between periodic settlements or choose to defer them until some business conditions are met.

There's an API for That

Control all aspects of Razorpay Route through powerful APIs built for enabling automation

Transfer

Automate sending money to accounts

Reversal

Reverse the transfers through API

  1. curl https://api.razorpay.com/v1/payments/pay_7o52yYkoL/transfers \
  2. -u {KEY}:{SECRET} \
  3. -d 'transfers[0][account]=acc_7o7C7MnIbGk60l' \
  4. -d 'transfers[0][amount]=10000' \
  5. -d 'transfers[0][currency]=INR' \
  6. -d 'transfers[1][account]=acc_7jh0F05cEYJq48' \
  7. -d 'transfers[1][amount]=5000' \
  8. -d 'transfers[1][currency]=INR'
  1. curl https://api.razorpay.com/v1/transfers/trf_714iNLGsd7k36a/ reversals \
  2. -u {KEY}:{SECRET} \
  3. -d 'amount=10000'
View Docs
Built for scale

Scale with Razorpay

100,000+ Sellers? Millions of transactions? Razorpay Route is built for scale.

Over the last couple of years, we have worked hard with our banking partners so you don’t have to. Razorpay's servers are completely hosted on Amazon AWS with auto-scaling systems that scale up to handle any traffic that you throw at it today or in the future.

Sign Up

Customizable for all business use cases

Control the entire money movement with flexible settlement plans. Select between periodic settlements or choose to defer them until your business conditions are met.

Default Settlements

Settle money as per the defined settlement schedule

Scheduled Settlements

Explicitly set the settlement date for a transfer.

Settlements On Hold

Put settlement on hold for a transfer until your business conditions are met.

  1. curl https://api.razorpay.com/v1/payments/pay_7o52yYkoL/transfers \
  2. -u {KEY}:{SECRET} \
  3. -d 'transfers[0][account]=acc_7o7C7MnIbGk60l' \
  4. -d 'transfers[0][amount]=10000' \
  5. -d 'transfers[0][currency]=INR' \
  6. -d 'transfers[1][account]=acc_7jh0F05cEYJq48' \
  7. -d 'transfers[1][amount]=5000' \
  8. -d 'transfers[1][currency]=INR'
  1. curl https://api.razorpay.com/v1/payments/pay_7o52yYkoL/transfers \
  2. -u {KEY}:{SECRET} \
  3. -d 'transfers[0][account]=acc_7o7C7MnIbGk60l' \
  4. -d 'transfers[0][amount]=10000' \
  5. -d 'transfers[0][currency]=INR' \
  6. -d 'transfers[0][on_hold]=1'
  7. -d 'transfers[1][account]=acc_7jh0F05cEYJq48' \
  8. -d 'transfers[1][amount]=5000' \
  9. -d 'transfers[1][currency]=INR' \
  10. -d 'transfers[1][on_hold]=1'
  1. curl https://api.razorpay.com/v1/payments/pay_7o52yYkoL/transfers \
  2. -u {KEY}:{SECRET} \
  3. -d 'transfers[0][account]=acc_7o7C7MnIbGk60l' \
  4. -d 'transfers[0][amount]=10000' \
  5. -d 'transfers[0][currency]=INR' \
  6. -d 'transfers[0][on_hold]=1'
  7. -d 'transfers[0][on_hold_until]=1531543380'

And There's a Webhook For That

With each state change available as a webhook event, easily keep your systems in sync with automated notification of events through webhooks on Razorpay Route. Setup webhooks through dashboard with different URLs for test and live mode.

Learn More
transfer.created

Sync your systems with transfers created on the Razorpay dashboard.

transfer.reversed

Sync your systems with transfers that are reversed on the Razorpay dashboard.

Simple pricing, no hidden charges

Split your payments and get charged only for successful transfers.

Standard Plan

0.25%*
Charged on every transfer as addon pricing

* Standard  Payment Gateway pricing applies on the underlying payment. GST applicable.

  • Easy onboarding
  • Reports for all actions
  • Automate with APIs
  • Complete control over settlements
Get Started

Enterprise Plan

Large number of transfers and linked accounts on your platform? Get in touch for volume based pricing.
Explore Route to split payments and make vendor payouts

Start Doing More with Razorpay Route

Complete control on money flow of incoming payments

  • Quick Onboarding
  • Unlimited Linked Accounts
  • Refund Capability For Linked Accounts
  • Complete Control Over Money Transfer