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RazorpayX Payouts

The payout stack powering India’s 
fastest-growing businesses

The payout stack powering India’s 
fastest-growing businesses

The payout stack powering India’s fastest-growing businesses

Smart payout engine built for scale and efficiency — 
supported via dashboard, file uploads, and best-in-class APIs.

Smart payout engine built for scale and efficiency, supported via dashboard, file uploads, and best-in-class APIs.

Smart payout engine built for scale and efficiency — 
supported via dashboard, file uploads, and best-in-class APIs.

Every way you
Pay, streamlined.

Every Way You Pay—Streamlined

Every way you
Pay, streamlined.

Fast, flexible payouts—with your payees’ experience at the center

Fast, flexible payouts—with your payees’ experience at the center

Payouts to Bank
Accounts & UPI IDs

Payouts to
Cards

Payouts to Bank Accounts & UPI IDs

IMPS, NEFT, RTGS, and UPI even on Bank Holidays

Payouts to Cards

Supports Visa Direct and Mastercard Send

Payouts to Bank
Accounts & UPI IDs

IMPS, NEFT, RTGS, and UPI even on Bank Holidays

Payouts to Cards

Supports Visa Direct and Mastercard Send

Payouts to Wallets


Amazon Pay
Learn More >

Payouts to Phone Number

UPI, IMPS*, NEFT*, and RTGS* — just via a phone number

*coming soon

Payouts to
Wallets

Payouts to Phone Number

Payouts to Wallets

Amazon Pay
Learn More >

Payouts to Phone Number

UPI, IMPS*, NEFT*, and RTGS* — just via a phone number

*coming soon

One solution. All business sizes. Infinite scale.

From instant, self-serve payouts to custom integrations
From instant, self-serve payouts to custom integrations

Keep it simple with  dashboard payouts

Categorise payouts at source

Enrich context with attachments & notes

No cooling period for new beneficiaries

QUICK SINGLE PAYOUTS

Experience error-free file uploads with our Smart Bulk Payouts

Smart bulk templates, catch errors at source

Supports 50000 payouts in a single file

One-click batch approvals with complete audit trail

MAKING PAYOUTS AT SCALE?

Best-in-class, easy-to-integrate Payout APIs for faster go-lives

Single API Payout integration works across multiple banks

Smart error-code handling across all banks

Real-time payout status notification via webhooks

NEED PAYOUT AUTOMATION?

With Payout Links, skip the friction of collecting account details

Customers fill their bank account or UPI ID details in a link

Instant payouts as the details are shared

Significantly cut down on your refund overheads

DON'T HAVE THE PAYEE BANK DETAILS?

Leverage our Smart Penniless Fund Account Verification APIs

AI optimisation between penniless & pennydrop for a 99.9% success rate

Zero onboarding drop-offs, with fastest verifications in under ~2secs

Supports UPI ID, IFSC, and Bank Account Verifications

JUST WANT TO VALIDATE ACCOUNTS

Global Payouts: Built for Indian Businesses

AI‑led document validation for near‑zero rejections

Real‑time FX rates & up to 0.5% lower markup vs banks

Built‑in guidance on 15CA/CB, purpose codes & FEMA rules

WANT TO MAKE INTERNATIONAL PAYOUTS?

One solution. All business sizes. Infinite scale.

From instant, self-serve payouts to custom integrations

Keep it simple with  dashboard payouts

Categorise payouts at source

Categorise payouts at source

Enrich context with attachments & notes

Enrich context with attachments & notes

No cooling period for new beneficiaries

No cooling period for new beneficiaries

QUICK SINGLE PAYOUTS

Experience error-free file uploads with our Smart Bulk Payouts

Smart bulk templates, catch errors at source

Smart bulk templates, catch errors at source

Supports 50000 payouts in a single file

Supports 50000 payouts in a single file

One-click batch approvals with complete audit trail

One-click batch approvals with complete audit trail

MAKING PAYOUTS AT SCALE?

Best-in-class, easy-to-integrate Payout APIs for faster go-lives

Single API Payout integration works across multiple banks

Single API Payout integration works across multiple banks

Smart error-code handling across all banks

Smart error-code handling across all banks

Real-time payout status notification via webhooks

Real-time payout status notification via webhooks

NEED PAYOUT AUTOMATION?

With Payout Links, skip the friction of collecting account details

Customers fill their bank account or UPI ID details in a link

Customers fill their bank account or UPI ID details in a link

Instant payouts as the details are shared

Instant payouts as the details are shared

Significantly cut down on your refund overheads

Significantly cut down on your refund overheads

DON'T HAVE THE PAYEE BANK DETAILS?

Leverage our Smart Penniless Fund Account Verification APIs

AI optimisation between penniless & pennydrop for a 99.9% success rate

AI optimisation between penniless & pennydrop for a 99.9% success rate

Zero onboarding drop-offs, with fastest verifications in under ~2secs

Zero onboarding drop-offs, with fastest verifications in under ~2secs

Supports UPI ID, IFSC, and Bank Account Verifications

Supports UPI ID, IFSC, and Bank Account Verifications

JUST WANT TO VALIDATE ACCOUNTS

Global Payouts: Built for Indian Businesses

AI‑led document validation for near‑zero rejections

AI‑led document validation for near‑zero rejections

Real‑time FX rates & up to 0.5% lower markup vs banks

Real‑time FX rates & up to 0.5% lower markup vs banks

Built‑in guidance on 15CA/CB, purpose codes & FEMA rules

Built‑in guidance on 15CA/CB, purpose codes & FEMA rules

WANT TO MAKE INTERNATIONAL PAYOUTS?

One solution. All business sizes. Infinite scale.

From instant, self-serve payouts to custom integrations

QUICK SINGLE PAYOUTS

Keep it simple with 
dashboard payouts

Categorise payouts at source

Enrich context with attachments & notes

No cooling period for new beneficiaries

MAKING PAYOUTS AT SCALE?

Experience error-free file uploads with our Smart Bulk Payouts

Smart bulk templates, catch errors at source

Supports 50000 payouts in a single file

One-click batch approvals with complete audit trail

NEED PAYOUT AUTOMATION?

Best-in-class, easy-to-
integrate Payout APIs for
faster go-lives

Single API Payout integration works across multiple banks

Smart error-code handling across all banks

Real-time payout status notification via webhooks

DON'T HAVE THE PAYEE BANK DETAILS?

With Payout Links, skip the friction of collecting account details

Customers fill their bank account or UPI ID details in a link

Instant payouts as the details are shared

Significantly cut down on your refund overheads

JUST WANT TO VALIDATE ACCOUNTS

Leverage our Smart Penniless
Fund Account Verification APIs

AI optimisation between penniless & pennydrop for a 99.9% success rate

Zero onboarding drop-offs, with fastest verifications in under ~2secs

Supports UPI ID, IFSC, and Bank Account Verifications

WANT TO MAKE INTERNATIONAL PAYOUTS?

Global Payouts: Built for Indian Businesses

AI‑led document validation for near‑zero rejections

Real‑time FX rates & up to 0.5% lower markup vs banks

Built‑in guidance on 15CA/CB, purpose codes & FEMA rules

Powerful payout features at your fingertips

Powerful payout features at your fingertips

Powerful payout features at
your fingertips

Everything you need for stress-free payout ops
Everything you need for stress-free payout ops
Everything you need for stress-free payout ops
Instant Set-Up & Smarter Scheduling

• Add payees in seconds, start paying instantly

• Schedule payouts up to 90 days ahead

Self-Healing Payout Automation

• Auto-retries failed transfers—no manual chase

• Smart Bulk upload with instant error flags

Enterprise-Grade Controls

• Customisable multi-level approval workflows

• Precise team roles for secure collaboration

Instant Insights & Safeguards

• Search any transaction in seconds

• Low-balance alerts prevent payout delays

Payouts in Your Pocket

• Authorize and track transactions on the go

• Manage payouts anywhere, anytime

Experience the new-age payouts

Experience the new-age payouts

Instant Set-Up & Smarter Scheduling

• Add payees in seconds, start paying instantly

• Schedule payouts up to 90 days ahead

Self-Healing Payout Automation

• Auto-retries failed transfers—no manual chase

• Smart Bulk upload with instant error flags

Enterprise-Grade Controls

• Customisable multi-level approval workflows

• Precise team roles for secure collaboration

Instant Insights & Safeguards

• Search any transaction in seconds

• Low-balance alerts prevent payout delays

Payouts in Your Pocket

• Authorize and track transactions on the go

• Manage payouts anywhere, anytime

Built to drive multiple use cases

Engineered for Performance, 
Designed for Reliability

Engineered
for Performance, 
Designed for Reliability

Engineered for Performance, 
Designed for Reliability

10.00%

10.00%

Success Rate in ~5s

Success Rate in ~5s

<0.2%

<0.2%

Payouts Stuck in Processing

Payouts Stuck in Processing

10%+

10%+

Reconciliation Accuracy

Reconciliation Accuracy

1-minute

1-minute

Downtime Alerts

Downtime Alerts

10.00%

Success Rate in ~5s

Payouts Stuck in Processing

<0.2%

10%+

Reconciliation Accuracy

Downtime Alerts

1-minute

*Subject to category nuances & customer intent.

Built to drive multiple use cases

Salary Disbursals
Incentive
Payouts
Vendor
Payouts
Petty Cash Payouts
Utility
Payouts
Insurance
Claims
Wage
Payouts

CUSTOMER STORIES

Leading businesses trust us to power accurate, fast, and seamless payouts

  • RazorpayX saves us 10-12 hours a month and more than ₹1.2L in hiring costs. Their API handles hundreds of payouts effortlessly. It’s intuitive, and reliable. We built our operations around it and never looked back.

    Sriganesh T.V

    Co-founder

  • Razorpay has revolutionized our payment operations. Their verification systems ensure secure, seamless transactions. With EMI, we’re excited to offer greater payment flexibility to our customers.

    Prasanna

    Co-founder

  • We chose the Razorpay Partner Program because it helps us deliver solutions for our clients that are reliable. It not only makes us a trustworthy vendor to our clients but also provides us great rewards for doing work that stands out.

    Karan Mehta

    Founder & CTO, Kissht

  • RazorpayX gives us stable uptime and 2-second payouts & that’s the kind of consistency our users notice (and love). It runs smoothly even at  over 3 Million payouts.


    Read More

    Team Supermoney

  • RazorpayX has been that silent yet solid force behind our scale from managing ₹40 Cr+ in monthly payouts to giving us real-time control across accounts. It’s the kind of backend partner you don’t just use but one that you rely on.


    Read More

    Anmol Jain

    Co-founder, Astrotalk

  • Thanks to the 15% higher success rates compared to other platforms, RazorpayX becomes the default payout system even for our auto-routing algorithm. Additionally, the product has helped us observe an 11% reduction in cost.

    Krishna Mohan Vedula

    Product Lead - Payments MPL

  • RazorpayX made partner payouts 100% error-free, 80% faster & fully automated - completely streamlining our weekly financial operations.

    Tithi Gandhi

    Finance Director

CUSTOMER STORIES

Leading businesses trust us to power accurate, fast, and seamless payouts

  • RazorpayX saves us 10-12 hours a month and more than ₹1.2L in hiring costs. Their API handles hundreds of payouts effortlessly. It’s intuitive, and reliable. We built our operations around it and never looked back.

    Sriganesh T.V

    Co-founder

  • Razorpay has revolutionized our payment operations. Their verification systems ensure secure, seamless transactions. With EMI, we’re excited to offer greater payment flexibility to our customers.

    Prasanna

    Co-founder

  • We chose the Razorpay Partner Program because it helps us deliver solutions for our clients that are reliable. It not only makes us a trustworthy vendor to our clients but also provides us great rewards for doing work that stands out.

    Karan Mehta

    Founder & CTO, Kissht

  • RazorpayX gives us stable uptime and 2-second payouts & that’s the kind of consistency our users notice (and love). It runs smoothly even at  over 3 Million payouts.


    Read More

    Team Supermoney

  • RazorpayX has been that silent yet solid force behind our scale from managing ₹40 Cr+ in monthly payouts to giving us real-time control across accounts. It’s the kind of backend partner you don’t just use but one that you rely on.


    Read More

    Anmol Jain

    Co-founder, Astrotalk

  • Thanks to the 15% higher success rates compared to other platforms, RazorpayX becomes the default payout system even for our auto-routing algorithm. Additionally, the product has helped us observe an 11% reduction in cost.

    Krishna Mohan Vedula

    Product Lead - Payments MPL

  • RazorpayX made partner payouts 100% error-free, 80% faster & fully automated - completely streamlining our weekly financial operations.

    Tithi Gandhi

    Finance Director

Frequently Asked Questions

Frequently Asked Questions

Frequently Asked Questions

What is a Payout?
What can I use RazorpayX Payouts for?
What are the different ways to make Payouts?
Is there a cap on payout transactions?
What is a Payout?
What can I use RazorpayX Payouts for?
What are the different ways to make Payouts?
Is there a cap on payout transactions?

Razorpay, a leading payments technology platform, empowers businesses in US to enhance their payment experience effortlessly. Razorpay’s technology helps businesses streamline their finances, automate payouts, and gain real-time financial insights—all from a user-friendly platform. Focus on growing your business while Razorpay takes care of the rest. Sign up today and experience the difference!

FIND US ONLINE

Built to drive multiple use cases

CUSTOMER STORIES

Leading businesses trust us to power accurate, fast, and seamless payouts

  • RazorpayX saves us 10-12 hours a month and more than ₹1.2L in hiring costs. Their API handles hundreds of payouts effortlessly. It’s intuitive, and reliable. We built our operations around it and never looked back.

    Sriganesh T.V

    Co-founder

  • Razorpay has revolutionized our payment operations. Their verification systems ensure secure, seamless transactions. With EMI, we’re excited to offer greater payment flexibility to our customers.

    Prasanna

    Co-founder

  • We chose the Razorpay Partner Program because it helps us deliver solutions for our clients that are reliable. It not only makes us a trustworthy vendor to our clients but also provides us great rewards for doing work that stands out.

    Karan Mehta

    Founder & CTO, Kissht

  • RazorpayX gives us stable uptime and 2-second payouts & that’s the kind of consistency our users notice (and love). It runs smoothly even at  over 3 Million payouts.


    Read More

    Team Supermoney

  • RazorpayX has been that silent yet solid force behind our scale from managing ₹40 Cr+ in monthly payouts to giving us real-time control across accounts. It’s the kind of backend partner you don’t just use but one that you rely on.


    Read More

    Anmol Jain

    Co-founder, Astrotalk

  • Thanks to the 15% higher success rates compared to other platforms, RazorpayX becomes the default payout system even for our auto-routing algorithm. Additionally, the product has helped us observe an 11% reduction in cost.

    Krishna Mohan Vedula

    Product Lead - Payments MPL

  • RazorpayX made partner payouts 100% error-free, 80% faster & fully automated - completely streamlining our weekly financial operations.

    Tithi Gandhi

    Finance Director

CUSTOMER STORIES

Leading businesses trust us to power accurate, fast, and seamless payouts

  • RazorpayX saves us 10-12 hours a month and more than ₹1.2L in hiring costs. Their API handles hundreds of payouts effortlessly. It’s intuitive, and reliable. We built our operations around it and never looked back.

    Sriganesh T.V

    Co-founder

  • Razorpay has revolutionized our payment operations. Their verification systems ensure secure, seamless transactions. With EMI, we’re excited to offer greater payment flexibility to our customers.

    Prasanna

    Co-founder

  • We chose the Razorpay Partner Program because it helps us deliver solutions for our clients that are reliable. It not only makes us a trustworthy vendor to our clients but also provides us great rewards for doing work that stands out.

    Karan Mehta

    Founder & CTO, Kissht

  • RazorpayX gives us stable uptime and 2-second payouts & that’s the kind of consistency our users notice (and love). It runs smoothly even at  over 3 Million payouts.


    Read More

    Team Supermoney

  • RazorpayX has been that silent yet solid force behind our scale from managing ₹40 Cr+ in monthly payouts to giving us real-time control across accounts. It’s the kind of backend partner you don’t just use but one that you rely on.


    Read More

    Anmol Jain

    Co-founder, Astrotalk

  • Thanks to the 15% higher success rates compared to other platforms, RazorpayX becomes the default payout system even for our auto-routing algorithm. Additionally, the product has helped us observe an 11% reduction in cost.

    Krishna Mohan Vedula

    Product Lead - Payments MPL

  • RazorpayX made partner payouts 100% error-free, 80% faster & fully automated - completely streamlining our weekly financial operations.

    Tithi Gandhi

    Finance Director