Razorpay X

Business Banking+ Account

Experience Business
Banking+ with our
Advanced Current
Account

Where traditional banking holds you back, RazorpayX moves you forward. Automate your banking with a supercharged Current Account built for all kinds of businesses - SMEs, Startups and Enterprises.

Get started in 3 easy steps:

Signup

Open Current A/c

Activate Banking+

APPLY NOW

Current Account powered by

ICICI BankRBL BankYes Bank

Trusted by 10000+ businesses

Customer of RazorpayCustomer of RazorpayCustomer of RazorpayCustomer of RazorpayCustomer of RazorpayCustomer of RazorpayCustomer of RazorpayCustomer of RazorpayCustomer of RazorpayCustomer of RazorpayCustomer of RazorpayCustomer of RazorpayCustomer of RazorpayCustomer of RazorpayCustomer of RazorpayCustomer of RazorpayCustomer of RazorpayCustomer of Razorpay

Don’t settle. Do more with a RazorpayX powered Current Account.

Built for Scale

50,000 payouts in a single OTP with industry-leading payouts success rates

Powerful Automation

Automate vendor payments, taxes, payroll, and more with a new-age current account

Smart Dashboard

Next-gen current account to manage inflows and outflows seamlessly via desktop or mobile app.

Delegate with Control

Secure transactions like never before with granular access controls for your team & approval workflows on your current account.

Try it yourself - Check out our live demo!

EXPLORE RAZORPAYX

RazorpayX powered Current Account is better than your traditional bank

RazorpayX

powered Current Account

Traditional Current Account

Beneficiary addition & superior payouts

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  • Instant addition.
  • No cooling-off period.
  • No transfer limits.

  • 24 to 48 hours cooling-off period.

Multi-user experience

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  • Granular Control, Unlimited users.
  • Easy multi-level approvals.

  • Limited users.
  • Complicated maker-checker.

Collaboration with Chartered Accountant

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  • Provide view-only access.
  • Self-serve reports (transactions, invoices, challans).

  • Spend hours per month on emails and paperwork.

Banking on the go

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  • Send, approve, track payments, on the go.

  • A nonintuitive mobile experience.

Smart Bulk Payouts

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  • 50000 payouts in one OTP
  • Smart & simple Excel templates

  • Complex templates prone to errors

Integrations

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  • Accounting integrations (ZohoBooks, Tally, ERP software)
  • Popular business tools (Slack, Shopify)

  • Zero integrations with your business and finance tools.

Insights

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  • Smart dashboard.
    Auto spend categorization.

  • Read bank statements and excel sheets.

Premium support

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  • Priority support.
  • Prompt issue resolution.
    Dedicated relationship manager.

  • Broken support experience.
    Requires multiple follow-ups and reminders.
  • No dedicated channel of support.

Everything else you need from your bank

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  • Cheque leaves.
    Debit card.
    Cash deposits.
    Walk-in branch facility.
    OD facility.
  • And so much more.

  • Cheque leaves.
    Debit card.
    Cash deposits.
    Walk-in branch facility.
    OD facility.

Current Account powered by

ICICI BankRBL BankYes Bank

Running a business is hard.
Make the money movement easy

Spending hours on payments?

Now it takes seconds.

Lightning-fast smart payouts.

Make 50,000 payouts in just a few taps!

No bank details?

Instant money transfers with just contact details.

Be on time, always.

Schedule payments, get reminders.

APIs for large volumes.

Works with financial apps and ERPs you use.

Working with a team?

Get more control.

Multiple users?

Assign user roles & custom access.

Stay OTP-free!

Set easy approval workflows.

Approve on the go

Use our best-in-class mobile app or even your smartwatch

Delegate with confidence!

Complete audit-trial of all activities & transactions.

Go spreadsheet free

Save time and manual errors with easy integrations between your current account and the accounting tools you use.

Zoho, Intuit Quickbooks, Tally integration with RazorpayX

Spend less time with your Accountant

Give access to everything your CA needs including payments invoices, challans and more.

Get insights that help you save

Stay on top of your cash flow with a smart dashboard, intelligent insights, and auto-categorization of spends.

The first and only Current Account that integrates your entire finances

Replace multiple disconnected manual financial operations with a fully automated
RazorpayX powered Current Account.

Instant payouts, anytime, anywhere
Instant payouts, anytime, anywhere

LEARN MORE

Bulk Payouts that are 10X smarter
Bulk Payouts that are 10X smarter

LEARN MORE

Easy integrations with accounting softwares you use
Easy integrations with accounting softwares you use

LEARN MORE

Add, track, and pay invoices by just forwarding an email
Add, track, and pay invoices by just forwarding an email

LEARN MORE

Pay TDS, Advance Tax, GST in 30 seconds
Pay TDS, Advance Tax, GST in 30 seconds

LEARN MORE

Automated payroll, tax filings, and benefits. In one place
Automated payroll, tax filings, and benefits. In one place

LEARN MORE

Get paid seamlessly with Razorpay Suite
Get paid seamlessly with Razorpay Suite

LEARN MORE

Get the right fit and greatest value.

Everything you need to spend less

Razorpay X

Business Banking+

Core

(For Businesses just Starting Up)


A seamless starter package with essential banking features to kickstart your business finances on solid ground.

Our Core package offers a high-tech dashboard with superior payouts experience & Mobile App access - for on-the-go banking.

Mobile App Access

Dashboard Payouts

SIGN UP
Razorpay X

Business Banking+

Pro

(For Mid-sized Businesses)


Streamline your business finances with a reliable & scalable system with total control.

On top of the Core features, Pro platform supports multi-users with granular access controls and workflows, and it also offers bulk & API payouts option.

Manage Team Access

Approval Workflows

Bulk & API Payouts

Money Loss Control

SIGN UP
Razorpay X

Business Banking+

Advance

(For Scaled-up Businesses)


A system meticulously crafted to automate every facet of your business payments, ensuring efficient financial transactions.

This full platform experience includes our entire Source to Pay stack, Automated Accounting, Department-wise access controls & much more

Source to Pay module

OCR reader for invoices

GST Input Credit Check

Automated Accounting

Department-wise access

and much more..

SIGN UP

Custom Packages Available

Talk to us

Why Businesses love RazorpayX
powered Current Account

RazorpayX was of great help in bringing FDI into our Indian account

They ensured that the transfer was smooth, KYC, FIRC for FCGPR were on point and conversion done on priority. I recommend startups to use it for all their forex needs!

Srinivas Sarkar

CEO & Co-Founder,

Coupl

Coupl

RazorpayX helps us make decisions on the go

With RazorpayX we could on-board hundreds of beneficiaries in an instant, rather than waiting for 2-3 days & have complete visibility. It helps us make payments & be on top of things on the go.

Nishant Chandra

Co-founder,

Newton School

Newton School

RazorpayX has helped us manage our growth

Everything from direct access to managers for uploading invoices, easy approvals, on-time employee salaries, to automatic compliances has been nothing short of a boon for us

Tarun Bhambra

Co-founder,

Orange Health

Orange Health

RazorpayX helps me manage finances, faster and better

My daily meetings with the finance team have reduced from 45 mins to 15 mins enabling me to focus more on what I love - growing my business

Abhishek Jain

Abhishek Jain

Co-founder, The White Willow

The White Willow
READ FULL CASESTUDY

Managing vendor invoices is now effortless

The best part is we receive all invoices directly on the dashboard, and they are ready with details pre-filled. It takes just a few clicks to stay on top of our vendor payments.

Chetan Mahajan

Chetan Mahajan

Founder and CEO, The Mavericks India

The Mavericks India
0

RazorpayX is a lifesaver

My whole world runs on Razorpay. Be it receiving payments, or making vendor payments, or running my payroll. If this company didn't exist I would have to struggle to make these pieces come together.

Ankur Warikoo

Entrepreneur & founder,

Nearbuy

Nearbuy

Truly best in class

With RazorpayX, we have automated our entire payouts and refunds process. The product is extremely user-friendly and intuitive, integration was super easy and support has been awesome.

Varun Krishnakumar

Varun Krishnakumar

Head of Products, Furlenco

Furlenco
READ FULL CASESTUDY

Managing vendor invoices is now effortless

Earlier, we had to do manual mapping and data entry for purchase invoices. And faced many bank statement issues, leading to a lot of hassle, Now I just simply forward the invoice via email, and we can find them conveniently in Tally. Moreover, we have become a paperless office. Earlier, a runner printed out all the invoices for manual entry and mapping, which is completely solved with your VP + accounting sync.

Chethan Kumar

Chethan Kumar

Managing Partner, S2 Homes India, KSV Infratech

S2 Homes India, KSV Infratech
0

Managing vendor invoices is now effortless

I've used the Zoho Books integration to capture the transaction details on RPX on to Zoho Books. I found the integration to be seamless. The integration also made our workflows very simple and efficient leading to less internal follow ups between business and admin teams.

Ravi Avasarala

Ravi Avasarala

CEO, Strl Biosystems Pvt. Ltd.

Strl Biosystems Pvt. Ltd.
0

Managing vendor invoices is now effortless

The RazorpayX-Zohobooks integration helped us to keep things one-click and reduced the time spent on bookkeeping drastically. One of the most useful integrations we've used!

Balaji D Loganathan

Balaji D Loganathan

MD and Co-founder, Spritle Software

Spritle Software
0

Bank Smart, Scale Faster with RazorpayX powered Current Account

Automate your finances with total control and focus on your business growth with a RazorpayX-supercharged Current Account.

Get started in 3 easy steps:

Signup

Open Current A/c

Activate Banking+

SIGNUP NOW

Wall of Love

As it turns out, people love RazorpayX.
Here is what some of our users have to say.

Current Account - Frequently Asked Questions

We work with partners you can trust

Keeping your business safe is our priority

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BANKING PARTNERS

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Razorpay logo

Razorpay is the only payments solution in India that allows businesses to accept, process and disburse payments with its product suite. It gives you access to all payment modes including credit card, debit card, netbanking, UPI and popular wallets including JioMoney, Mobikwik, Airtel Money, FreeCharge, Ola Money and PayZapp.

RazorpayX supercharges your business banking experience, bringing effectiveness, efficiency, and excellence to all financial processes. With RazorpayX, businesses can get access to fully-functional current accounts, supercharge their payouts and automate payroll compliance.

Manage your marketplace, automate bank transfers, collect recurring payments, share invoices with customers and avail working capital loans - all from a single platform. Fast forward your business with Razorpay.

Disclaimer: The RazorpayX powered Current Account and VISA corporate credit card are provided by RBI licensed banks. Your RazorpayX powered current account is provided by our partner banks i.e, ICICI, RBL, Yes bank, in accordance with RBI regulations. RazorpayX itself is not a bank and doesn't hold or claim to hold a banking license.

BANKING PLUS

RazorpayX Source to pay Current Accounts Payouts Payout Links Corporate Credit Card

LENDING

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BECOME A PARTNER

Refer and Earn Onboarding APIs

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Ground Floor, SJR Cyber,
22 Laskar Hosur Road, Adugodi,
Bengaluru, 560030,
Karnataka, India
CIN: U72900KA2020PTC139072

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