Current Account
The command centre
for your business finance
The command centre
for your business finance
The command centre
for your business finance
Open Current Account online with RazorpayX Business Banking+ and optimize your money movement with automation.
Open Current Account online with RazorpayX Business Banking+ and optimize your money movement with automation.
Current Account powered by:
Trusted by
Trusted by
10,000+ businesses
10,000+ businesses
Built for Scale
Built for Scale
50,000 payouts in a single OTP with industry-leading payouts success rates
50,000 payouts in a single OTP with industry-leading payouts success rates
Powerful Automation
Automate vendor payments, taxes, payroll, and more with a new-age digital current account
Smart Dashboard
Next-gen current account to manage inflows and outflows easily via desktop or mobile app
Delegate with Control
Collaborate with granular access controls and entirely self-serve online approval workflows
Try it yourself.
Check out our live demo!
RazorpayX powered Current Accounts
RazorpayX powered Current Accounts
RazorpayX powered Current Accounts
Do more than just banking
Beneficiary addition & superior payouts
Multi-user experience
Collaboration with
chartered accountant
Banking on the go
Smart bulk payouts
Integrations
Insights
Premium support
Everything else you need from your bank
Business Banking+
(RazorpayX powered Current Account)
Instant addition
No cooling-off period
No transfer limits
Granular control
Unlimited users
Easy multi-level approvals
Provide view-only access
Self-serve reports
(transactions, invoices, challans)
Send, approve, track payments, on the go
50,000 payouts in one OTP
Smart & simple Excel templates
Accounting integrations
(ZohoBooks, Tally, ERP software)
Popular business tools (Slack, Shopify)
Smart dashboard
Auto-spend categorization
Priority support
Prompt issue resolution
Dedicated relationship manager
Cheque leaves
Debit Card
Cash deposits
Walk-in branch facility
OD facility
and so much more
Traditional
Current Account
24 to 48 hours cooling-off period
Limited users
Complicated maker-checker
Spend hours per month on emails and paperwork
A non-intuitive mobile experience
Complex templates prone to errors
Zero integrations with your business
and finance tools
Read bank statements and Excel sheets
Broken support experience
Requires multiple follow-ups and reminders
No dedicated channel of support
Cheque leaves
Debit Card
Cash deposits
Walk-in branch facility
OD facility
Business Banking+
(RazorpayX powered Current Account)
Traditional Current Account
Beneficiary addition & superior payouts
Instant addition
No cooling-off period
No transfer limits
24 to 48 hours cooling-off period
Multi-user experience
Granular control
Unlimited users
Easy multi-level approvals
Limited users
Complicated maker-checker
Collaboration with
chartered accountant
Provide view-only access
Self-serve reports
(transactions, invoices, challans)
Spend hours per month on emails and paperwork
Banking on the go
Send, approve, track payments, on the go
A non-intuitive mobile experience
Smart bulk payouts
50,000 payouts in one OTP
Smart & simple Excel templates
Complex templates prone to errors
Integrations
Accounting integrations
(ZohoBooks, Tally, ERP software)
Popular business tools (Slack, Shopify)
Zero integrations with your business and finance tools
Insights
Smart dashboard
Auto-spend categorization
Read bank statements and Excel sheets
Premium support
Priority support
Prompt issue resolution
Dedicated relationship manager
Broken support experience
Requires multiple follow-ups and reminders
No dedicated channel of support
Everything else you need from your bank
Cheque leaves
Debit Card
Cash deposits
Walk-in branch facility
OD facility
and so much more
Cheque leaves
Debit Card
Cash deposits
Walk-in branch facility
OD facility
Current Account powered by:
Current Account powered by:
Running a business is hard.
Make the money movement easy.
Running a business is hard. Make the money movement easy.
Spending hours on payments?
Spending hours on payments?
Spending hours on payments?
Now it takes seconds.
Now it takes seconds.
Lightning-fast smart payouts
Make 50,000 payouts in just a few taps
Lightning-fast smart payouts
Make 50,000 payouts in just a few taps
Lightning-fast smart payouts
Make 50,000 payouts in just a few taps
No bank detail?
Instant money transfers with just a few contact details
No bank detail?
Instant money transfers with just a few contact details
No bank detail?
Instant money transfers with just a few contact details
Be on time, always
Schedule payments, get reminders
Be on time, always
Schedule payments, get reminders
Be on time, always
Schedule payments, get reminders
APIs powered payout
100% secure payments with 99.9% success rates
APIs powered payout
100% secure payments with 99.9% success rates
APIs powered payout
100% secure payments with 99.9% success rates
Working with a team?
Working with a team?
Get more control.
Get more control.
Multiple users?
Assign user roles & custom access
Multiple users?
Assign user roles & custom access
Multiple users?
Assign user roles & custom access
Stay OTP-free!
Set easy approval workflows
Stay OTP-free!
Set easy approval workflows
Stay OTP-free!
Set easy approval workflows
Approve on the go
Use our best-in-class mobile app
Approve on the go
Use our best-in-class mobile app
Approve on the go
Use our best-in-class mobile app
Delegate with confidence!
Complete audit-trial of all activities & transactions
Delegate with confidence!
Complete audit-trial of all activities & transactions
Delegate with confidence!
Complete audit-trial of all activities & transactions
Go spreadsheet free
Streamline workflows and eliminate manual errors with online bank-account and accounting-software integration.
Spend less time with your accountant
Give access to everything your CA needs including payments, invoices, challans and more.
Real - time insights
Know what's happening with your cash flow anytime, anywhere with an intuitive dashboard.
Features of Current Account
Features of Current Account
RazorpayX powered Current Accounts come with features that make business banking better than ever before.
Internet banking with lowest downtime
Internet banking with lowest downtime
Auto sweep facility
Auto sweep facility
NEFT/RTGS/IMPS support
NEFT/RTGS/IMPS support
Free local cheque collection
Free local cheque collection
Free domestic ATM transactions
Free domestic ATM transactions
Instant bulk payouts with world-class APIs
Instant bulk payouts with world-class APIs
Penny-drop bank account verification
Penny-drop bank account verification
Easily customizable multi-user workflow
Easily customizable multi-user workflow
Accounts payables management
Accounts payables management
Walk-in branch facility and online banking
Walk-in branch facility and online banking
Dedicated relationship manager
Dedicated relationship manager
Payroll and HR management
Payroll and HR management
Forex, escrow & more
Forex, escrow & more
Access to credit with Razorpay Capital
Access to credit with Razorpay Capital
Debit cards, cheque leaves, OD facility
Debit cards, cheque leaves, OD facility
Internet banking with lowest downtime
Internet banking with lowest downtime
Auto sweep facility
Auto sweep facility
NEFT/RTGS/IMPS support
NEFT/RTGS/IMPS support
Free local cheque collection
Free local cheque collection
Free domestic ATM transactions
Free domestic ATM transactions
Instant bulk payouts with world-class APIs
Instant bulk payouts with world-class APIs
Penny-drop bank account verification
Penny-drop bank account verification
Easily customizable multi-user workflow
Easily customizable multi-user workflow
Accounts payables management
Accounts payables management
Walk-in branch facility and online banking
Walk-in branch facility and online banking
Dedicated relationship manager
Dedicated relationship manager
Payroll and HR management
Payroll and HR management
Forex, escrow & more
Forex, escrow & more
Access to credit with Razorpay Capital
Access to credit with Razorpay Capital
Debit cards, cheque leaves, OD facility
Debit cards, cheque leaves, OD facility
Open Digital Current Account with RazorpayX Business Banking+
Our Banking Partners
RazorpayX powers Current Accounts, supported by our banking partners ICICI Bank, Yes Bank,Axis Bank and RBL Bank for businesses of all sizes. Get benefits like fund transfer, bank account verification, unlimited cash deposits and withdrawals, etc..
Digital current account features:
Paperless processing in less than 24 hours
No more money or time wasted on tedious manual tasks
Mobile app & internet banking with no downtime
Instant payouts to vendors, customers, employees & more
Open Digital Current Account with RazorpayX Business Banking+
Our Banking Partners
RazorpayX powers Current Accounts, supported by our banking partners ICICI Bank, Yes Bank,Axis Bank and RBL Bank for businesses of all sizes. Get benefits like fund transfer, bank account verification, unlimited cash deposits and withdrawals, etc..
Digital current account features:
Paperless processing in less than 24 hours
No more money or time wasted on tedious manual tasks
Mobile app & internet banking with no downtime
Instant payouts to vendors, customers, employees & more
Open Digital Current Account with RazorpayX Business Banking+
Our Banking Partners
RazorpayX powers Current Accounts, supported by our banking partners ICICI Bank, Yes Bank,Axis Bank and RBL Bank for businesses of all sizes. Get benefits like fund transfer, bank account verification, unlimited cash deposits and withdrawals, etc..
Digital current account features:
Paperless processing in less than 24 hours
No more money or time wasted on tedious manual tasks
Mobile app & internet banking with no downtime
Instant payouts to vendors, customers, employees & more
How to open a RazorpayX powered Current Account Online?
How to open a RazorpayX powered Current Account Online?
RazorpayX Business Banking+ comes with a digital current account that can be opened entirely online.
RazorpayX Business Banking+ comes with a digital current account that can be opened entirely online.
Signup with your phone number, email ID and GSTIN
A RazorpayX representative will contact you to verify your details
A Relationship Manager will visit your office for final verifications
Log in to your RazorpayX Dashboard to get started!
The first and only current account
that integrates all your finances
Replace multiple disconnected financial operations with a fully digital Current Account
Smart Payouts
Instant payouts, anytime, anywhere
Bulk Payouts
Bulk payouts that are 10x smarter
Accounting Integrations
Easy integrations with accounting softwares you use
Vendor Payments
Add, track, and pay invoices by just forwarding an email
Tax Payments
Pay TDS, Advance Tax and GST in 30 seconds
Payroll
Automated payroll, tax filings, and benefits, in one place
Payment Gateway
Get paid seamlessly with Razorpay Suite
Smart Payouts
Instant payouts, anytime, anywhere
Bulk Payouts
Bulk payouts that are 10x smarter
Accounting Integrations
Easy integrations with accounting softwares you use
Vendor Payments
Add, track, and pay invoices by just forwarding an email
Tax Payments
Pay TDS, Advance Tax and GST in 30 seconds
Payroll
Automated payroll, tax filings, and benefits, in one place
Payment Gateway
Get paid seamlessly with Razorpay Suite
Smart Payouts
Instant payouts, anytime, anywhere
Bulk Payouts
Bulk payouts that are 10x smarter
Accounting Integrations
Easy integrations with accounting softwares you use
Vendor Payments
Add, track, and pay invoices by just forwarding an email
Tax Payments
Pay TDS, Advance Tax and GST in 30 seconds
Payroll
Automated payroll, tax filings, and benefits, in one place
Payment Gateway
Get paid seamlessly with Razorpay Suite
Smart Payouts
Instant payouts, anytime, anywhere
Bulk Payouts
Bulk payouts that are 10x smarter
Accounting Integrations
Easy integrations with accounting softwares you use
Vendor Payments
Add, track, and pay invoices by just forwarding an email
Tax Payments
Pay TDS, Advance Tax and GST in 30 seconds
Payroll
Automated payroll, tax filings, and benefits, in one place
Payment Gateway
Get paid seamlessly with Razorpay Suite
Smart Payouts
Instant payouts, anytime, anywhere
Bulk Payouts
Bulk payouts that are 10x smarter
Accounting Integrations