RazorpayX is Business Banking built for disruptors. Bring effectiveness, efficiency, and excellence to all your financial processes with the best tech Razorpay has to offer, coupled with everything you could ask of your bank.

Sign Up
background
background

The better
Current Accounts

Open and operate fully-functional current accounts on RazorpayX.

RazorpayX Current Accounts come with all standard banking features like cheque book, debit card, and account statements plus great tech capabilities like API Banking, Approvals Workflow, and Insightful Reports.

Learn More
background
background

Supercharge
Your Payouts

Manage cash outflows with ease for your customer, vendor or employee payouts

24*7 payouts
via NEFT/RTGS/IMPS/UPI*

Not applicable for NEFT and RTGS*

Multiple Payout flow options
To automate all your business flows

Workflow and CRM
Configurable maker-checker system

Product Suite

Make your financial operations increasingly efficient with a suite of products built on the RazorpayX platform.

Feature Images
Corporate Credit Cards
Avail instantly approved corporate credit cards for your business. Track expenses and manage funds with ease.
Feature Images
Vendor Payments
End-to-end automation to streamline vendor payments. Add, track and pay invoices with automated Tax payments.
Feature Images
Payout Links
Send easy-to-create links to capture beneficiary account details and process instant payouts.
Feature Images
Payroll
Smart payroll software that integrates with your RazorpayX account helping you pay salaries and reimbursements with ease.

Getting
Onboarded

Signup on RazorpayXApply for a business
account on the platform

Start with Virtual AccountLoad funds and start
transacting instantly

Complete KYC for Current A/CApply for current
account & complete KYC

Switch to Current AccountStart loading funds from multiple
sources and creating payouts

background

Start for free.
Pay as you grow.

We offer plans for businesses of all sizes.

What customers love about RazorpayX

customers of razorpayxcustomers of razorpayx
customers of razorpayxcustomers of razorpayx
customers of razorpayxcustomers of razorpayx
background

Frequently Asked Questions

FAQs

What exactly is RazorpayX?
What exactly is RazorpayX?

RazorpayX is a business banking platform that helps companies manage their finances and make timely payouts using an intuitive dashboard or powerful API. RazorpayX allows merchants add funds in multiple ways and make payouts to customers, vendors, or partners, via IMPS, NEFT, UPI or even to cards.

What can I use RazorpayX for?
What can I use RazorpayX for?

RazorpayX can be used as a full-fledged business banking platform. In addition to being able to add funds via various methods, you can also use it as the default settlement account for all your online payments. From there, you can process payouts through API or the intuitive dashboard to your customers, vendors, partners, employees, etc.

What type of account do I get with RazorpayX?
What type of account do I get with RazorpayX?

When you sign up, you’ll be able to start transacting instantly with a Virtual account that’s specifically created to help you manage your payouts. You will also see the option to apply for a Current Account. Once you apply, our Onboarding heroes will take you through the process and subject to approval from our banking partner, you will get a host of more products and banking features to use.

What kind of banking features are available with RazorpayX?
What kind of banking features are available with RazorpayX?

In addition to API Payouts, Approval Workflow (our snazzy take on Maker-Checker), and Payout Queueing, you will also get standard banking features like Cheque Book, Unlimited deposits and withdrawals, Account statements, Debit Cards.

What exactly is RazorpayX?

RazorpayX is a business banking platform that helps companies manage their finances and make timely payouts using an intuitive dashboard or powerful API. RazorpayX allows merchants add funds in multiple ways and make payouts to customers, vendors, or partners, via IMPS, NEFT, UPI or even to cards.

What can I use RazorpayX for?

RazorpayX can be used as a full-fledged business banking platform. In addition to being able to add funds via various methods, you can also use it as the default settlement account for all your online payments. From there, you can process payouts through API or the intuitive dashboard to your customers, vendors, partners, employees, etc.

What type of account do I get with RazorpayX?

When you sign up, you’ll be able to start transacting instantly with a Virtual account that’s specifically created to help you manage your payouts. You will also see the option to apply for a Current Account. Once you apply, our Onboarding heroes will take you through the process and subject to approval from our banking partner, you will get a host of more products and banking features to use.

What kind of banking features are available with RazorpayX?

In addition to API Payouts, Approval Workflow (our snazzy take on Maker-Checker), and Payout Queueing, you will also get standard banking features like Cheque Book, Unlimited deposits and withdrawals, Account statements, Debit Cards.

Sign Up
  • Easy Payouts and disbursals
  • Current Accounts
  • User-friendly Dashboards
  • Powerful APIs

RazorpayX is Business Banking built for disruptors. Bring effectiveness, efficiency, and excellence to all your financial processes with the best tech Razorpay has to offer, coupled with everything you could ask of your bank.

Sign Up
background
background
background
background

The better
Current Accounts

Open and operate fully-functional current accounts on RazorpayX.

RazorpayX Current Accounts come with all standard banking features like cheque book, debit card, and account statements plus great tech capabilities like API Banking, Approvals Workflow, and Insightful Reports.

Learn More
background
background

Supercharge
Your Payouts

Manage cash outflows with ease for
your customer, vendor or employee payouts

Learn More

24*7 payouts
via NEFT/RTGS/IMPS/UPI*

Not applicable for NEFT and RTGS*

Multiple Payout flow options
To automate all your business flows

Workflow and CRM
Configurable maker-checker system

Do more with
Our suite of Products

RazorpayX Feature

Corporate Credit Cards

Avail instantly approved corporate credit cards for your business. Track expenses and manage funds with ease.
RazorpayX Feature

Vendor Payments

End-to-end automation to streamline vendor payments. Add, track and pay invoices with automated Tax payments.
RazorpayX Feature

Payout Links

Send easy-to-create links to capture beneficiary account details and process instant payouts.
RazorpayX Feature

Payroll

Smart payroll software that integrates with your RazorpayX account helping you pay salaries and reimbursements with ease.
background
background

Getting
Onboarded

Signup on RazorpayXApply for a business account
on the platform

Start with Virtual AccountLoad funds and start
transacting instantly

Complete KYC for Current A/CApply for current account &
complete KYC

Switch to Current AccountStart loading funds from multiple
sources and creating payouts

background
background
background

Start for free.
Pay as you grow.

We offer plans for businesses of all sizes.
background
RazorpayX Basic
with Virtual Account
Dashboard & Bulk Payouts
API Payouts
Vendor Payments
Payout Links
Approval workflows
Insights & reports
300 free payouts/month
Every month; on all transfer methods: UPI, IMPS, NEFT and RTGS.
Pricing* after 300 free payouts
IMPS/UPI
Upto ₹1,000₹4₹2
₹1,000 - ₹25,000₹6₹4
Above ₹25,000₹9₹8
NEFT/RTGS₹5₹3
RazorpayX Pro
with Current Account
Guided Account Opening
Cheque Book & Debit Cards
Cash withdrawals & Deposits
Scheduled Payouts
Priority Support
And everything from Basic
500 free payouts/month
Every month; on all transfer methods: UPI, IMPS, NEFT and RTGS.
Pricing* after 500 free payouts
IMPS (UPI Coming Soon)
Upto ₹1,000₹4₹1.5
₹1,000 - ₹25,000₹6₹3
Above ₹25,000₹9₹7
NEFT/RTGS₹5₹2
background
Enterprise
For large number of payouts
Early Access to Features
24x7 Priority Support
Account activation in 24 hours
Dedicated Account Manager
And everything else from
Basic and Pro
Custom Pricing
Making more than 10,000 payouts every month? Reach out to discuss alternative pricing options.
*GST as applicable on the fee charged.
*Limited time offer.
In case of any queries, Contact us

What customers love about RazorpayX

customers of razorpayxcustomers of razorpayxcustomers of razorpayxcustomers of razorpayxcustomers of razorpayxcustomers of razorpayxcustomers of razorpayxcustomers of razorpayx
background

Frequently Asked Questions

FAQs

What exactly is RazorpayX?
What exactly is RazorpayX?

RazorpayX is a business banking platform that helps companies manage their finances and make timely payouts using an intuitive dashboard or powerful API. RazorpayX allows merchants add funds in multiple ways and make payouts to customers, vendors, or partners, via IMPS, NEFT, UPI or even to cards.

What can I use RazorpayX for?
What can I use RazorpayX for?

RazorpayX can be used as a full-fledged business banking platform. In addition to being able to add funds via various methods, you can also use it as the default settlement account for all your online payments. From there, you can process payouts through API or the intuitive dashboard to your customers, vendors, partners, employees, etc.

What type of account do I get with RazorpayX?
What type of account do I get with RazorpayX?

When you sign up, you’ll be able to start transacting instantly with a Virtual account that’s specifically created to help you manage your payouts. You will also see the option to apply for a Current Account. Once you apply, our Onboarding heroes will take you through the process and subject to approval from our banking partner, you will get a host of more products and banking features to use.

What kind of banking features are available with RazorpayX?
What kind of banking features are available with RazorpayX?

In addition to API Payouts, Approval Workflow (our snazzy take on Maker-Checker), and Payout Queueing, you will also get standard banking features like Cheque Book, Unlimited deposits and withdrawals, Account statements, Debit Cards.

What exactly is RazorpayX?

RazorpayX is a business banking platform that helps companies manage their finances and make timely payouts using an intuitive dashboard or powerful API. RazorpayX allows merchants add funds in multiple ways and make payouts to customers, vendors, or partners, via IMPS, NEFT, UPI or even to cards.

What can I use RazorpayX for?

RazorpayX can be used as a full-fledged business banking platform. In addition to being able to add funds via various methods, you can also use it as the default settlement account for all your online payments. From there, you can process payouts through API or the intuitive dashboard to your customers, vendors, partners, employees, etc.

What type of account do I get with RazorpayX?

When you sign up, you’ll be able to start transacting instantly with a Virtual account that’s specifically created to help you manage your payouts. You will also see the option to apply for a Current Account. Once you apply, our Onboarding heroes will take you through the process and subject to approval from our banking partner, you will get a host of more products and banking features to use.

What kind of banking features are available with RazorpayX?

In addition to API Payouts, Approval Workflow (our snazzy take on Maker-Checker), and Payout Queueing, you will also get standard banking features like Cheque Book, Unlimited deposits and withdrawals, Account statements, Debit Cards.

Sign Up
  • Easy Payouts and disbursals
  • Current Accounts
  • User-friendly Dashboards
  • Powerful APIs