

The all-in-one
business banking suite
Get Business Banking, Corporate Cards, Payroll, Vendor Payments, 
and API solutions trusted by 70% of India’s Unicorns
The all-in-one
business banking suite
Get Business Banking, Corporate Cards, Payroll, Vendor Payments, and API solutions trusted by 70% of India’s Unicorns

The all-in-one
business banking suite
Get Business Banking, Corporate Cards, Payroll, Vendor Payments, 
and API solutions trusted by 70% of India’s Unicorns



The all-in-one
business banking suite
Get Business Banking, Corporate Cards, Payroll, Vendor Payments, 
and API solutions trusted by 70% of India’s Unicorns
The all-in-one
business banking suite
Get Business Banking, Corporate Cards, Payroll, Vendor Payments, and API solutions trusted by 70% of India’s Unicorns

The all-in-one
business banking suite
Get Business Banking, Corporate Cards, Payroll, Vendor Payments, 
and API solutions trusted by 70% of India’s Unicorns

















Supercharged Business Banking Account
Current accounts supercharged with the RazorpayX user experience
Supercharged Business Banking Account
Current accounts supercharged with the
RazorpayX user experience
Payout Rails
Payout Rails
Proprietary rails powering money movement
from merchants to beneficiaries
Proprietary rails powering money movement from merchants to beneficiaries
Payout Rails
Proprietary rails powering money movement
from merchants to beneficiaries
Application Layer
Application Layer
Dedicated SaaS applications built for
complex use-cases
Application Layer
Dedicated SaaS applications built for
complex use-cases
Every Business Banking Need. One Provider.
Every Business Banking Need. One Provider.
Every Business Banking Need. One Provider.
The business banking solution with payouts at the center
PAY AT SCALE WITH
API Payouts
Enjoy a seamless payout experience with
India’s only AI-powered multi-bank router: 
Route payments in real-time with 99.9% success rate
Enjoy 100% secure payments with multiple anti-fraud measures
Use UPI/IMPS/NEFT/RTGS or payout to cards 24/7, 365 days a year
PAY COMPLIANTLY WITH
Escrow+
An escrow management platform bringing
banks, trustees, & RazorpayX as your TSP together:
Get onboarded 10X faster with our digital modules
Open sub-escrows instantly for all use cases and seamless recon
End-to-end automation with world-class APIs & dashboard access
PAY VENDORS WITH
Vendor Payments
Get maximum control and visibility over your accounts payable 
process and make vendor payments with a fully integrated platform
Invoice sourcing with OCR-enabled technology
Create multi-layer approval workflows
Integrated payouts engine to review, approve, and pay from one solution
PAY EMPLOYEES WITH
Payroll
A fully automated payroll & compliance software
that processes payroll with precision: 
Auto-file & pay TDS, PF, PT, and ESIC across 28 states and 8 UTs
Zero filing errors or penalties
Effortlessly sync data and integrate with 25+ HRMS
Deposit salaries directly into employees’ bank accounts with a click
SAVE AS YOU PAY WITH
RazorpayX Corporate Card
Turn SaaS, cloud and marketing spends into real savings
Guaranteed cashback on marketing and tech spends
Up to 30% off on 500+ top SaaS, marketing and tech tools
Savings negotiator service for savings across any subscription
Unsecured credit that frees up your fixed deposits
Complex money flows, simplified with our latest innovations
Plugs directly into your finance stack

Powering customers from Idea to IPO
 - RazorpayX cut COD refunds from 2–3 days to < 2 hrs, saving 15–20 hrs/month & boosting NPS - even during a 3× festive sales spike. - Rishi Vasudev - CEO, Chumbak 
 - RazorpayX made partner payouts 100% error-free, 80% faster & fully automated - completely streamlining our weekly financial operations. - Tithi Gandhi - Finance Director, Juleo Club 
 - We handle 1,000+ payouts monthly. With RazorpayX, vendor payments shifted from manual hassle to smooth approvals - no cheques, no back-and-forth. - Prasanna - Co-founder, Bangalore Brewing Company 
 - RazorpayX saves 10–12 hrs/month & almost ₹1.2L in hiring costs. Its APIs handle hundreds of payouts with ease - intuitive, reliable & core to our ops. - Sriganesh T.V - Co-founder, SuperNan 
 - Before RazorpayX Payroll, salary processing was error-prone. Now it’s smooth, reliable, and a huge relief for our team. - Darshika - HR Executive, Daily Objects 
 - Salary processing meant data collection, spreadsheets & portals. RazorpayX Payroll cut the hassle - saving us time, effort & costs. - R Sridhar - Payroll Manager, Neev Energy 
 - RazorpayX’s clean APIs made integration easy. Support tickets dropped 80%, and it’s now our primary system for loans, vendor payouts & refunds. - Karan Mehta - Founder & CTO, Kissht 
 - With 15% higher success rates, RazorpayX became our default for auto-routing. Plus, it cut costs by 11%, making payouts faster & smarter. - Krishna Mohan Vedula - Product Lead - Payments MPL 
 - RazorpayX ensures stable uptime & 2-sec payouts - consistency our users love. Even at 3M+ payouts, it runs smooth without a hitch. - Team Supermoney 
 - RazorpayX powers ₹40Cr+ monthly payouts & gives us real-time control across accounts - a silent yet solid partner we truly rely on to scale. - Anmol Jain - Co-founder, Astrotalk 
Raising the bar in business payments every day
Total Payout Volume (TPV) processed in 2024
payouts success rate, the best in the industry
payslips generated monthly through RazorpayX Payroll
of India's IMPS volumes
Data-Driven Insights
to fuel Strategic Decisions

Payables Blindspot Detector Report
Identify existing inaccuracies in your payables process & get recommendations to enhance accuracy



RAZORPAYX PARTNERS
Automate your Client’s Business Finance Payments
Diversify your services
Add 10+ business finance offerings with zero effort
Save time and effort
Save 98% of time & cost while managing clients
Delight your clients
Delight clients with simplified business processes
Get exclusive offers
Get an exclusive discount for your clients
Trusted by 1,000+ partners
Join our RazorpayX Partner Network
Experience the future of business banking, today

Frequently Asked Questions
Explore our FAQ section to find answers about RazorpayX's business financial solutions
The business banking solution with payouts at the center
PAY SMARTER WITH
Business Banking+
Supercharged command center for complete 
financial management and payouts:
Add beneficiaries & pay instantly with no cool-off period
Add beneficiaries & pay instantly with no cool-off period
Make up to 50k payouts in bulk using a single OTP
Make up to 50k payouts in bulk using a single OTP
Add multiple users & create custom approval workflows
Add multiple users & create custom approval workflows
PAY AT SCALE WITH
API Payouts
Enjoy a seamless payout experience with
India’s only AI-powered multi-bank router: 
Route payments in real-time with 99.9% success rate
Route payments in real-time with 99.9% success rate
Enjoy 100% secure payments with multiple anti-fraud measures
Enjoy 100% secure payments with multiple anti-fraud measures
Use UPI/IMPS/NEFT/RTGS or payout to cards 24/7, 365 days a year
Use UPI/IMPS/NEFT/RTGS or payout to cards 24/7, 365 days a year
PAY COMPLIANTLY WITH
Escrow+
An escrow management platform bringing
banks, trustees, & RazorpayX as your TSP together:
Get onboarded 10X faster with our digital modules
Get onboarded 10X faster with our digital modules
Open sub-escrows instantly for all use cases and seamless recon
Open sub-escrows instantly for all use cases and seamless recon
End-to-end automation with world-class APIs & dashboard access
End-to-end automation with world-class APIs & dashboard access
PAY VENDORS WITH
Vendor Payments
Get maximum control and visibility over your accounts payable 
process and make vendor payments with a fully integrated platform
Invoice sourcing with OCR-enabled technology
Invoice sourcing with OCR-enabled technology
Create multi-layer approval workflows
Create multi-layer approval workflows
Integrated payouts engine to review, approve, and pay from one solution
Integrated payouts engine to review, approve, and pay from one solution
PAY EMPLOYEES WITH
Payroll
A fully automated payroll & compliance software
that processes payroll with precision: 
Auto-file & pay TDS, PF, PT, and ESIC across 28 states and 8 UTs
Auto-file & pay TDS, PF, PT, and ESIC across 28 states and 8 UTs
Zero filing errors or penalties
Zero filing errors or penalties
Effortlessly sync data and integrate with 25+ HRMS
Effortlessly sync data and integrate with 25+ HRMS
Deposit salaries directly into employees’ bank accounts with a click
Deposit salaries directly into employees’ bank accounts with a click
SAVE AS YOU PAY WITH
RazorpayX Corporate Card
Turn SaaS, cloud and marketing spends into real savings
Guaranteed cashback on marketing and tech spends
Guaranteed cashback on marketing and tech spends
Up to 30% off on 500+ top SaaS, marketing and tech tools
Up to 30% off on 500+ top SaaS, marketing and tech tools
Savings negotiator service for savings across any subscription
Savings negotiator service for savings across any subscription
Unsecured credit that frees up your fixed deposits
Unsecured credit that frees up your fixed deposits
Plugs directly into your finance stack

Complex money flows, simplified with our latest innovations
Raising the bar in business 
payments every day
Total Payout Volume (TPV) processed in 2024
payouts success rate, the best in the industry
payslips generated monthly through RazorpayX Payroll
of India's IMPS volumes
RAZORPAYX PARTNERS
Automate your Client’s
Business Finance Payments
Diversify your services
Add 10+ business finance offerings with zero effort
Save time and effort
Save 98% of time & cost while managing clients
Delight your clients
Delight clients with simplified business processes
Get exclusive offers
Get an exclusive discount for your clients
Trusted by 1,000+ partners
Join our RazorpayX Partner Network
Data-Driven Insights to fuel
Strategic Decisions  
 - Payables Blindspot Detector Report- Identify existing inaccuracies in your payables process & get recommendations to enhance accuracy 
 - Payroll Maturity Index- Get a detailed analysis & report of your organisation's payroll health benchmarked against 25+ parameters 
 - Personalised Lending in the Digital Age- Learn about breakout trends in personalized lending from industry experts in this exclusive whitepaper 
 - Show Me The Money- Learn the latest hiring and workforce trends shaping the landscape of employment in India 
 - Payables Blindspot Detector Report- Identify existing inaccuracies in your payables process & get recommendations to enhance accuracy 
 - Payroll Maturity Index- Get a detailed analysis & report of your organisation's payroll health benchmarked against 25+ parameters 
 - Personalised Lending in the Digital Age- Learn about breakout trends in personalized lending from industry experts in this exclusive whitepaper 
 - Show Me The Money- Learn the latest hiring and workforce trends shaping the landscape of employment in India 
Experience the future of business banking, today


Frequently Asked Questions
Explore our FAQ section to find answers about RazorpayX's business financial solutions
The business banking solution with payouts at the center
PAY SMARTER WITH
Business Banking+
Supercharged command center for complete financial management and payouts:
Add beneficiaries & pay instantly with no cool-off period
Add beneficiaries & pay instantly with no cool-off period
Make up to 50k payouts in bulk using a single OTP
Make up to 50k payouts in bulk using a single OTP
Add multiple users & create custom approval workflows
Add multiple users & create custom approval workflows
PAY COMPLIANTLY WITH
Escrow+
An escrow management platform bringing banks, trustees, & RazorpayX as your TSP together:
Get onboarded 10X faster with our digital modules
Get onboarded 10X faster with our digital modules
Open sub-escrows instantly for all use cases and seamless recon
Open sub-escrows instantly for all use cases and seamless recon
End-to-end automation with world-class APIs & dashboard access
End-to-end automation with world-class APIs & dashboard access
PAY VENDORS WITH
Vendor Payments
Get maximum control and visibility over your accounts payable process and make vendor payments with a fully integrated platform
Invoice sourcing with OCR-enabled technology
Invoice sourcing with OCR-enabled technology
Create multi-layer approval workflows
Create multi-layer approval workflows
Integrated payouts engine to review, approve, and pay from one solution
Integrated payouts engine to review, approve, and pay from one solution
PAY AT SCALE WITH
API Payouts
Enjoy a seamless payout experience with India’s only AI-powered multi-bank router:
Route payments in real-time with 99.9% success rate
Route payments in real-time with 99.9% success rate
Enjoy 100% secure payments with multiple anti-fraud measures
Enjoy 100% secure payments with multiple anti-fraud measures
Use UPI/IMPS/NEFT/RTGS or payout to cards 24/7, 365 days a year
Use UPI/IMPS/NEFT/RTGS or payout to cards 24/7, 365 days a year
SAVE AS YOU PAY WITH
RazorpayX Corporate Card
Turn SaaS, cloud and marketing spends into real savings
Guaranteed cashback on marketing and tech spends
Guaranteed cashback on marketing and tech spends
Up to 30% off on 500+ top SaaS, marketing and tech tools
Up to 30% off on 500+ top SaaS, marketing and tech tools
Savings negotiator service for savings across any subscription
Savings negotiator service for savings across any subscription
Unsecured credit that frees up your fixed deposits
Unsecured credit that frees up your fixed deposits
PAY EMPLOYEES WITH
Payroll
A fully automated payroll & compliance software that processes payroll with precision:
Auto-file & pay TDS, PF, PT, and ESIC across 28 states and 8 UTs
Auto-file & pay TDS, PF, PT, and ESIC across 28 states and 8 UTs
Zero filing errors or penalties
Zero filing errors or penalties
Effortlessly sync data and integrate with 25+ HRMS
Effortlessly sync data and integrate with 25+ HRMS
Deposit salaries directly into employees’ bank accounts with a click
Deposit salaries directly into employees’ bank accounts with a click
Stellar Integrations


Complex money flows, simplified with our latest innovations
Raising the bar in business payments every day
Total Payout Volume (TPV) processed in 2024
payouts success rate, the best in the industry
payslips generated monthly through RazorpayX Payroll
of India's IMPS volumes
RAZORPAYX PARTNERS
Automate your Client’s Business Finance Payments
Diversify your services
Add 10+ business finance offerings with zero effort
Save time and effort
Save 98% of time & cost while managing clients
Delight your clients
Delight clients with simplified business processes
Get exclusive offers
Get an exclusive discount for your clients
Trusted by 1,000+ partners Join our RazorpayX Partner Network
Data-Driven Insights
to fuel Strategic Decisions

Payables Blindspot Detector Report
Identify existing inaccuracies in your payables process & get recommendations to enhance accuracy



Payables Blindspot Detector Report
Identify existing inaccuracies in your payables process & get recommendations to enhance accuracy


Experience the 
future of business banking, today


Frequently Asked Questions
Explore RazorpayX for business financial solutions. Got Questions? Reach out for expert assistance!
Powering customers from Idea to IPO
- RazorpayX cut COD refunds from 2–3 days to < 2 hrs, saving 15–20 hrs/month & boosting NPS - even during a 3× festive sales spike.  - Rishi Vasudev - CEO, Chumbak 
- RazorpayX made partner payouts 100% error-free, 80% faster & fully automated - completely streamlining our weekly financial operations.  - Tithi Gandhi - Finance Director, Juleo Club 
- We handle 1,000+ payouts monthly. With RazorpayX, vendor payments shifted from manual hassle to smooth approvals - no cheques, no back-and-forth.  - Prasanna - Co-founder, Bangalore Brewing Company 
- RazorpayX saves 10–12 hrs/month & almost ₹1.2L in hiring costs. Its APIs handle hundreds of payouts with ease - intuitive, reliable & core to our ops.  - Sriganesh T.V - Co-founder, SuperNan 
- Before RazorpayX Payroll, salary processing was error-prone. Now it’s smooth, reliable, and a huge relief for our team.  - Darshika - HR Executive, Daily Objects 
- Salary processing meant data collection, spreadsheets & portals. RazorpayX Payroll cut the hassle - saving us time, effort & costs.  - R Sridhar - Payroll Manager, Neev Energy 
- RazorpayX’s clean APIs made integration easy. Support tickets dropped 80%, and it’s now our primary system for loans, vendor payouts & refunds.  - Karan Mehta - Founder & CTO, Kissht 
- With 15% higher success rates, RazorpayX became our default for auto-routing. Plus, it cut costs by 11%, making payouts faster & smarter.  - Krishna Mohan Vedula - Product Lead - Payments MPL 
- RazorpayX ensures stable uptime & 2-sec payouts - consistency our users love. Even at 3M+ payouts, it runs smooth without a hitch.  - Team Supermoney 
- RazorpayX powers ₹40Cr+ monthly payouts & gives us real-time control across accounts - a silent yet solid partner we truly rely on to scale.  - Anmol Jain - Co-founder, Astrotalk 
Powering customers from Idea to IPO
- RazorpayX cut COD refunds from 2–3 days to < 2 hrs, saving 15–20 hrs/month & boosting NPS - even during a 3× festive sales spike.  - Rishi Vasudev - CEO, Chumbak 
- RazorpayX made partner payouts 100% error-free, 80% faster & fully automated - completely streamlining our weekly financial operations.  - Tithi Gandhi - Finance Director, Juleo Club 
- We handle 1,000+ payouts monthly. With RazorpayX, vendor payments shifted from manual hassle to smooth approvals - no cheques, no back-and-forth.  - Prasanna - Co-founder, Bangalore Brewing Company 
- RazorpayX saves 10–12 hrs/month & almost ₹1.2L in hiring costs. Its APIs handle hundreds of payouts with ease - intuitive, reliable & core to our ops.  - Sriganesh T.V - Co-founder, SuperNan 
- Before RazorpayX Payroll, salary processing was error-prone. Now it’s smooth, reliable, and a huge relief for our team.  - Darshika - HR Executive, Daily Objects 
- Salary processing meant data collection, spreadsheets & portals. RazorpayX Payroll cut the hassle - saving us time, effort & costs.  - R Sridhar - Payroll Manager, Neev Energy 
- RazorpayX’s clean APIs made integration easy. Support tickets dropped 80%, and it’s now our primary system for loans, vendor payouts & refunds.  - Karan Mehta - Founder & CTO, Kissht 
- With 15% higher success rates, RazorpayX became our default for auto-routing. Plus, it cut costs by 11%, making payouts faster & smarter.  - Krishna Mohan Vedula - Product Lead - Payments MPL 
- RazorpayX ensures stable uptime & 2-sec payouts - consistency our users love. Even at 3M+ payouts, it runs smooth without a hitch.  - Team Supermoney 
- RazorpayX powers ₹40Cr+ monthly payouts & gives us real-time control across accounts - a silent yet solid partner we truly rely on to scale.  - Anmol Jain - Co-founder, Astrotalk 





















