Smart Collect 2.0
Instant Collections &
Automated Reconciliation-
Redefine Your Bank Transfers
Instant Collections &
Automated Reconciliation-
Redefine Your Bank Transfers
Instant Collections &
Automated Reconciliation-
Redefine Your Bank Transfers
Automatically reconcile incoming UPI, IMPS, NEFT and RTGS payments and enjoy real-time, instant collections that keep your cash flow agile.
Automatically reconcile incoming UPI, IMPS, NEFT and RTGS payments and enjoy real-time, instant collections that keep your cash flow agile.
Automatically reconcile incoming UPI, IMPS, NEFT and RTGS payments and enjoy real-time, instant collections that keep your cash flow agile.
Collect Smarter, Not Harder
How does RazorpayX Smart Collect 2.0 work?
Collect Smarter, Not Harder
How does RazorpayX Smart Collect 2.0 work?
Collect Smarter,
Not Harder
How does RazorpayX Smart Collect 2.0 work?
Setup &
Integration
Get unique identifier series linked to your business bank account*
Integrate with RazorpayX and create identifiers using our APIs/Dashboard
Streamline your
Collections
Share these identifiers with your customers
Customers can start making UPI, IMPS, NEFT or RTGS payments to these identifiers
Monitor &
Reconcile
Funds land instantly in your bank account
Track and reconcile all payments in real-time via dashboard and instant webhooks
Setup &
Integration
Get unique identifier series linked to your business bank account*
Integrate with RazorpayX and create identifiers using our APIs/Dashboard
Streamline your
Collections
Share these identifiers with your customers
Customers can start making UPI, IMPS, NEFT or RTGS payments to these identifiers
Monitor &
Reconcile
Funds land instantly in your bank account
Track and reconcile all payments in real-time via dashboard and instant webhooks
Setup &
Integration
Get unique identifier series linked to your business bank account*
Integrate with RazorpayX and create identifiers using our APIs/Dashboard
Streamline your
Collections
Share these identifiers with your customers
Customers can start making UPI, IMPS, NEFT or RTGS payments to these identifiers
Monitor &
Reconcile
Funds land instantly in your bank account
Track and reconcile all payments in real-time via dashboard and instant webhooks
*For unique use cases, we offer customer identifiers via the Razorpay Payment Gateway, which has limited features.
*For unique use cases, we offer customer identifiers via the Razorpay Payment Gateway, which has limited features.
Let Tech do the Tedious
Why choose RazorpayX Smart Collect 2.0?
Let Tech do the Tedious
Why choose RazorpayX Smart Collect 2.0?
Let Tech do the Tedious
Why choose RazorpayX Smart Collect 2.0?
APIs, Webhooks & Dashboards= Zero Manual Effort
APIs, Webhooks & Dashboards = Zero Manual Effort
Know who paid, how much, and when - in real-time -
without spending any manual efforts
APIs, Webhooks & Dashboards= Zero Manual Effort
APIs, Webhooks & Dashboards = Zero Manual Effort
Know who paid, how much, and when - in real-time -
without spending any manual efforts
APIs, Webhooks & Dashboards= Zero Manual Effort
APIs, Webhooks & Dashboards = Zero Manual Effort
Know who paid, how much, and when - in real-time - without spending any manual efforts
Brand personalization for better trust
Brand personalization
for better trust
Customize the identifiers with your company’s branding
Instill more trust in your customers and boost collections
Brand personalization for better trust
Brand personalization
for better trust
Customize the identifiers with your company’s branding
Instill more trust in your customers and boost collections
Brand personalization for better trust
Brand personalization
for better trust
Customize the identifiers with your company’s branding
Instill more trust in your customers and boost collections
Only the Right Payments from the Right Customers
Only the Right Payments
from the Right Customers
Enjoy better security and compliance - accept payments
only from whitelisted customers
Only the Right Payments from the Right Customers
Only the Right Payments
from the Right Customers
Enjoy better security and compliance - accept payments
only from whitelisted customers
Only the Right Payments from the Right Customers
Only the Right Payments
from the Right Customers
Enjoy better security and compliance - accept payments only from whitelisted customers
Instant Collections
Instant
Collections
No more waiting games. Get money
instantly in your bank account
Instant Collections
Instant Collections
No more waiting games. Get money
instantly in your bank account
Instant Collections
Instant
Collections
No more waiting games. Get money instantly in your bank account
Seamlessly refund back to source
Seamlessly refund
back to source
Seamlessly refund any payment made to
the wrong and deactivated Identifiers
Seamlessly refund
back to source
Seamlessly refund any payment made to the wrong and deactivated Identifiers
Everyone loves UPI,
including your customers!
Grow your Business with our
UPI support for Bank Transfers
Let your customer effortlessly make
Bank
Transfers via UPI Apps
We even support Virtual UPI IDs. Your customers can now simply make UPI Payments directly to your bank account
Everyone loves UPI,
including your customers!
Grow your Business with our UPI support for Bank Transfers
Let your customer effortlessly make
Bank
Transfers via UPI Apps
We even support Virtual UPI IDs. Your customers can now simply make UPI Payments directly to your bank account
Everyone loves UPI,
including your customers!
Grow your Business with our UPI support for Bank Transfers
Let your customer effortlessly make Bank Transfers via UPI Apps
We even support Virtual UPI IDs. Your customers can now simply make UPI Payments directly to your bank account
Built for use cases
across multiple industries
Built for use cases
across multiple industries
Built for use cases
across multiple industries
Broking Companies
Broking Companies
Track high-value
transactions with ease
Track high-value
transactions with ease
Track high-value
transactions with ease
Lending Businesses
Lending Businesses
Automate reconciliation
of
all loan collections
Automate reconciliation
of
all loan collections
Automate reconciliation
of
all loan collections
B2B Marketplaces
B2B Marketplaces
Simplify collections
from
various vendors
Simplify collections
from
various vendors
Simplify collections
from
various vendors
Real Estate Builders
Real Estate Builders
Manage large payments
from buyers
Manage large payments
from buyers
Manage large payments
from buyers
Schools & Universities
Schools & Universities
Collect fees from students
with minimal effort
Collect fees from students
with minimal effort
Collect fees from students
with minimal effort
Hospitals
Hospitals
Track payments from patients
and insurance companies
Track payments from patients
and insurance companies
Track payments from patients
and insurance companies
Franchise Businesses
Franchise Businesses
Monitor branch-wise
collections in real-time
Monitor branch-wise
collections in real-time
Monitor branch-wise
collections in real-time
Ad Monetisation
Ad Monetisation
Help customers start ad campaigns in real-time via instant collections
Help customers start ad campaigns in real-time via instant collections
Help customers start ad campaigns in real-time via instant collections
Crowdfunding Platforms
Crowdfunding Platforms
Increase donor collections
via UPI support
Increase donor collections
via UPI support
Increase donor collections
via UPI support
and more!
and more!
Customer stories
Leading businesses depend on us to make business payments accurately, fast & delightful
With RazorpayX Smart Collect 2.0, we’ve streamlined B2B collections like never before. Instant reconciliation, along with Instant Collections, means our cash flow is always optimized, and our finance team can focus on growth instead of manual reconciliations and cash flow management.
Rakesh Agarwal
Group CFO, JSW One Platforms
At 5paisa, we continuously seek solutions to enhance efficiency & customer experience. Our integration of RazorpayX Smart Collect 2.0 has been a game-changer in streamlining our Collections. We now enjoy seamless reconciliation, direct settlement & unique customized virtual accounts, created directly on our current account, reducing external dependencies.
Ajinkya Kaner
Senior Product Manager, 5Paisa
RazorpayX Smart Collect 2.0 has been pivotal for our P2P lending platform. With automated fund tracking, unique identifiers, and instant settlements, we’ve eliminated manual reconciliation challenges. This has allowed us to focus on what truly matters - enabling financial inclusion at scale. Also, the support from the RazorpayX team has been phenomenal.
Saurabh Dobhal & Swati Agarwal
VP - Technology, Product, Rang De
Play Video
RazorpayX Smart Collect 2.0 ensures that our clients can only deposit funds from whitelisted bank accounts. The Third Party Verification check feature has significantly improved compliance and reconciliation for higher ticket-size bank transfers.
Pranita Joshi
Group Product Manager, Dhan
At Leegality, RazorpayX Smart Collect 2.0 has significantly enhanced our financial operations. The platform's instant collections keep our cash flow robust, while the automated reconciliation process has relieved our finance team from time-consuming manual tasks. This efficiency allows us to focus on more strategic priorities.
Mayank Khatri
Head of Finance, Leegality
With RazorpayX Smart Collect 2.0, donors can contribute via Bank Transfers directly from the UPI app effortlessly, and the campaign owner receives funds instantly. It’s a game-changer for crowdfunding efficiency.
Swetank Yadav
Product Manager, Milaap
At Quicko, RazorpayX Smart Collect 2.0 has transformed our payment processes. With instant reconciliation of all our B2B collections and immediate collections in our bank account, we can manage our cashflows much more efficiently. It has saved us 60+ hours every month of manual reconciliation tasks.
Vishvajit Sonagara
Founder, Quicko
50% of our payments are via bank transfers. Razorpay Smart Collect has helped us automate this end-to-end and simplify the process for the FinOps team.
Shailesh Gupta
Founder, Innov8
With RazorpayX Smart Collect 2.0, we’ve streamlined B2B collections like never before. Instant reconciliation, along with Instant Collections, means our cash flow is always optimized, and our finance team can focus on growth instead of manual reconciliations and cash flow management.
Rakesh Agarwal
Group CFO, JSW One Platforms
At 5paisa, we continuously seek solutions to enhance efficiency & customer experience. Our integration of RazorpayX Smart Collect 2.0 has been a game-changer in streamlining our Collections. We now enjoy seamless reconciliation, direct settlement & unique customized virtual accounts, created directly on our current account, reducing external dependencies.
Ajinkya Kaner
Senior Product Manager, 5Paisa
RazorpayX Smart Collect 2.0 has been pivotal for our P2P lending platform. With automated fund tracking, unique identifiers, and instant settlements, we’ve eliminated manual reconciliation challenges. This has allowed us to focus on what truly matters - enabling financial inclusion at scale. Also, the support from the RazorpayX team has been phenomenal.
Saurabh Dobhal & Swati Agarwal
VP - Technology, Product, Rang De
Play Video
RazorpayX Smart Collect 2.0 ensures that our clients can only deposit funds from whitelisted bank accounts. The Third Party Verification check feature has significantly improved compliance and reconciliation for higher ticket-size bank transfers.
Pranita Joshi
Group Product Manager, Dhan
At Leegality, RazorpayX Smart Collect 2.0 has significantly enhanced our financial operations. The platform's instant collections keep our cash flow robust, while the automated reconciliation process has relieved our finance team from time-consuming manual tasks. This efficiency allows us to focus on more strategic priorities.
Mayank Khatri
Head of Finance, Leegality
With RazorpayX Smart Collect 2.0, donors can contribute via Bank Transfers directly from the UPI app effortlessly, and the campaign owner receives funds instantly. It’s a game-changer for crowdfunding efficiency.
Swetank Yadav
Product Manager, Milaap
At Quicko, RazorpayX Smart Collect 2.0 has transformed our payment processes. With instant reconciliation of all our B2B collections and immediate collections in our bank account, we can manage our cashflows much more efficiently. It has saved us 60+ hours every month of manual reconciliation tasks.
Vishvajit Sonagara
Founder, Quicko
50% of our payments are via bank transfers. Razorpay Smart Collect has helped us automate this end-to-end and simplify the process for the FinOps team.
Shailesh Gupta
Founder, Innov8
With RazorpayX Smart Collect 2.0, we’ve streamlined B2B collections like never before. Instant reconciliation, along with Instant Collections, means our cash flow is always optimized, and our finance team can focus on growth instead of manual reconciliations and cash flow management.
Rakesh Agarwal
Group CFO, JSW One Platforms
At 5paisa, we continuously seek solutions to enhance efficiency & customer experience. Our integration of RazorpayX Smart Collect 2.0 has been a game-changer in streamlining our Collections. We now enjoy seamless reconciliation, direct settlement & unique customized virtual accounts, created directly on our current account, reducing external dependencies.
Ajinkya Kaner
Senior Product Manager, 5Paisa
RazorpayX Smart Collect 2.0 has been pivotal for our P2P lending platform. With automated fund tracking, unique identifiers, and instant settlements, we’ve eliminated manual reconciliation challenges. This has allowed us to focus on what truly matters - enabling financial inclusion at scale. Also, the support from the RazorpayX team has been phenomenal.
Saurabh Dobhal & Swati Agarwal
VP - Technology, Product, Rang De
Play Video
RazorpayX Smart Collect 2.0 ensures that our clients can only deposit funds from whitelisted bank accounts. The Third Party Verification check feature has significantly improved compliance and reconciliation for higher ticket-size bank transfers.
Pranita Joshi
Group Product Manager, Dhan
At Leegality, RazorpayX Smart Collect 2.0 has significantly enhanced our financial operations. The platform's instant collections keep our cash flow robust, while the automated reconciliation process has relieved our finance team from time-consuming manual tasks. This efficiency allows us to focus on more strategic priorities.
Mayank Khatri
Head of Finance, Leegality
With RazorpayX Smart Collect 2.0, donors can contribute via Bank Transfers directly from the UPI app effortlessly, and the campaign owner receives funds instantly. It’s a game-changer for crowdfunding efficiency.
Swetank Yadav
Product Manager, Milaap
At Quicko, RazorpayX Smart Collect 2.0 has transformed our payment processes. With instant reconciliation of all our B2B collections and immediate collections in our bank account, we can manage our cashflows much more efficiently. It has saved us 60+ hours every month of manual reconciliation tasks.
Vishvajit Sonagara
Founder, Quicko
50% of our payments are via bank transfers. Razorpay Smart Collect has helped us automate this end-to-end and simplify the process for the FinOps team.
Shailesh Gupta
Founder, Innov8
With RazorpayX Smart Collect 2.0, we’ve streamlined B2B collections like never before. Instant reconciliation, along with Instant Collections, means our cash flow is always optimized, and our finance team can focus on growth instead of manual reconciliations and cash flow management.
Rakesh Agarwal
Group CFO, JSW One Platforms
At 5paisa, we continuously seek solutions to enhance efficiency & customer experience. Our integration of RazorpayX Smart Collect 2.0 has been a game-changer in streamlining our Collections. We now enjoy seamless reconciliation, direct settlement & unique customized virtual accounts, created directly on our current account, reducing external dependencies.
Ajinkya Kaner
Senior Product Manager, 5Paisa
RazorpayX Smart Collect 2.0 has been pivotal for our P2P lending platform. With automated fund tracking, unique identifiers, and instant settlements, we’ve eliminated manual reconciliation challenges. This has allowed us to focus on what truly matters - enabling financial inclusion at scale. Also, the support from the RazorpayX team has been phenomenal.
Saurabh Dobhal & Swati Agarwal
VP - Technology, Product, Rang De
Play Video
RazorpayX Smart Collect 2.0 ensures that our clients can only deposit funds from whitelisted bank accounts. The Third Party Verification check feature has significantly improved compliance and reconciliation for higher ticket-size bank transfers.
Pranita Joshi
Group Product Manager, Dhan
At Leegality, RazorpayX Smart Collect 2.0 has significantly enhanced our financial operations. The platform's instant collections keep our cash flow robust, while the automated reconciliation process has relieved our finance team from time-consuming manual tasks. This efficiency allows us to focus on more strategic priorities.
Mayank Khatri
Head of Finance, Leegality
With RazorpayX Smart Collect 2.0, donors can contribute via Bank Transfers directly from the UPI app effortlessly, and the campaign owner receives funds instantly. It’s a game-changer for crowdfunding efficiency.
Swetank Yadav
Product Manager, Milaap
At Quicko, RazorpayX Smart Collect 2.0 has transformed our payment processes. With instant reconciliation of all our B2B collections and immediate collections in our bank account, we can manage our cashflows much more efficiently. It has saved us 60+ hours every month of manual reconciliation tasks.
Vishvajit Sonagara
Founder, Quicko
50% of our payments are via bank transfers. Razorpay Smart Collect has helped us automate this end-to-end and simplify the process for the FinOps team.
Shailesh Gupta
Founder, Innov8
Customer stories
Leading businesses depend on us to make business payments accurately, fast & delightful
With RazorpayX Smart Collect 2.0, we’ve streamlined B2B collections like never before. Instant reconciliation, along with Instant Collections, means our cash flow is always optimized, and our finance team can focus on growth instead of manual reconciliations and cash flow management.
Rakesh Agarwal
Group CFO, JSW One Platforms
At 5paisa, we continuously seek solutions to enhance efficiency & customer experience. Our integration of RazorpayX Smart Collect 2.0 has been a game-changer in streamlining our Collections. We now enjoy seamless reconciliation, direct settlement & unique customized virtual accounts, created directly on our current account.
Ajinkya Kaner
Senior Product Manager, 5Paisa
RazorpayX Smart Collect 2.0 transformed our P2P lending platform with automated tracking, unique identifiers, and instant settlements—eliminating manual reconciliation. We focus on scaling financial inclusion with outstanding support from the RazorpayX team.
Saurabh Dobhal & Swati Agarwal
VP - Technology, Product, Rang De
Play Video
RazorpayX Smart Collect 2.0 ensures that our clients can only deposit funds from whitelisted bank accounts. The Third Party Verification check feature has significantly improved compliance and reconciliation for higher ticket-size bank transfers.
Pranita Joshi
Group Product Manager, Dhan
At Leegality, RazorpayX Smart Collect 2.0 has significantly enhanced our financial operations. The platform's instant collections keep our cash flow robust, while the automated reconciliation process has relieved our finance team from time-consuming manual tasks. This efficiency allows us to focus on more strategic priorities.
Mayank Khatri
Head of Finance, Leegality
With RazorpayX Smart Collect 2.0, donors can contribute via Bank Transfers directly from the UPI app effortlessly, and the campaign owner receives funds instantly. It’s a game-changer for crowdfunding efficiency.
Swetank Yadav
Product Manager, Milaap
At Quicko, RazorpayX Smart Collect 2.0 has transformed our payment processes. With instant reconciliation of all our B2B collections and immediate collections in our bank account, we can manage our cashflows much more efficiently. It has saved us 60+ hours every month of manual reconciliation tasks.
Shailesh Gupta
Founder, Innov8
50% of our payments are via bank transfers. Razorpay Smart Collect has helped us automate this end-to-end and simplify the process for the FinOps team.
Shailesh Gupta
Founder, Innov8
With RazorpayX Smart Collect 2.0, we’ve streamlined B2B collections like never before. Instant reconciliation, along with Instant Collections, means our cash flow is always optimized, and our finance team can focus on growth instead of manual reconciliations and cash flow management.
Rakesh Agarwal
Group CFO, JSW One Platforms
At 5paisa, we continuously seek solutions to enhance efficiency & customer experience. Our integration of RazorpayX Smart Collect 2.0 has been a game-changer in streamlining our Collections. We now enjoy seamless reconciliation, direct settlement & unique customized virtual accounts, created directly on our current account.
Ajinkya Kaner
Senior Product Manager, 5Paisa
RazorpayX Smart Collect 2.0 transformed our P2P lending platform with automated tracking, unique identifiers, and instant settlements—eliminating manual reconciliation. We focus on scaling financial inclusion with outstanding support from the RazorpayX team.
Saurabh Dobhal & Swati Agarwal
VP - Technology, Product, Rang De
Play Video
RazorpayX Smart Collect 2.0 ensures that our clients can only deposit funds from whitelisted bank accounts. The Third Party Verification check feature has significantly improved compliance and reconciliation for higher ticket-size bank transfers.
Pranita Joshi
Group Product Manager, Dhan
At Leegality, RazorpayX Smart Collect 2.0 has significantly enhanced our financial operations. The platform's instant collections keep our cash flow robust, while the automated reconciliation process has relieved our finance team from time-consuming manual tasks. This efficiency allows us to focus on more strategic priorities.
Mayank Khatri
Head of Finance, Leegality
With RazorpayX Smart Collect 2.0, donors can contribute via Bank Transfers directly from the UPI app effortlessly, and the campaign owner receives funds instantly. It’s a game-changer for crowdfunding efficiency.
Swetank Yadav
Product Manager, Milaap
At Quicko, RazorpayX Smart Collect 2.0 has transformed our payment processes. With instant reconciliation of all our B2B collections and immediate collections in our bank account, we can manage our cashflows much more efficiently. It has saved us 60+ hours every month of manual reconciliation tasks.
Shailesh Gupta
Founder, Innov8
50% of our payments are via bank transfers. Razorpay Smart Collect has helped us automate this end-to-end and simplify the process for the FinOps team.
Shailesh Gupta
Founder, Innov8
With RazorpayX Smart Collect 2.0, we’ve streamlined B2B collections like never before. Instant reconciliation, along with Instant Collections, means our cash flow is always optimized, and our finance team can focus on growth instead of manual reconciliations and cash flow management.
Rakesh Agarwal
Group CFO, JSW One Platforms
At 5paisa, we continuously seek solutions to enhance efficiency & customer experience. Our integration of RazorpayX Smart Collect 2.0 has been a game-changer in streamlining our Collections. We now enjoy seamless reconciliation, direct settlement & unique customized virtual accounts, created directly on our current account.
Ajinkya Kaner
Senior Product Manager, 5Paisa
RazorpayX Smart Collect 2.0 transformed our P2P lending platform with automated tracking, unique identifiers, and instant settlements—eliminating manual reconciliation. We focus on scaling financial inclusion with outstanding support from the RazorpayX team.
Saurabh Dobhal & Swati Agarwal
VP - Technology, Product, Rang De
Play Video
RazorpayX Smart Collect 2.0 ensures that our clients can only deposit funds from whitelisted bank accounts. The Third Party Verification check feature has significantly improved compliance and reconciliation for higher ticket-size bank transfers.
Pranita Joshi
Group Product Manager, Dhan
At Leegality, RazorpayX Smart Collect 2.0 has significantly enhanced our financial operations. The platform's instant collections keep our cash flow robust, while the automated reconciliation process has relieved our finance team from time-consuming manual tasks. This efficiency allows us to focus on more strategic priorities.
Mayank Khatri
Head of Finance, Leegality
With RazorpayX Smart Collect 2.0, donors can contribute via Bank Transfers directly from the UPI app effortlessly, and the campaign owner receives funds instantly. It’s a game-changer for crowdfunding efficiency.
Swetank Yadav
Product Manager, Milaap
At Quicko, RazorpayX Smart Collect 2.0 has transformed our payment processes. With instant reconciliation of all our B2B collections and immediate collections in our bank account, we can manage our cashflows much more efficiently. It has saved us 60+ hours every month of manual reconciliation tasks.
Shailesh Gupta
Founder, Innov8
50% of our payments are via bank transfers. Razorpay Smart Collect has helped us automate this end-to-end and simplify the process for the FinOps team.
Shailesh Gupta
Founder, Innov8
With RazorpayX Smart Collect 2.0, we’ve streamlined B2B collections like never before. Instant reconciliation, along with Instant Collections, means our cash flow is always optimized, and our finance team can focus on growth instead of manual reconciliations and cash flow management.
Rakesh Agarwal
Group CFO, JSW One Platforms
At 5paisa, we continuously seek solutions to enhance efficiency & customer experience. Our integration of RazorpayX Smart Collect 2.0 has been a game-changer in streamlining our Collections. We now enjoy seamless reconciliation, direct settlement & unique customized virtual accounts, created directly on our current account.
Ajinkya Kaner
Senior Product Manager, 5Paisa
RazorpayX Smart Collect 2.0 transformed our P2P lending platform with automated tracking, unique identifiers, and instant settlements—eliminating manual reconciliation. We focus on scaling financial inclusion with outstanding support from the RazorpayX team.
Saurabh Dobhal & Swati Agarwal
VP - Technology, Product, Rang De
Play Video
RazorpayX Smart Collect 2.0 ensures that our clients can only deposit funds from whitelisted bank accounts. The Third Party Verification check feature has significantly improved compliance and reconciliation for higher ticket-size bank transfers.
Pranita Joshi
Group Product Manager, Dhan
At Leegality, RazorpayX Smart Collect 2.0 has significantly enhanced our financial operations. The platform's instant collections keep our cash flow robust, while the automated reconciliation process has relieved our finance team from time-consuming manual tasks. This efficiency allows us to focus on more strategic priorities.
Mayank Khatri
Head of Finance, Leegality
With RazorpayX Smart Collect 2.0, donors can contribute via Bank Transfers directly from the UPI app effortlessly, and the campaign owner receives funds instantly. It’s a game-changer for crowdfunding efficiency.
Swetank Yadav
Product Manager, Milaap
At Quicko, RazorpayX Smart Collect 2.0 has transformed our payment processes. With instant reconciliation of all our B2B collections and immediate collections in our bank account, we can manage our cashflows much more efficiently. It has saved us 60+ hours every month of manual reconciliation tasks.
Shailesh Gupta
Founder, Innov8
50% of our payments are via bank transfers. Razorpay Smart Collect has helped us automate this end-to-end and simplify the process for the FinOps team.
Shailesh Gupta
Founder, Innov8
Customer stories
Leading businesses dependon us to make business payments accurately, fast & delightful
With RazorpayX Smart Collect 2.0, we’ve streamlined B2B collections like never before. Instant reconciliation, along with Instant Collections, means our cash flow is always optimized, and our finance team can focus on growth instead of manual reconciliations and cash flow management.
Rakesh Agarwal
Group CFO, JSW One Platforms
At 5paisa, we continuously seek solutions to enhance efficiency & customer experience. Our integration of RazorpayX Smart Collect 2.0 has been a game-changer in streamlining our Collections. We now enjoy seamless reconciliation, direct settlement & unique customized virtual accounts, created directly on our current account.
Ajinkya Kaner
Senior Product Manager, 5Paisa
RazorpayX Smart Collect 2.0 transformed our P2P lending platform with automated tracking, unique identifiers, and instant settlements—eliminating manual reconciliation. We focus on scaling financial inclusion with outstanding support from the RazorpayX team.
Saurabh Dobhal & Swati Agarwal
VP - Technology, Product, Rang De
Play Video
RazorpayX Smart Collect 2.0 ensures that our clients can only deposit funds from whitelisted bank accounts. The Third Party Verification check feature has significantly improved compliance and reconciliation for higher ticket-size bank transfers.
Pranita Joshi
Group Product Manager, Dhan
At Leegality, RazorpayX Smart Collect 2.0 has significantly enhanced our financial operations. The platform's instant collections keep our cash flow robust, while the automated reconciliation process has relieved our finance team from time-consuming manual tasks. This efficiency allows us to focus on more strategic priorities.
Mayank Khatri
Head of Finance, Leegality
With RazorpayX Smart Collect 2.0, donors can contribute via Bank Transfers directly from the UPI app effortlessly, and the campaign owner receives funds instantly. It’s a game-changer for crowdfunding efficiency.
Swetank Yadav
Product Manager, Milaap
At Quicko, RazorpayX Smart Collect 2.0 has transformed our payment processes. With instant reconciliation of all our B2B collections and immediate collections in our bank account, we can manage our cashflows much more efficiently. It has saved us 60+ hours every month of manual reconciliation tasks.
Shailesh Gupta
Founder, Innov8
50% of our payments are via bank transfers. Razorpay Smart Collect has helped us automate this end-to-end and simplify the process for the FinOps team.
Shailesh Gupta
Founder, Innov8
With RazorpayX Smart Collect 2.0, we’ve streamlined B2B collections like never before. Instant reconciliation, along with Instant Collections, means our cash flow is always optimized, and our finance team can focus on growth instead of manual reconciliations and cash flow management.
Rakesh Agarwal
Group CFO, JSW One Platforms
At 5paisa, we continuously seek solutions to enhance efficiency & customer experience. Our integration of RazorpayX Smart Collect 2.0 has been a game-changer in streamlining our Collections. We now enjoy seamless reconciliation, direct settlement & unique customized virtual accounts, created directly on our current account.
Ajinkya Kaner
Senior Product Manager, 5Paisa
RazorpayX Smart Collect 2.0 transformed our P2P lending platform with automated tracking, unique identifiers, and instant settlements—eliminating manual reconciliation. We focus on scaling financial inclusion with outstanding support from the RazorpayX team.
Saurabh Dobhal & Swati Agarwal
VP - Technology, Product, Rang De
Play Video
RazorpayX Smart Collect 2.0 ensures that our clients can only deposit funds from whitelisted bank accounts. The Third Party Verification check feature has significantly improved compliance and reconciliation for higher ticket-size bank transfers.
Pranita Joshi
Group Product Manager, Dhan
At Leegality, RazorpayX Smart Collect 2.0 has significantly enhanced our financial operations. The platform's instant collections keep our cash flow robust, while the automated reconciliation process has relieved our finance team from time-consuming manual tasks. This efficiency allows us to focus on more strategic priorities.
Mayank Khatri
Head of Finance, Leegality
With RazorpayX Smart Collect 2.0, donors can contribute via Bank Transfers directly from the UPI app effortlessly, and the campaign owner receives funds instantly. It’s a game-changer for crowdfunding efficiency.
Swetank Yadav
Product Manager, Milaap
At Quicko, RazorpayX Smart Collect 2.0 has transformed our payment processes. With instant reconciliation of all our B2B collections and immediate collections in our bank account, we can manage our cashflows much more efficiently. It has saved us 60+ hours every month of manual reconciliation tasks.
Shailesh Gupta
Founder, Innov8
50% of our payments are via bank transfers. Razorpay Smart Collect has helped us automate this end-to-end and simplify the process for the FinOps team.
Shailesh Gupta
Founder, Innov8
With RazorpayX Smart Collect 2.0, we’ve streamlined B2B collections like never before. Instant reconciliation, along with Instant Collections, means our cash flow is always optimized, and our finance team can focus on growth instead of manual reconciliations and cash flow management.
Rakesh Agarwal
Group CFO, JSW One Platforms
At 5paisa, we continuously seek solutions to enhance efficiency & customer experience. Our integration of RazorpayX Smart Collect 2.0 has been a game-changer in streamlining our Collections. We now enjoy seamless reconciliation, direct settlement & unique customized virtual accounts, created directly on our current account.
Ajinkya Kaner
Senior Product Manager, 5Paisa
RazorpayX Smart Collect 2.0 transformed our P2P lending platform with automated tracking, unique identifiers, and instant settlements—eliminating manual reconciliation. We focus on scaling financial inclusion with outstanding support from the RazorpayX team.
Saurabh Dobhal & Swati Agarwal
VP - Technology, Product, Rang De
Play Video
RazorpayX Smart Collect 2.0 ensures that our clients can only deposit funds from whitelisted bank accounts. The Third Party Verification check feature has significantly improved compliance and reconciliation for higher ticket-size bank transfers.
Pranita Joshi
Group Product Manager, Dhan
At Leegality, RazorpayX Smart Collect 2.0 has significantly enhanced our financial operations. The platform's instant collections keep our cash flow robust, while the automated reconciliation process has relieved our finance team from time-consuming manual tasks. This efficiency allows us to focus on more strategic priorities.
Mayank Khatri
Head of Finance, Leegality
With RazorpayX Smart Collect 2.0, donors can contribute via Bank Transfers directly from the UPI app effortlessly, and the campaign owner receives funds instantly. It’s a game-changer for crowdfunding efficiency.
Swetank Yadav
Product Manager, Milaap
At Quicko, RazorpayX Smart Collect 2.0 has transformed our payment processes. With instant reconciliation of all our B2B collections and immediate collections in our bank account, we can manage our cashflows much more efficiently. It has saved us 60+ hours every month of manual reconciliation tasks.
Shailesh Gupta
Founder, Innov8
50% of our payments are via bank transfers. Razorpay Smart Collect has helped us automate this end-to-end and simplify the process for the FinOps team.
Shailesh Gupta
Founder, Innov8
With RazorpayX Smart Collect 2.0, we’ve streamlined B2B collections like never before. Instant reconciliation, along with Instant Collections, means our cash flow is always optimized, and our finance team can focus on growth instead of manual reconciliations and cash flow management.
Rakesh Agarwal
Group CFO, JSW One Platforms
At 5paisa, we continuously seek solutions to enhance efficiency & customer experience. Our integration of RazorpayX Smart Collect 2.0 has been a game-changer in streamlining our Collections. We now enjoy seamless reconciliation, direct settlement & unique customized virtual accounts, created directly on our current account.
Ajinkya Kaner
Senior Product Manager, 5Paisa
RazorpayX Smart Collect 2.0 transformed our P2P lending platform with automated tracking, unique identifiers, and instant settlements—eliminating manual reconciliation. We focus on scaling financial inclusion with outstanding support from the RazorpayX team.
Saurabh Dobhal & Swati Agarwal
VP - Technology, Product, Rang De
Play Video
RazorpayX Smart Collect 2.0 ensures that our clients can only deposit funds from whitelisted bank accounts. The Third Party Verification check feature has significantly improved compliance and reconciliation for higher ticket-size bank transfers.
Pranita Joshi
Group Product Manager, Dhan
At Leegality, RazorpayX Smart Collect 2.0 has significantly enhanced our financial operations. The platform's instant collections keep our cash flow robust, while the automated reconciliation process has relieved our finance team from time-consuming manual tasks. This efficiency allows us to focus on more strategic priorities.
Mayank Khatri
Head of Finance, Leegality
With RazorpayX Smart Collect 2.0, donors can contribute via Bank Transfers directly from the UPI app effortlessly, and the campaign owner receives funds instantly. It’s a game-changer for crowdfunding efficiency.
Swetank Yadav
Product Manager, Milaap
At Quicko, RazorpayX Smart Collect 2.0 has transformed our payment processes. With instant reconciliation of all our B2B collections and immediate collections in our bank account, we can manage our cashflows much more efficiently. It has saved us 60+ hours every month of manual reconciliation tasks.
Shailesh Gupta
Founder, Innov8
50% of our payments are via bank transfers. Razorpay Smart Collect has helped us automate this end-to-end and simplify the process for the FinOps team.
Shailesh Gupta
Founder, Innov8
Transparent Pricing Options
Transparent Pricing Options
Standard Plan
1% or ₹50
1% or ₹50
1% or ₹10
whichever is lower
whichever is lower
A discounted platform fee of 1%, upto a maximum of ₹10, is charged on every payment received for Smart Collect 2.0. GST charges as applicable.
Plus, an Annual Maintenance Fee depending on the scale of your business.
Plus, an Annual Maintenance Fee depending on the scale of your business.
100% payment webhook reconciliation
Supports all collection modes- UPI, IMPS, NEFT, RTGS
Instant collections at
NO additional cost
White-glove onboarding experience
Frequently Asked Questions
Frequently Asked Questions
What are Customer Identifiers and Virtual UPI IDs?
How do I get a confirmation for payment?
How is Smart Collect 2.0 different than Smart Collect 1.0? What should I choose?
I am already on Smart Collect 1.0. What will I have to change to upgrade to Smart Collect 2.0?
Some banks provide Customer Identifier services (e-collect), does RazorpayX have any advantage over it?
RazorpayX also simplifies UPI payment acceptance by generating Virtual UPI IDs, allowing businesses to collect payments via UPI apps.
When it comes to reconciliation, banks typically rely on daily email-based file exchanges, leading to delayed payment confirmations. RazorpayX, on the other hand, offers real-time reconciliation via webhooks, ensuring instant visibility into fund receipts. Additionally, RazorpayX supports numeric as well as alphanumeric Customer Identifiers, making them universally compatible with all banking interfaces. It also provides a TPV check feature so that only whitelisted accounts can transfer funds in a particular Customer Identifier.
Can I use the Smart Collect 2.0 services for outward payments as well?
Can I hold money in a Customer Identifier?
What are Customer Identifiers and Virtual UPI IDs?
How do I get a confirmation for payment?
How is Smart Collect 2.0 different than Smart Collect 1.0? What should I choose?
I am already on Smart Collect 1.0. What will I have to change to upgrade to Smart Collect 2.0?
Some banks provide Customer Identifier services (e-collect), does RazorpayX have any advantage over it?
RazorpayX also simplifies UPI payment acceptance by generating Virtual UPI IDs, allowing businesses to collect payments via UPI apps.
When it comes to reconciliation, banks typically rely on daily email-based file exchanges, leading to delayed payment confirmations. RazorpayX, on the other hand, offers real-time reconciliation via webhooks, ensuring instant visibility into fund receipts. Additionally, RazorpayX supports numeric as well as alphanumeric Customer Identifiers, making them universally compatible with all banking interfaces. It also provides a TPV check feature so that only whitelisted accounts can transfer funds in a particular Customer Identifier.
Can I use the Smart Collect 2.0 services for outward payments as well?
Can I hold money in a Customer Identifier?
What are Customer Identifiers and Virtual UPI IDs?
How do I get a confirmation for payment?
How is Smart Collect 2.0 different than Smart Collect 1.0? What should I choose?
I am already on Smart Collect 1.0. What will I have to change to upgrade to Smart Collect 2.0?
Some banks provide Customer Identifier services (e-collect), does RazorpayX have any advantage over it?
RazorpayX also simplifies UPI payment acceptance by generating Virtual UPI IDs, allowing businesses to collect payments via UPI apps.
When it comes to reconciliation, banks typically rely on daily email-based file exchanges, leading to delayed payment confirmations. RazorpayX, on the other hand, offers real-time reconciliation via webhooks, ensuring instant visibility into fund receipts. Additionally, RazorpayX supports numeric as well as alphanumeric Customer Identifiers, making them universally compatible with all banking interfaces. It also provides a TPV check feature so that only whitelisted accounts can transfer funds in a particular Customer Identifier.
Can I use the Smart Collect 2.0 services for outward payments as well?
Can I hold money in a Customer Identifier?
Razorpay is the only payments solution in India that allows businesses to accept, process and disburse payments with its product suite. It gives you access to all payment modes including credit card, debit card, netbanking, UPI and popular wallets including JioMoney, Mobikwik, Airtel Money, FreeCharge, Ola Money and PayZapp.
RazorpayX supercharges your business banking experience, bringing effectiveness, efficiency, and excellence to all financial processes. With RazorpayX, businesses can get access to fully-functional current accounts, supercharge their payouts and automate payroll compliance.
Manage your marketplace, automate bank transfers, collect recurring payments, share invoices with customers and avail working capital loans - all from a single platform. Fast forward your business with Razorpay.
Disclaimer: The RazorpayX powered Current Account and VISA corporate credit card are provided by RBI licensed banks. Your RazorpayX powered current account is provided by our partner banks i.e, ICICI, RBL, Yes bank, in accordance with RBI regulations. RazorpayX itself is not a bank and doesn't hold or claim to hold a banking license.
ACCEPT PAYMENTS
PAYROLL
BECOME A PARTNER
DEVELOPERS
SOLUTIONS
COMPANY
HELP & SUPPORT
FIND US ONLINE
REGD. OFFICE ADDRESS
RZPX Private Limited, Ground Floor, SJR Cyber, 22 Laskar Hosur Road, Adugodi Bengaluru, 560030, Karnataka, India CIN: U72900KA2020PTC139072 Banking+ & Payroll are operated under RZPX Private Limited
Razorpay is the only payments solution in India that allows businesses to accept, process and disburse payments with its product suite. It gives you access to all payment modes including credit card, debit card, netbanking, UPI and popular wallets including JioMoney, Mobikwik, Airtel Money, FreeCharge, Ola Money and PayZapp.
RazorpayX supercharges your business banking experience, bringing effectiveness, efficiency, and excellence to all financial processes. With RazorpayX, businesses can get access to fully-functional current accounts, supercharge their payouts and automate payroll compliance.
Manage your marketplace, automate bank transfers, collect recurring payments, share invoices with customers and avail working capital loans - all from a single platform. Fast forward your business with Razorpay.
Disclaimer: The RazorpayX powered Current Account and VISA corporate credit card are provided by RBI licensed banks. Your RazorpayX powered current account is provided by our partner banks i.e, ICICI, RBL, Yes bank, in accordance with RBI regulations. RazorpayX itself is not a bank and doesn't hold or claim to hold a banking license.
ACCEPT PAYMENTS
PAYROLL
BECOME A PARTNER
DEVELOPERS
SOLUTIONS
COMPANY
HELP & SUPPORT
FIND US ONLINE
REGD. OFFICE ADDRESS
RZPX Private Limited, Ground Floor, SJR Cyber, 22 Laskar Hosur Road, Adugodi Bengaluru, 560030, Karnataka, India CIN: U72900KA2020PTC139072 Banking+ & Payroll are under by RZPX Private Limited
Razorpay is the only payments solution in India that allows businesses to accept, process and disburse payments with its product suite. It gives you access to all payment modes including credit card, debit card, netbanking, UPI and popular wallets including JioMoney, Mobikwik, Airtel Money, FreeCharge, Ola Money and PayZapp.
RazorpayX supercharges your business banking experience, bringing effectiveness, efficiency, and excellence to all financial processes. With RazorpayX, businesses can get access to fully-functional current accounts, supercharge their payouts and automate payroll compliance.
Manage your marketplace, automate bank transfers, collect recurring payments, share invoices with customers and avail working capital loans - all from a single platform. Fast forward your business with Razorpay.
Disclaimer: The RazorpayX powered Current Account and VISA corporate credit card are provided by RBI licensed banks. Your RazorpayX powered current account is provided by our partner banks i.e, ICICI, RBL, Yes bank, in accordance with RBI regulations. RazorpayX itself is not a bank and doesn't hold or claim to hold a banking license.
ACCEPT PAYMENTS
PAYROLL
BECOME A PARTNER
DEVELOPERS
SOLUTIONS
COMPANY
HELP & SUPPORT
FIND US ONLINE
REGD. OFFICE ADDRESS
RZPX Private Limited, Ground Floor, SJR Cyber, 22 Laskar Hosur Road, Adugodi Bengaluru, 560030, Karnataka, India CIN: U72900KA2020PTC139072 Banking+ & Payroll are under by RZPX Private Limited