Home Payment Gateway Payment Links Payment Pages Payment Buttons QR Codes Instant Settlement Invoices Smart Collect Subscriptions International Payments Razorpay POS Razorpay TokenHQ Optimizer App Store Payments Mobile App Magic Checkout UPI AutoPay Payment Gateway Payment Links Payment Buttons RazorpayX Source to Pay Payouts Payout Links View Live Demo Current Account Escrow+ Account Forex/FDI Transfers Bank Account Verification Tax Payments Digital Lending 2.0 Razorpay Capital Line of Credit Company Registration Current Accounts Vendor Payments Payroll Partners For Startups & SMEs For Enterprises Pricing Blog Learn Events White papers Customer Stories Developer Docs Integrations API Reference Onboarding APIs SaaS E-commerce Education BFSI Freelance GST Calculator Online TDS Payment GST Number Search GST Search by PAN ROI Calculator CAGR Calculator EBITDA Calculator Raise a request Knowledgebase Chargeback Guides Settlement Guides Product Recommender Razorpay Curlec Razorpay Demo Razorpay Documentation Chargeback Blog
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Be the founder who

never walks alone.

Meet Ray. Your AI account
manager, now on WhatsApp.

|

Be the founder who

never walks alone.

Meet Ray. Your AI account
manager, now on WhatsApp.

|

Be the founder who

never walks alone.

Meet Ray. Your AI account
manager, now on WhatsApp.

|

Be the founder who

never walks alone.

Meet Ray. Your AI account
manager, now on WhatsApp.

RAY works 24x7 as your AI account manager, answering payment questions, spotting growth opportunities, and getting things done instantly, right inside WhatsApp.

RAY works 24x7 as your AI account manager, answering payment questions, spotting growth opportunities, and getting things done instantly, right inside WhatsApp.

RAY works 24x7 as your AI account manager, answering payment questions, spotting growth opportunities, and getting things done instantly, right inside WhatsApp.

Experience Ray For Your Business

Experience Ray For Your Business

Ask

Get a daily summary of your payments.

Fix

Send a payment link the moment one fails.

Resolve

Issue a refund from the chat.

Track

Check your settlement status in seconds.

Grow

Get proactive growth tips from RAY.

Escalate

Raise a ticket, opened in under two minutes.

Ask

Fix

Resolve

Track

Grow

Escalate

Get a daily summary of your payments.

Ask

Fix

Resolve

Track

Grow

Escalate

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Available 24x7 to answer all your payment queries

Available 24x7 to answer all your payment queries

Available 24x7 to answer all your payment queries

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Identifies outliers
and suggests
growth opportunities 

Identifies outliers
and suggests
growth opportunities 

Identifies outliers
and suggests
growth opportunities

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Let’s you take payment actions in real time


Let’s you take payment actions in real time

Let’s you take payment actions in real time

What it feels like to have RAY on your side.

What it feels like to have RAY on your side.

At IndusInd Bank, we are committed to making banking simpler, faster, and more accessible for businesses. Our partnership with Razorpay reflects this focus by bringing account management capabilities to a familiar platform like WhatsApp, helping make business support more immediate, intuitive and convenient.

Amitabh Saraff

Head – Institutional & Government Coverage, IndusInd Bank

When you're running a business, you don't always have the time to open another dashboard or follow up on multiple support channels. You just want to know what's happening and get an issue resolved quickly. Being able to simply send a message on WhatsApp makes the experience much more natural. It feels less like using another business tool and more like having someone available when you need help.

Tanaji Khot

Senior Head Banking, Bajaj Finance

Get Started with Ray.

Get Started with Ray.

Get Started with Ray.

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