IFSC code for IDBI, Ratnagiri dcc bank ltd ratnagiri kherdi, Kherdi, Maharashtra
Updated on: Sunday, September 1, 2024
IFSC CODE
IBKL0574R33
IDBI
Ratnagiri Dcc Bank Ltd Ratnagiri Kherdi, Ratnagiri, Maharashtra
Address
Dabholkars Empirec C 101,kherdi Market
IDBI
Ratnagiri Dcc Bank Ltd Ratnagiri Kherdi, Ratnagiri, Maharashtra
Address
Dabholkars Empirec C 101,kherdi Market
Bank Details
IFSC Code
IBKL0574R33
MICR Code
NA
Bank Code
(Based on IFSC)
IBKL
Bank Code
(Based on MICR)
NA
Contact
+912359240231
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IFSC Code of IDBI
Every IDBI branch in India has a unique IDBI IFSC Code. IDBI IFSC Code enables IDBI account holders to send and receive money electronically. IDBI IFSC Code is assigned by RBI (Reserve Bank of India) to each branch as it helps in carrying out RTGS and NEFT transactions smoothly.
Benefits of IFSC Code
Unique Identification: IFSC code helps in unique identification of all banks and their respective branches.
Smooth Fund Transfer: IFSC code enables convenient and hassle-free transfer of funds from one bank account to another.
Monitoring Transactions: IFSC code is used by RBI to keep track of all the bank transactions. It lowers the chances of discrepancy.
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Format of IDBI IFSC Code IBKL0574R33
The IFSC code of all accounts in the same branch of the bank is standard. It is an 11 digit alphanumeric code.
The first four letters of the code, i.e., IBKL, denotes the name of the bank which is IDBI.
The fifth character is 0.
The last six digits of the code, i.e., 574R33, represents the branch which is IDBI
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MICR Code of IDBI
Every IDBI branch in India has a unique IDBI MICR Code. MICR code for IDBI can be found on a cheque leaf and bank passbook. It is a 9 digit code printed on the last line of a cheque leaf. One can also find MICR code on the website of IDBI. MICR code is used for faster and secure processing of cheques.
Benefits of MICR Code
High Level of Security: The use of magnetic ink ensures MICR characters are readable even if a document is obscured by marks.
Authentication of Docs: MICR code authenticates the originality and legality of paper based docs. in the banking system.
Faster Processing: There is no manual input and hence the processing of MICR information is fast and errors are reduced.