RazorpayX Payroll (previously Opfin)

Insure your Employees’ Health

Insurance feature icon imageBest in class plans, Affordable premiums
Insurance feature icon imageMinimum employee count: 2
Insurance feature icon image₹25L cover starting at ₹300/month*

Get 1 month of Pro Plan for free
Group health insurance for startups
Superior Employee Experience

Superior Employee Experience

Simple to understand Health Insurance, Claims journey initiation in < 5 mins.
Hassle-Free Administration

Hassle-Free Administration

Automated insurance management upon employee onboarding and exit
24/7 Support

24/7 Support

Live 24/7 chat, phone & email support for queries and claims
Exceptional claim settlement rate

Exceptional claim settlement rate

Industry best claim settlement rate. Stands at 99.9% for FY 20
Big, small, available to all

Big, small, available to all

Group health insurance available to teams as small as 2 members.
Super Top-up

Super Top-up

Raise your coverages with super top-ups of up to ₹20 lakhs for as low as ₹529.
1000+ companies trust RazorpayX Payroll
Join us and find out why

An insurance plan tailor made for the times

checked-tickCovers ongoing and future pandemics like COVID 19
checked-tickZero co-pay and deductible. 100% of eligible claims processed
checked-tickCashless claims available at over 6500+ hospitals across India
checked-tickCovers all pre-existing conditions from day 1 on select plans
checked-tickMaternity and new born coverage available on select plans
checked-tickNo waiting period. Use your health cover from Day-1
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Simple and transparent pricing
No hidden conditions, clauses
RazorpayX Payroll FreeOther PayrollsRazorpayX Payroll FreeFreeRazorpayX Payroll ProRazorpayX Payroll Pro
HR Management yesyesyes
Payroll Processing yesyesyes
Bank Transfers noyesyes
Payroll Compliances nonoyes
Employee Insurance nonoyes
Cost₹1,500+ /month*/month*
*Extra charges may apply
Free forever!Free!
No asterisks, conditionsNo conditions
₹100
Per employee per month/employee /month
Get Started
Here's what our users are saying about us

Frequently Asked Questions

FAQs

Who can apply?
Who can apply?

  • Your organization has to be a user of RazorpayX Payroll. If you aren’t using RazorpayX Payroll to automate your Payroll and Compliance, register here
  • You have 2 or more full-time employees.

What are the benefits of RazorpayX Payroll Insurance?
What are the benefits of RazorpayX Payroll Insurance?

With RazorpayX Payroll insurance, you can get best in class plans at affordable premiums. Group health insurance packages can be activated for organisations as small as 2 members.

What are the different plans available?
What are the different plans available?

We have 3 plans:

  • Starter: Optional add-ons for family, upto 150 day care procedures, 30 days pre hospitalisation and 60 days post hospitalisation. Flexible choice of sum insured.
  • Essential: Starter benefits + Pre-existing coverage from Day 0, No per disease capping and waiting period
  • Premium: Includes all previous benefits + Maternity & day 1 new born cover.

Why should I choose RazorpayX Payroll Insurance?
Why should I choose RazorpayX Payroll Insurance?

With Insurance by RazorpayX Payroll, automate your insurance process with every employee that gets onboarded and offboarded. Once you select the plan, all the billing is done with your monthly payroll. Allow your employees the convenience of having a single dashboard for all things finance and a seamless way for them to manage their claims.

What is Super Top Up?
What is Super Top Up?

A super top up is a way for customers to increase your insured amount by paying a small premium. Secure your future further!

How do I get a ₹25L cover starting at ₹300 per month?
How do I get a ₹25L cover starting at ₹300 per month?

You can get a Rs. 25 lakh coverage via a combination of the base Insurance along with a Super Top Up product. The base sum insured amount will be Rs. 5 lakh, along with a Super Top Up of Rs. 20 lakhs.
Both of these combined have a starting price of Rs. 3600 per year.
Actual costs will vary basis the age and the plan selected

Who can apply?

  • Your organization has to be a user of RazorpayX Payroll. If you aren’t using RazorpayX Payroll to automate your Payroll and Compliance, register here
  • You have 2 or more full-time employees.

What are the benefits of RazorpayX Payroll Insurance?

With RazorpayX Payroll insurance, you can get best in class plans at affordable premiums. Group health insurance packages can be activated for organisations as small as 2 members.

What are the different plans available?

We have 3 plans:

  • Starter: Optional add-ons for family, upto 150 day care procedures, 30 days pre hospitalisation and 60 days post hospitalisation. Flexible choice of sum insured.
  • Essential: Starter benefits + Pre-existing coverage from Day 0, No per disease capping and waiting period
  • Premium: Includes all previous benefits + Maternity & day 1 new born cover.

Why should I choose RazorpayX Payroll Insurance?

With Insurance by RazorpayX Payroll, automate your insurance process with every employee that gets onboarded and offboarded. Once you select the plan, all the billing is done with your monthly payroll. Allow your employees the convenience of having a single dashboard for all things finance and a seamless way for them to manage their claims.

What is Super Top Up?

A super top up is a way for customers to increase your insured amount by paying a small premium. Secure your future further!

How do I get a ₹25L cover starting at ₹300 per month?

You can get a Rs. 25 lakh coverage via a combination of the base Insurance along with a Super Top Up product. The base sum insured amount will be Rs. 5 lakh, along with a Super Top Up of Rs. 20 lakhs.
Both of these combined have a starting price of Rs. 3600 per year.
Actual costs will vary basis the age and the plan selected

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  • Easy Payouts and disbursals
  • Current Accounts
  • User-friendly Dashboards
  • Powerful APIs