Pricing

Don’t settle for just any bank.
Do more with RazorpayX.

Q: What exactly is RazorpayX?

RazorpayX is a platform that supercharges your business banking needs. It allows businesses to do everything from open a current account, track invoices, schedule payments, pay tax, apply for loans, and view financial reports, all from one dashboard. This helps businesses manage their finances seamlessly and have complete visibility and control over the company’s finances. Note: Banking Services and Razorpay Current Account is provided by Scheduled Banks.

Q: How does RazorpayX work?

RazorpayX is a business banking platform that supercharges your business banking. It enables your business to do everything seamlessly like open a current account, process payroll in 3 clicks, pay your taxes in no time, experience automated vendor payments, get collateral-free corporate card completely free of charge.

Q: What is the difference between Razorpay and RazorpayX?

Razorpay provides a platform to receive payments in all payment modes. It enables businesses to get smart reports on payments, settlements, refunds and experience developer friendly APIs, easy to integrate checkout with cards. Whereas RazorpayX is a business banking platform that supercharges your business banking. It enables your business to do everything seamlessly like open a current account, process payroll in 3 clicks, pay your taxes in no time, experience automated vendor payments & so much more.

Q: What are the benefits of Business Banking?

RazorpayX supercharged business banking allows you to segregate your business and personal finances, keeps your business's financial transactions organized, provides unique products and services which might be essential for your business. RazorpayX supercharged business banking platform allows you to automate vendor payments, pay taxes in no time, set payroll and compliances on autopilot.

Q: How does business banking work?

Business banking allows businesses to have a clean bookkeeping, makes tax filing easy, safeguard against legal liability, helps build business credibility, lends legitimacy to businesses. With RazorpayX supercharged business banking you can automate vendor payments, pay taxes in no time, set payroll and compliances on autopilot.

Q: What can I use RazorpayX for?

RazorpayX can be used as a full-fledged business banking platform. In addition to being able to add funds via various methods, you can also use it as the default settlement account for all your online payments. From there, you can process payouts through API or the intuitive dashboard to your customers, vendors, partners, employees, etc.

Q: What type of account do I get with RazorpayX?

When you sign up on RazorpayX, we will start the process of opening a Current Account for your business. In the meanwhile, we will set up RazorpayX Lite that can be used in the interim until your Current Account is active. That means you can get started right away.

Q: What kind of features are available with RazorpayX which supercharge my banking experience?

In addition to standard banking features like cheque book, unlimited deposits and withdrawals, account statements, also get access to our custom features like maker-checker, queued and scheduled payouts, bulk payouts, vendor invoice management, instant tax payments and more. Note: Banking Services and Razorpay powered Current Account is provided by Scheduled Banks.

It’s 2022. Banking today shouldn’t just mean current accounts and transactions.
So we reimagined it for you to do more, by doing less.

Business Banking Plus*

Full-fledged banking in current account

New age banking dashboard

UPI, IMPS, NEFT, RTGS Payouts

Free 250 Payouts / every Month

After that, starting at

₹1.5/ payout

See full pricing

20,000 Minimum

Account Balance

Zero

monthly/annual fee

Premium Products

Vendor Payments Suite

Tax Payments Suite

Payout Links

API Payouts

Included with

account

Zero Additional Charges

Corporate Card

Assured cashback & rewards

Lowest foriegn transaction fees

No security deposits

Included with

account

Zero Joining or Annual Fee

Payroll

Fully Automated TDS, TCS, ESIC, PT

HRMS, Insurance, Integrations

3 Months FREE with Current Account

Rs. 100/employee/month

See details

*Banking Services and Razorpay powered Current Account is provided by Scheduled Banks

Current Account powered by

Get started in 2 easy steps:

Signup

KYC

SIGNUP NOW

Get premium banking features your bank simply can’t offer.

Quick Payouts
Make money movement a piece of cake.

		Traditional Bank Account
Instant beneficiary addition	No cooling-off period. No transfer limits.	30 minutes cooling off period 2-3 days of transfer limits
Schedule multiple payouts & get reminders
Bulk payouts	Up to 25000 payouts in a single OTP.	No cool-off period No transfer limits.
API Payouts	Best in Industry, Robust, developer-friendly APIs that scale with your business.	Difficult to integrate, non-robust.
Undo Payouts	Made a wrong payment? Undo it within 5 seconds!	Suffer multiple calls to customer support and long waiting periods for reversal.

Vendor Payments
Automate everything about paying bills & invoices

		Traditional Bank Account
Add bill & invoices in multiple ways	Bulk upload Forward invoices via email Self-serve access for vendors via a dedicated portal
Get automation at every step	Smart OCR to capture invoice details Auto-pay TDS Bill summary to vendors Multi-level approvals
Automated bookkeeping	Quickbooks, Zoho and Tally

Tax Payments
Tax payments so easy. One click is all it takes.

		Traditional Bank Account
Advance Tax, TDS and GST payments in one place		Multiple tax portals and complicated long forms
Auto-deduct and auto-pay TDS on Payments
Schedule tax payments
All challans automatically stored in one place
Chartered Accountant Login to make payments & download challans.	Control access to any important account information	A lot of hassle with CAs for taxes.

Corporate Card
Everything you wished for, in one card.

		Traditional Bank Account
Higher credit limits	Get upto 20X higher credit limits
No personal guarantees or deposits required	Not required	Banks may ask.
Assured savings on business spends	Offers from a wide range of partners	Limited savings
Low International Transactions Fee	1.99%	3.5%
Add on cards for team members	Unlimited add-on virtual & physical cards Spend limits at individual and team level Lock/ unlock cards and permissions	Limited control
Easy Repayments	Smart Auto-repayments with Payment Gateway and Bank	Limited control
Accounting and expense management integrations	COMING SOON

Payroll
Now running your payroll and compliances does not take weeks or even hours. All it takes is just 3 clicks.

		Traditional Bank Account
Payroll Processing	Salary Transfer Contractor Payments
HR Management	Employee onboarding & exit Letter Generation Module Form 16 Generation
Automated Compliance	TDS, TCS, ESIC, PT paid automatically Tax Document Verification Monthly and Quarterly Tax Filings
Health insurance for any team size
Integrations

Effortless Collaboration
Never share OTPs with your team. Or bills and statements with your chartered accountant.

		Traditional Bank Account
Team management	Add your team, including your external CA Unlimited users Multi-level workflows No need to pass board resolutions	Complicated maker-checker
Restricted users level access logins	Control who should see what
A dedicated Chartered Accountant portal	Safely give access to your CA
Bulk approvals on the mobile app	100 payouts in a second

Integrations
Stay in your comfort zone. Works with all tools that you already use.

		Traditional Bank Account
Automated Bookkeeping	Direct integrations with Quickbooks, Tally, ZohoBooks
Slack	Check account balances Approve or decline payments. Let employees apply for leaves, download payslips, Form 16 and more

Support at every step
We are with you in your journey to awesomeness

		Traditional Bank Account
Dedicated support for effortless Account Opening	Dedicated POC and proactive support	Multiple follow ups and delays
Cheque Book & Debit Cards
Cash withdrawals & Deposits
Priority Support
Relationship Managers		Only for Very Large Businesses

Why startups love RazorpayX

“

RazorpayX was of great help in bringing FDI into our Indian account

They ensured that the transfer was smooth, KYC, FIRC for FCGPR were on point and conversion done on priority. I recommend startups to use it for all their forex needs!

Srinivas Sarkar

CEO & Co-Founder,

Coupl

“

RazorpayX helps us make decisions on the go

With RazorpayX we could on-board hundreds of beneficiaries in an instant, rather than waiting for 2-3 days & have complete visibility. It helps us make payments & be on top of things on the go.

Nishant Chandra

Co-founder,

Newton School

“

RazorpayX has helped us manage our growth

Everything from direct access to managers for uploading invoices, easy approvals, on-time employee salaries, to automatic compliances has been nothing short of a boon for us

Tarun Bhambra

Co-founder,

Orange Health

“

RazorpayX helps me manage finances, faster and better

My daily meetings with the finance team have reduced from 45 mins to 15 mins enabling me to focus more on what I love - growing my business

Abhishek Jain

Co-founder, The White Willow

READ FULL CASESTUDY

“

Managing vendor invoices is now effortless

The best part is we receive all invoices directly on the dashboard, and they are ready with details pre-filled. It takes just a few clicks to stay on top of our vendor payments.

Chetan Mahajan

Founder and CEO, The Mavericks India

“

RazorpayX is a lifesaver

My whole world runs on Razorpay. Be it receiving payments, or making vendor payments, or running my payroll. If this company didn't exist I would have to struggle to make these pieces come together.

Ankur Warikoo

Entrepreneur & founder,

Nearbuy

“

Truly best in class

With RazorpayX, we have automated our entire payouts and refunds process. The product is extremely user-friendly and intuitive, integration was super easy and support has been awesome.

Varun Krishnakumar

Head of Products, Furlenco

READ FULL CASESTUDY

“

Managing vendor invoices is now effortless

Earlier, we had to do manual mapping and data entry for purchase invoices. And faced many bank statement issues, leading to a lot of hassle, Now I just simply forward the invoice via email, and we can find them conveniently in Tally. Moreover, we have become a paperless office. Earlier, a runner printed out all the invoices for manual entry and mapping, which is completely solved with your VP + accounting sync.

Chethan Kumar

Managing Partner, S2 Homes India, KSV Infratech

“

Managing vendor invoices is now effortless

I've used the Zoho Books integration to capture the transaction details on RPX on to Zoho Books. I found the integration to be seamless. The integration also made our workflows very simple and efficient leading to less internal follow ups between business and admin teams.

Ravi Avasarala

CEO, Strl Biosystems Pvt. Ltd.

“

Managing vendor invoices is now effortless

The RazorpayX-Zohobooks integration helped us to keep things one-click and reduced the time spent on bookkeeping drastically. One of the most useful integrations we've used!