Razorpay X

Pricing

Don’t settle for just any bank.
Do more with RazorpayX.

It’s 2022. Banking today shouldn’t just mean current accounts and transactions.
So we reimagined it for you to do more, by doing less.

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Core Banking

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Full-fledged banking in current account

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New age banking dashboard

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UPI, IMPS, NEFT, RTGS Payouts

Free 250 Payouts / every Month

After that, starting at

₹1.5/ payout

See full pricing

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20,000 Minimum

Account Balance

Zero

monthly/annual fee

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Neobanking

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Vendor Payments Suite

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Tax Payments Suite

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Payout Links

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API Payouts

Included with

Razorpay

account

Zero Additional Charges

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Corporate Card

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Assured cashback & rewards

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Lowest foriegn transaction fees

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No security deposits

Included with

Razorpay

account

Zero Joining or Annual Fee

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Payroll

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Fully Automated TDS, TCS, ESIC, PT

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HRMS, Insurance, Integrations

6 Months FREE with Current Account

Rs. 100/employee/month

See details

Current Account powered by

ICICI BankRBL Bank

Get started in 2 easy steps:

Signup

KYC

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Get premium banking features your bank simply can’t offer.

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Quick Payouts

Make money movement a piece of cake.

RazorpayX

Traditional Bank Account

Instant beneficiary addition

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  • No cooling-off period.
  • No transfer limits.

  • 30 minutes cooling off period
  • 2-3 days of transfer limits

Schedule multiple payouts & get reminders

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Bulk payouts

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  • Up to 25000 payouts in a single OTP.

  • No cool-off period No transfer limits.

API Payouts

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  • Best in Industry, Robust, developer-friendly APIs that scale with your business.

  • Difficult to integrate, non-robust.

Undo Payouts

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  • Made a wrong payment? Undo it within 5 seconds!

  • Suffer multiple calls to customer support and long waiting periods for reversal.

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Vendor Payments

Automate everything about paying bills & invoices

RazorpayX

Traditional Bank Account

Add bill & invoices in multiple ways

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  • Bulk upload
  • Forward invoices via email
  • Self-serve access for vendors via a dedicated portal

Get automation at every step

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  • Smart OCR to capture invoice details
  • Auto-pay TDS
  • Bill summary to vendors
  • Multi-level approvals

Automated bookkeeping

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  • Quickbooks, Zoho and Tally

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Tax Payments

Tax payments so easy. One click is all it takes.

RazorpayX

Traditional Bank Account

Advance Tax, TDS and GST payments in one place

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  • Multiple tax portals and complicated long forms

Auto-deduct and auto-pay TDS on Payments

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Schedule tax payments

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All challans automatically stored in one place

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Chartered Accountant Login to make payments & download challans.

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  • Control access to any important account information

  • A lot of hassle with CAs for taxes.

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Corporate Card

Everything you wished for, in one card.

RazorpayX

Traditional Bank Account

Higher credit limits

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  • Get upto 20X higher credit limits

No personal guarantees or deposits required

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  • Not required

  • Banks may ask.

Assured savings on business spends

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  • Offers from a wide range of partners

  • Limited savings

Low International Transactions Fee

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  • 1.99%

  • 3.5%

Add on cards for team members

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  • Unlimited add-on virtual & physical cards
  • Spend limits at individual and team level
  • Lock/ unlock cards and permissions

  • Limited control

Easy Repayments

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  • Smart Auto-repayments with Payment Gateway and Bank

  • Limited control

Accounting and expense management integrations

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  • COMING SOON

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Payroll

Now running your payroll and compliances does not take weeks or even hours. All it takes is just 3 clicks.

RazorpayX

Traditional Bank Account

Payroll Processing

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  • Salary Transfer
  • Contractor Payments

HR Management

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  • Employee onboarding & exit
  • Letter Generation Module
  • Form 16 Generation

Automated Compliance

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  • TDS, TCS, ESIC, PT paid automatically
  • Tax Document Verification
  • Monthly and Quarterly Tax Filings

Health insurance for any team size

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Integrations

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Effortless Collaboration

Never share OTPs with your team. Or bills and statements with your chartered accountant.

RazorpayX

Traditional Bank Account

Team management

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  • Add your team, including your external CA
  • Unlimited users
  • Multi-level workflows
  • No need to pass board resolutions

  • Complicated maker-checker

Restricted users level access logins

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  • Control who should see what

A dedicated Chartered Accountant portal

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  • Safely give access to your CA

Bulk approvals on the mobile app

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  • 100 payouts in a second

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Integrations

Stay in your comfort zone. Works with all tools that you already use.

RazorpayX

Traditional Bank Account

Automated Bookkeeping

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  • Direct integrations with Quickbooks, Tally, ZohoBooks

Slack

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  • Check account balances
  • Approve or decline payments.
  • Let employees apply for leaves, download payslips, Form 16 and more

Apple Watch

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  • Business banking on your wrist

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Support at every step

We are with you in your journey to awesomeness

RazorpayX

Traditional Bank Account

Dedicated support for effortless Account Opening

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  • Dedicated POC and proactive support

  • Multiple follow ups and delays

Cheque Book & Debit Cards

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Cash withdrawals & Deposits

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Priority Support

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Relationship Managers

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  • Only for Very Large Businesses

Why startups love us

We spend 70% less time on manual finances

Like any startup, we didn't have a large finance team. RazorpayX helped us reduce 70% of time spent on manual tasks, enabling us greater focus on what matters.

Siddharth Maheshwari

Siddharth Maheshwari

Founder, Newton School

Newton School
READ FULL CASESTUDY

RazorpayX has helped us manage our growth

Everything from direct access to managers for uploading invoices, easy approvals, on-time employee salaries, to automatic compliances has been nothing short of a boon for us

Tarun Bhambra

Co-founder,

Orange Health

Orange Health

RazorpayX helps me manage finances, faster and better

My daily meetings with the finance team have reduced from 45 mins to 15 mins enabling me to focus more on what I love - growing my business

Abhishek Jain

Abhishek Jain

Co-founder, The White Willow

The White Willow
READ FULL CASESTUDY

Managing vendor invoices is now effortless

The best part is we receive all invoices directly on the dashboard, and they are ready with details pre-filled. It takes just a few clicks to stay on top of our vendor payments.

Chetan Mahajan

Chetan Mahajan

Founder and CEO, The Mavericks India

The Mavericks India
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RazorpayX is a lifesaver

My whole world runs on Razorpay. Be it receiving payments, or making vendor payments, or running my payroll. If this company didn't exist I would have to struggle to make these pieces come together.

Ankur Warikoo

Entrepreneur & founder,

Nearbuy

Nearbuy

Truly best in class

With RazorpayX, we have automated our entire payouts and refunds process. The product is extremely user-friendly and intuitive, integration was super easy and support has been awesome.

Varun Krishnakumar

Varun Krishnakumar

Head of Products, Furlenco

Furlenco
READ FULL CASESTUDY

Managing vendor invoices is now effortless

Earlier, we had to do manual mapping and data entry for purchase invoices. And faced many bank statement issues, leading to a lot of hassle, Now I just simply forward the invoice via email, and we can find them conveniently in Tally. Moreover, we have become a paperless office. Earlier, a runner printed out all the invoices for manual entry and mapping, which is completely solved with your VP + accounting sync.

Chethan Kumar

Chethan Kumar

Managing Partner, S2 Homes India, KSV Infratech

S2 Homes India, KSV Infratech
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Managing vendor invoices is now effortless

I've used the Zoho Books integration to capture the transaction details on RPX on to Zoho Books. I found the integration to be seamless. The integration also made our workflows very simple and efficient leading to less internal follow ups between business and admin teams.

Ravi Avasarala

Ravi Avasarala

CEO, Strl Biosystems Pvt. Ltd.

Strl Biosystems Pvt. Ltd.
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Managing vendor invoices is now effortless

The RazorpayX-Zohobooks integration helped us to keep things one-click and reduced the time spent on bookkeeping drastically. One of the most useful integrations we've used!

Balaji D Loganathan

Balaji D Loganathan

MD and Co-founder, Spritle Software

Spritle Software
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Bank smart, scale faster with RazorpayX

Be in control of your growth with credit cards, expenses, payments, and accounting — automated with a RazopayX powered Current Account

Get started in 2 easy steps

Signup

KYC

SIGNUP NOW

Get started in 2 easy steps

Signup

KYC

GET STARTED

Wall of Love

As it turns out, people love RazorpayX.
Here is what some of our users have to say.

Frequently asked questions

FAQs

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Keeping your business safe is our priority

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Razorpay logo

Razorpay is the only payments solution in India that allows businesses to accept, process and disburse payments with its product suite. It gives you access to all payment modes including credit card, debit card, netbanking, UPI and popular wallets including JioMoney, Mobikwik, Airtel Money, FreeCharge, Ola Money and PayZapp.

RazorpayX supercharges your business banking experience, bringing effectiveness, efficiency, and excellence to all financial processes. With RazorpayX, businesses can get access to fully-functional current accounts, supercharge their payouts and automate payroll compliance.

Manage your marketplace, automate bank transfers, collect recurring payments, share invoices with customers and avail working capital loans - all from a single platform. Fast forward your business with Razorpay.

Disclaimer: The RazorpayX powered Current Account and VISA corporate credit card are provided by RBI licensed banks. Your RazorpayX powered account is provided by our partner bank, in accordance with RBI regulations. RazorpayX itself is not a bank and doesn't hold or claim to hold a banking license.

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RZPX PRIVATE LIMITED,
Ground Floor, SJR Cyber,
22 Laskar Hosur Road, Adugodi,
Bengaluru, 560030,
Karnataka, India
CIN: U72900KA2020PTC139072

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