Simplify and Save with
RazorpayX Corporate Cards Powered by SBM India
Made for Your Business
Value for Money
Seamless Xperience

Preferred card for startups & entrepreneurs

Make your business spending easy & safe

RazorpayX Corporate Card is powered by a scheduled bank, SBM India, one of the biggest banks in the APAC region.

Made for Your Business

Collateral-free credit based on real-time business performance

No audit hassles or liability of using personal cards for business expenses

Avoid OTP or approval hassles with quick add-on cards for your team-members

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Value for Money

Efficient spending with custom limits and permissions on your cards

Avoid overcharges with single-click disputes and easy-to-cancel subscriptions

Save money with business rewards and low foreign currency transaction fee

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Seamless Xperience

Complete control of card settings and different reports directly from the dashboard

Easy repayments with automatic deductions from revenue and different payment modes

Reduce friction via tight integrations with RazorpayX banking hub and Razorpay payment gateway

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The power of RazorpayX Business Banking Hub

RazorpayX Banking Hub helps you manage finances with an easy-to-use business banking experience.

RazorpayX Current Account
Get started with RazorpayX Banking Hub
Get started now with a Corporate Card by opening a RazorpayX Current Account and get up to 15 lakhs of credit limit.

Go beyond normal with RazorpayX

  • Auto-pay through customer payments
  • Make vendor payments even where cards are not accepted
  • Get integrated tracking and reports with all other business finances (coming soon)
  • Make advance tax payments (coming soon)

Increase your credit limit with RazorpayX

  • With revenue through Razorpay payments
  • Basis your Current Account statements
  • Basis your Xpayroll transactions
  • Basis usage of RazorpayX Banking Account
  • Basis recent VC funding
And more with RazorpayX Current Account!

Add-on cards ideal for your team

  • Lock cards, set spending limits and change allowed type of expenses with a few clicks
  • Avoid hassles of OTPs or reimbursement for different teams
  • Apply easily and quickly from the RazorpayX dashboard

Why do you need it?

  • You run online ads or use SaaS for your business

  • You use AWS, Google or other cloud infrastructure for your business

  • You don’t want to pledge security or fixed deposit to get a corporate card

  • You don’t want the hassles of OTP or reimbursements for your team

  • Any international or recurring spends that are easier with credit card

RazorpayX Current Account

Frequently Asked Questions

FAQs

Why should I take a Corporate Card if I have a personal credit card?
Why should I take a Corporate Card if I have a personal credit card?

Personal cards are evaluated for personal use and spending for business purposes through personal cards may result in auditing and compliance hassles when filing taxes and reporting business spending. Also, corporate credit cards are issued in the name of the company whereas personal cards have complete liability for users.

How are RazorpayX Corporate Cards different from other Corporate Cards?
How are RazorpayX Corporate Cards different from other Corporate Cards?

RazorpayX Corporate Cards are issued on the basis of business performance and potential instead of fixed deposits or security collateral. The Corporate Cards also integrate with Razorpay payment gateway and RazorpayX banking hub to make your repayments and usage easier with better visibility all around.

How can I become eligible for RazorpayX Corporate Cards?
How can I become eligible for RazorpayX Corporate Cards?

You can become eligible for a RazorpayX Corporate Card by being an active user of the Razorpay payment gateway, RazorpayX Payroll or RazorpayX Current Accounts. With consistent usage of these products you will be eligible for higher lines also.

How can I get a RazorpayX Corporate Card for my business?
How can I get a RazorpayX Corporate Card for my business?

If you are already eligible for a RazorpayX Corporate Card, you may avail one by completing a few simple steps here: x.razorpay.com/cards. We evaluate credit bureau reports and your business bank statements. However, a high credit score is not necessary to avail a RazorpayX Corporate Card. Your business performance visible through Razorpay or RazorpayX products is the most important factor.

What are the different charges for using RazorpayX Corporate Card?
What are the different charges for using RazorpayX Corporate Card?

The joining charges are waived off for all cards currently along with the annual fee after a certain amount of spending. You will receive a physical card and full access for free if you are using Razorpay products. Standard late fees and interest charges apply for payments after the due date i.e. 20 days after the bill is generated. You receive all the business rewards and available cashbacks as you start using the card.

Why should I take a Corporate Card if I have a personal credit card?

Personal cards are evaluated for personal use and spending for business purposes through personal cards may result in auditing and compliance hassles when filing taxes and reporting business spending. Also, corporate credit cards are issued in the name of the company whereas personal cards have complete liability for users.

How are RazorpayX Corporate Cards different from other Corporate Cards?

RazorpayX Corporate Cards are issued on the basis of business performance and potential instead of fixed deposits or security collateral. The Corporate Cards also integrate with Razorpay payment gateway and RazorpayX banking hub to make your repayments and usage easier with better visibility all around.

How can I become eligible for RazorpayX Corporate Cards?

You can become eligible for a RazorpayX Corporate Card by being an active user of the Razorpay payment gateway, RazorpayX Payroll or RazorpayX Current Accounts. With consistent usage of these products you will be eligible for higher lines also.

How can I get a RazorpayX Corporate Card for my business?

If you are already eligible for a RazorpayX Corporate Card, you may avail one by completing a few simple steps here: x.razorpay.com/cards. We evaluate credit bureau reports and your business bank statements. However, a high credit score is not necessary to avail a RazorpayX Corporate Card. Your business performance visible through Razorpay or RazorpayX products is the most important factor.

What are the different charges for using RazorpayX Corporate Card?

The joining charges are waived off for all cards currently along with the annual fee after a certain amount of spending. You will receive a physical card and full access for free if you are using Razorpay products. Standard late fees and interest charges apply for payments after the due date i.e. 20 days after the bill is generated. You receive all the business rewards and available cashbacks as you start using the card.

Banking partner

SBM Bank