IFSC code for Karnataka Gramin Bank, Shimoga main, Shimoga, Karnataka
Updated on: Friday, November 1, 2024
IFSC CODE
PKGB0010804
Karnataka Gramin Bank
Shimoga Main, Shimoga, Karnataka
Address
Shimoga
Karnataka Gramin Bank
Shimoga Main, Shimoga, Karnataka
Address
Shimoga
Bank Details
IFSC Code
PKGB0010804
MICR Code
577697202
Bank Code
(Based on IFSC)
PKGB
Bank Code
(Based on MICR)
697
Contact
+918182224394
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IFSC Code of Karnataka Gramin Bank
Every Karnataka Gramin Bank branch in India has a unique Karnataka Gramin Bank IFSC Code. Karnataka Gramin Bank IFSC Code enables Karnataka Gramin Bank account holders to send and receive money electronically. Karnataka Gramin Bank IFSC Code is assigned by RBI (Reserve Bank of India) to each branch as it helps in carrying out RTGS and NEFT transactions smoothly.
Benefits of IFSC Code
Unique Identification: IFSC code helps in unique identification of all banks and their respective branches.
Smooth Fund Transfer: IFSC code enables convenient and hassle-free transfer of funds from one bank account to another.
Monitoring Transactions: IFSC code is used by RBI to keep track of all the bank transactions. It lowers the chances of discrepancy.
Format of Karnataka Gramin Bank IFSC Code PKGB0010804
The IFSC code of all accounts in the same branch of the bank is standard. It is an 11 digit alphanumeric code.
The first four letters of the code, i.e., PKGB, denotes the name of the bank which is Karnataka Gramin Bank.
The fifth character is 0.
The last six digits of the code, i.e., 010804, represents the branch which is Karnataka Gramin Bank
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MICR Code of Karnataka Gramin Bank
Every Karnataka Gramin Bank branch in India has a unique Karnataka Gramin Bank MICR Code. MICR code for Karnataka Gramin Bank can be found on a cheque leaf and bank passbook. It is a 9 digit code printed on the last line of a cheque leaf. One can also find MICR code on the website of Karnataka Gramin Bank. MICR code is used for faster and secure processing of cheques.
Benefits of MICR Code
High Level of Security: The use of magnetic ink ensures MICR characters are readable even if a document is obscured by marks.
Authentication of Docs: MICR code authenticates the originality and legality of paper based docs. in the banking system.
Faster Processing: There is no manual input and hence the processing of MICR information is fast and errors are reduced.
