IFSC code for Janata Sahakari Bank Ajara, Janata sahakari bank ajara imps, Ajra, Maharashtra
Updated on: Saturday, February 1, 2025
IFSC CODE
IBKL0116JSB
Janata Sahakari Bank Ajara
Janata Sahakari Bank Ajara Imps, Mumbai, Maharashtra
Address
Main Road, Ajara 416505, Dist Kolhapur
Janata Sahakari Bank Ajara
Janata Sahakari Bank Ajara Imps, Mumbai, Maharashtra
Address
Main Road, Ajara 416505, Dist Kolhapur
Bank Details
IFSC Code
IBKL0116JSB
MICR Code
416406000
Bank Code
(Based on IFSC)
JSAX
Bank Code
(Based on MICR)
406
Contact
+912323246252
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IFSC Code of Janata Sahakari Bank Ajara
Every Janata Sahakari Bank Ajara branch in India has a unique Janata Sahakari Bank Ajara IFSC Code. Janata Sahakari Bank Ajara IFSC Code enables Janata Sahakari Bank Ajara account holders to send and receive money electronically. Janata Sahakari Bank Ajara IFSC Code is assigned by RBI (Reserve Bank of India) to each branch as it helps in carrying out RTGS and NEFT transactions smoothly.
Benefits of IFSC Code
Unique Identification: IFSC code helps in unique identification of all banks and their respective branches.
Smooth Fund Transfer: IFSC code enables convenient and hassle-free transfer of funds from one bank account to another.
Monitoring Transactions: IFSC code is used by RBI to keep track of all the bank transactions. It lowers the chances of discrepancy.

Format of Janata Sahakari Bank Ajara IFSC Code IBKL0116JSB
The IFSC code of all accounts in the same branch of the bank is standard. It is an 11 digit alphanumeric code.
The first four letters of the code, i.e., IBKL, denotes the name of the bank which is Janata Sahakari Bank Ajara.
The fifth character is 0.
The last six digits of the code, i.e., 116JSB, represents the branch which is Janata Sahakari Bank Ajara
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MICR Code of Janata Sahakari Bank Ajara
Every Janata Sahakari Bank Ajara branch in India has a unique Janata Sahakari Bank Ajara MICR Code. MICR code for Janata Sahakari Bank Ajara can be found on a cheque leaf and bank passbook. It is a 9 digit code printed on the last line of a cheque leaf. One can also find MICR code on the website of Janata Sahakari Bank Ajara. MICR code is used for faster and secure processing of cheques.
Benefits of MICR Code
High Level of Security: The use of magnetic ink ensures MICR characters are readable even if a document is obscured by marks.
Authentication of Docs: MICR code authenticates the originality and legality of paper based docs. in the banking system.
Faster Processing: There is no manual input and hence the processing of MICR information is fast and errors are reduced.