IFSC code for Bhagyodaya Co-operative Bank, Bhagyodaya co-operative bank imps, Ahmedabad, Maharashtra
Updated on: Tuesday, April 1, 2025
IFSC CODE
HDFC0CTBCBL
Bhagyodaya Co-operative Bank
Bhagyodaya Co-operative Bank Imps, Mumbai, Maharashtra
Address
Nava Madhupura , Nr Delhi Darwaja , Ahmedabad 380 004
Bhagyodaya Co-operative Bank
Bhagyodaya Co-operative Bank Imps, Mumbai, Maharashtra
Address
Nava Madhupura , Nr Delhi Darwaja , Ahmedabad 380 004
Bank Details
IFSC Code
HDFC0CTBCBL
MICR Code
380134001
Bank Code
(Based on IFSC)
BHAX
Bank Code
(Based on MICR)
134
Contact
+919925121810
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IFSC Code of Bhagyodaya Co-operative Bank
Every Bhagyodaya Co-operative Bank branch in India has a unique Bhagyodaya Co-operative Bank IFSC Code. Bhagyodaya Co-operative Bank IFSC Code enables Bhagyodaya Co-operative Bank account holders to send and receive money electronically. Bhagyodaya Co-operative Bank IFSC Code is assigned by RBI (Reserve Bank of India) to each branch as it helps in carrying out RTGS and NEFT transactions smoothly.
Benefits of IFSC Code
Unique Identification: IFSC code helps in unique identification of all banks and their respective branches.
Smooth Fund Transfer: IFSC code enables convenient and hassle-free transfer of funds from one bank account to another.
Monitoring Transactions: IFSC code is used by RBI to keep track of all the bank transactions. It lowers the chances of discrepancy.

Format of Bhagyodaya Co-operative Bank IFSC Code HDFC0CTBCBL
The IFSC code of all accounts in the same branch of the bank is standard. It is an 11 digit alphanumeric code.
The first four letters of the code, i.e., HDFC, denotes the name of the bank which is Bhagyodaya Co-operative Bank.
The fifth character is 0.
The last six digits of the code, i.e., CTBCBL, represents the branch which is Bhagyodaya Co-operative Bank
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MICR Code of Bhagyodaya Co-operative Bank
Every Bhagyodaya Co-operative Bank branch in India has a unique Bhagyodaya Co-operative Bank MICR Code. MICR code for Bhagyodaya Co-operative Bank can be found on a cheque leaf and bank passbook. It is a 9 digit code printed on the last line of a cheque leaf. One can also find MICR code on the website of Bhagyodaya Co-operative Bank. MICR code is used for faster and secure processing of cheques.
Benefits of MICR Code
High Level of Security: The use of magnetic ink ensures MICR characters are readable even if a document is obscured by marks.
Authentication of Docs: MICR code authenticates the originality and legality of paper based docs. in the banking system.
Faster Processing: There is no manual input and hence the processing of MICR information is fast and errors are reduced.