Introducing
Razorpay Agentic Payments
India's First AI-Powered
Conversational Payment Experience
Ask Anything
Ask Anything
Commerce is shifting from clicks to conversations. Yet transactions still live outside the experience. Razorpay brings payments into AI-native journeys, so transactions happen at the speed of intent.
Razorpay Agentic Payments Suite
A new standard for embedded, AI-native payments.
Agentic Payments for In-App Commerce
Go beyond visibility on LLM platforms and enable customers to complete purchases directly within the conversation. Turn AI discovery into secure, in-chat transactions and stay ahead as commerce shifts to agent-led experiences.
Built On:
Indus by Sarvam
Payment Rails for the Agentic Era
We power trusted payment methods of today while building agentic-first capabilities for tomorrow.
Agentic Methods
UPI Reserve Pay (Live)
Enable consent-based, pre-authorized payments that allow AI agents to transact securely within approved spending limits.
UPI Circle (Coming soon)
Support delegated and shared payment authorizations, unlocking flexible, agent-led and multi-user commerce experiences.
AI-Ready MCP & APIs
40+ composable tools & APIs to
build, orchestrate, intelligence & act on it. Intelligent payment flows across agentic surfaces
Full-Stack Payments
UPI
Cards
Wallets
Netbanking
Advanced Risk & Compliance
Real-time fraud detection, authentication, and compliance built for AI-led transactions.
Scalable
Infrastructure
High-performance, low-latency systems designed to power large-scale agentic commerce.
Granular
Controls
Payments are encrypted & PCI DSS Level 1 certified for end-to-end security, so you stay compliant from day one.
From the Tech Community
Coverage of our Agentic Launches across social media
Our Partners In Innovation
“UPI was built to make digital payments simple, secure, and universal, and Agentic Payments takes that vision into the next era. With UPI Reserve Pay, users can give consent once and allow intelligent systems to transact on their behalf in a controlled, transparent way.”
Sohini Rajola
Executive Director – Growth, NPCI
“Razorpay’s work with Claude shows how AI agents can address real commerce challenges - recovering revenue, resolving disputes, and predicting cash flow. It's a great example of what AI can do when it’s embedded into the operating fabric of business.”
Irina Ghose
Managing Director, Anthropic India
“Vi’s collaboration with Razorpay on Agentic Payments, combines AI intelligence and seamless execution for smarter, faster, and secure transactions.”
Jagbir Singh, CTO
Vodafone Idea Limited
"With Agentic Payments, we’re enabling effortless shopping through AI assistants. From discovery to checkout, bigbasket and Razorpay integration delivers a fast, seamless grocery shopping experience, all in one conversation."
Preeti Jain
bigbasket, A TATA Enterprise
Introducing
India's First AI-Powered
Conversational Payment Experience
Razorpay Agentic Payments
Commerce is shifting from clicks to conversations. Yet transactions still live outside the experience. Razorpay brings payments into AI-native journeys, so transactions happen at the speed of intent.
Embed agentic payment capabilities inside your app to power intelligent, contextual checkout. Turn real-time recommendations and user actions into frictionless transactions without moving customers out of the experience.
Agentic Payments for
In-App Commerce
Live in Beta:
Go beyond visibility on LLM platforms and enable customers to complete purchases directly within the conversation. Turn AI discovery into secure, in-chat transactions and stay ahead as commerce shifts to agent-led experiences.
Agentic Payments on LLMs
Built On:
Indus by Sarvam
Razorpay Agentic
Payments Suite
A new standard for embedded,
AI-native payments.
Experience the Future of Fintech
Agentic
Methods
UPI Reserve Pay (Live)
Enable consent-based, pre-authorized payments that allow AI agents to transact securely within approved spending limits.
UPI Circle (Coming soon)
Support delegated and shared payment authorizations, unlocking flexible, agent-led and multi-user commerce experiences.
Enable consent-based, pre-authorized payments that allow AI agents to transact securely within approved spending limits.
AI-Ready
MCP & APIs
Full-Stack Payments
UPI
Cards
Wallets
Netbanking
Payment Rails for
the Agentic Era
We power trusted payment methods of today while building agentic-first capabilities for tomorrow.
Advanced Risk & Compliance
Real-time fraud detection, authentication, and compliance built for AI-led transactions.
Scalable
Infrastructure
High-performance, low-latency systems designed to power large-scale agentic commerce.
Granular
Controls
Pre-set spending limits, delegated payments, and real-time visibility for complete control.
From The Founder Community
Real stories from entrepreneurs who chose Razorpay for their businesses.
Our Partners in Innovation
“Razorpay’s work with Claude shows how AI agents can address real commerce challenges - recovering revenue, resolving disputes, and predicting cash flow. It's a great example of what AI can do when it’s embedded into the operating fabric of business.”
Irina Ghose
Managing Director, Anthropic India
“Vi’s collaboration with Razorpay on Agentic Payments, combines AI intelligence and seamless execution for smarter, faster, and secure transactions.”
Jagbir Singh, CTO
Vodafone Idea Limited
"With Agentic Payments, we’re enabling effortless shopping through AI assistants. From discovery to checkout, bigbasket and Razorpay integration delivers a fast, seamless grocery shopping experience, all in one conversation."
Preeti Jain
bigbasket, A TATA Enterprise
“UPI was built to make digital payments simple, secure, and universal, and Agentic Payments takes that vision into the next era. With UPI Reserve Pay, users can give consent once and allow intelligent systems to transact on their behalf in a controlled, transparent way.”
Sohini Rajola
Executive Director – Growth, NPCI
Our Partners in Innovation
“Razorpay’s work with Claude shows how AI agents can address real commerce challenges - recovering revenue, resolving disputes, and predicting cash flow. It's a great example of what AI can do when it’s embedded into the operating fabric of business.”
Irina Ghose
Managing Director, Anthropic India
“Vi’s collaboration with Razorpay on Agentic Payments, combines AI intelligence and seamless execution for smarter, faster, and secure transactions.”
Jagbir Singh, CTO
Vodafone Idea Limited
"With Agentic Payments, we’re enabling effortless shopping through AI assistants. From discovery to checkout, bigbasket and Razorpay integration delivers a fast, seamless grocery shopping experience, all in one conversation."
Preeti Jain
bigbasket, A TATA Enterprise
“UPI was built to make digital payments simple, secure, and universal, and Agentic Payments takes that vision into the next era. With UPI Reserve Pay, users can give consent once and allow intelligent systems to transact on their behalf in a controlled, transparent way.”
Sohini Rajola
Executive Director – Growth, NPCI
Introducing
Razorpay Agentic Payments
India's First AI-Powered
Conversational Payment Experience
Ask Anything
Commerce is shifting from clicks to conversations. Yet transactions still live outside the experience. Razorpay brings payments into AI-native journeys,
so transactions happen at the speed of intent.
Razorpay Agentic
Payments Suite
A new standard for embedded, AI-native payments.
Experience the Future of Fintech
Payment Rails for the Agentic Era
We power trusted payment methods of today while building agentic-first capabilities for tomorrow.
Agentic Methods
UPI Reserve Pay (Live)
Enable consent-based, pre-authorized payments that allow AI agents to transact securely within approved spending limits.
UPI Circle (Coming soon)
Support delegated and shared payment authorizations, unlocking flexible, agent-led and multi-user commerce experiences.
Enable consent-based, pre-authorized payments that allow AI agents to transact securely within approved spending limits.
AI-Ready MCP & APIs
Full-Stack Payments
UPI
Cards
Wallets
Netbanking
Payment Rails for the Agentic Era
We power trusted payment methods of today while building agentic-first capabilities for tomorrow.
Agentic Methods
UPI Reserve Pay (Live)
Enable consent-based, pre-authorized payments that allow AI agents to transact securely within approved spending limits.
UPI Circle (Coming soon)
Support delegated and shared payment authorizations, unlocking flexible, agent-led and multi-user commerce experiences.
Enable consent-based, pre-authorized payments that allow AI agents to transact securely within approved spending limits.
AI-Ready MCP & APIs
Full-Stack Payments
UPI
Cards
Wallets
Netbanking
Advanced Risk & Compliance
Real-time fraud detection, authentication, and compliance built for AI-led transactions.
Scalable
Infrastructure
High-performance, low-latency systems designed to power large-scale agentic commerce.
Granular
Controls
Pre-set spending limits, delegated payments, and real-time visibility for complete control.
From The Founder Community
A new standard for embedded, AI-native payments.
From The Founder Community
A new standard for embedded, AI-native payments.
Our Partners in Innovation
“Vi’s collaboration with Razorpay on Agentic Payments, combines AI intelligence and seamless execution for smarter, faster, and secure transactions.”
Jagbir Singh, CTO
Vodafone Idea Limited
"With Agentic Payments, we’re enabling effortless shopping through AI assistants. From discovery to checkout, bigbasket and Razorpay integration delivers a fast, seamless grocery shopping experience, all in one conversation."
Preeti Jain
bigbasket, A TATA Enterprise
Our Partners in Innovation
“Vi’s collaboration with Razorpay on Agentic Payments, combines AI intelligence and seamless execution for smarter, faster, and secure transactions.”
Jagbir Singh, CTO
Vodafone Idea Limited
"With Agentic Payments, we’re enabling effortless shopping through AI assistants. From discovery to checkout, bigbasket and Razorpay integration delivers a fast, seamless grocery shopping experience, all in one conversation."
Preeti Jain
bigbasket, A TATA Enterprise