Home Payment Gateway Payment Links Payment Pages Payment Buttons QR Codes Instant Settlement Invoices Smart Collect Subscriptions International Payments Razorpay POS Razorpay TokenHQ Optimizer App Store Payments Mobile App Magic Checkout UPI AutoPay Payment Gateway Payment Links Payment Buttons RazorpayX Source to Pay Payouts Payout Links View Live Demo Current Account Escrow+ Account Forex/FDI Transfers Bank Account Verification Tax Payments Digital Lending 2.0 Razorpay Capital Line of Credit Company Registration Current Accounts Vendor Payments Payroll Partners For Startups & SMEs For Enterprises Pricing Blog Learn Events White papers Customer Stories Developer Docs Integrations API Reference Onboarding APIs SaaS E-commerce Education BFSI Freelance GST Calculator Online TDS Payment GST Number Search GST Search by PAN ROI Calculator CAGR Calculator EBITDA Calculator Raise a request Knowledgebase Chargeback Guides Settlement Guides Product Recommender Razorpay Curlec Razorpay Demo Razorpay Documentation Chargeback Blog

The way businesses pay

  • customers

  • vendors

  • employees

  • other businesses

Built for the CFO’s office, RazorpayX is a full-stack business finance suite that powers seamless payments for businesses of all sizes

The way businesses pay

  • customers

  • vendors

  • employees

  • other businesses

Built for the CFO’s office, RazorpayX is a full-stack business finance suite that powers seamless payments for businesses of all sizes

The way businesses pay

  • customers

  • vendors

  • employees

  • other businesses

Built for the CFO’s office, RazorpayX is a full-stack business finance suite that powers seamless payments for businesses of all sizes

The way businesses pay

  • customers

  • vendors

  • employees

  • other businesses

Built for the CFO’s office, RazorpayX is a full-stack business finance suite that powers seamless payments for businesses of all sizes

The way
businesses pay

  • customers

  • vendors

  • employees

  • other businesses

Built for the CFO’s office, RazorpayX is a full-stack business finance suite that powers seamless payments for businesses of all sizes

The way businesses pay

  • customers

  • vendors

  • employees

  • other businesses

Built for the CFO’s office, RazorpayX is a full-stack business finance suite that powers seamless payments for businesses of all sizes

Every business payment need.

Solved.

Every business payment need.

Solved.

Business Banking+

API
Payouts

Source to Pay

Payroll

Escrow+

Business Banking+
API Payouts
Source to Pay
Payroll
Escrow+

Business payments, made efficient & smarter.

PAY SMARTER WITH

Business Banking+

Supercharged command center for complete
financial management and payouts:
Supercharged command center for complete financial management and payouts:

Add beneficiaries & pay instantly with no cool-off period

Add beneficiaries & pay instantly with no cool-off period

Add beneficiaries & pay instantly with no cool-off period

Make up to 50k payouts in bulk using a single OTP

Make up to 50k payouts in bulk using a single OTP

Make up to 50k payouts in bulk using a single OTP

Add multiple users & create custom approval workflows

Add multiple users & create custom approval workflows

Add multiple users & create custom approval workflows

PAY AT SCALE WITH

API Payouts

Enjoy a seamless payout experience with
India’s only AI-powered multi-bank router:
Enjoy a seamless payout experience with India’s only AI-powered multi-bank router:

Route payments in real-time with 99.9% success rate

Route payments in real-time with 99.9% success rate

Route payments in real-time with 99.9% success rate

Enjoy 100% secure payments with multiple anti-fraud measures

Enjoy 100% secure payments with multiple anti-fraud measures

Enjoy 100% secure payments with multiple anti-fraud measures

Use UPI/IMPS/NEFT/RTGS or payout to cards 24/7, 365 days a year

Use UPI/IMPS/NEFT/RTGS or payout to cards 24/7, 365 days a year

Use UPI/IMPS/NEFT/RTGS or payout to cards 24/7, 365 days a year

PAY VENDORS WITH

Source to Pay

Get maximum control and visibility over your accounts payable
process & make vendor payments with a fully integrated platform:
Get maximum control and visibility over your accounts payable process & make vendor payments with a fully integrated platform:
Get maximum control and visibility over your accounts payable process & make vendor payments with a fully integrated platform:

Manage PO-Invoice-GRN sync, advances, and payouts from one platform

Manage PO-Invoice-GRN sync, advances, and payouts from one platform

Manage PO-Invoice-GRN sync, advances, and payouts from one platform

Allocate budgets to teams and customise approval workflows

Allocate budgets to teams and customise approval workflows

Allocate budgets to teams and customise approval workflows

Revolutionary vendor onboarding, verification, and communication systems

Revolutionary vendor onboarding, verification, and communication systems

Revolutionary vendor onboarding, verification, and communication systems

  • "Your API documentation is world-class."

    Mayank Kapoor,

    CTO, Rupyy by Cardekho

  • "Compliance on autopilot. That's the RazorpayX Payroll difference."

    Mayank Khandelwal,

    CTO, Treebo Hotels

  • "We love how easy it is to create maker checker flows with RazorpayX vs banks"

    Jayant Upadhyay,

    Co-Founder, SmartCoin Financials Pvt. Ltd.

  • "Your API documentation is world-class."

    Mayank Kapoor,
    CTO, Rupyy by Cardekho
  • "Compliance on autopilot. That's the RazorpayX Payroll difference."

    Mayank Khandelwal,
    CTO, Treebo Hotels
  • "We love how easy it is to create maker checker flows with RazorpayX vs banks"

    Jayant Upadhyay,
    Co-Founder, SmartCoin Financials Pvt. Ltd.
  • "Your API documentation is world-class."

    Mayank Kapoor,

    CTO, Rupyy by Cardekho

  • "Compliance on autopilot. That's the RazorpayX Payroll difference."

    Mayank Khandelwal,

    CTO, Treebo Hotels

  • "We love how easy it is to create maker checker flows with RazorpayX vs banks"

    Jayant Upadhyay,

    Co-Founder, SmartCoin Financials Pvt. Ltd.

PAY EMPLOYEES WITH

Payroll

A fully automated payroll & compliance software
that processes payroll with precision: 
A fully automated payroll & compliance software that processes payroll with precision: 

Auto-file & pay TDS, PF, PT, and ESIC across 28 states and 8 UTs

Auto-file & pay TDS, PF, PT, and ESIC across 28 states and 8 UTs

Auto-file & pay TDS, PF, PT, and ESIC across 28 states and 8 UTs

Zero filing errors or penalties

Zero filing errors or penalties

Zero filing errors or penalties

Effortlessly sync data and integrate with 25+ HRMS

Effortlessly sync data and integrate with 25+ HRMS

Effortlessly sync data and integrate with 25+ HRMS

Deposit salaries directly into employees’ bank accounts with a click

Deposit salaries directly into employees’ bank accounts with a click

Deposit salaries directly into employees’ bank accounts with a click

PAY COMPLIANTLY WITH

Escrow+

An escrow management platform bringing
banks, trustees, & RazorpayX as your TSP together:
An escrow management platform bringing banks, trustees, & RazorpayX as your TSP together:

Get onboarded 10X faster with our digital modules

Get onboarded 10X faster with our digital modules

Get onboarded 10X faster with our digital modules

Open sub-escrows instantly for all use cases and seamless recon

Open sub-escrows instantly for all use cases and seamless recon

Open sub-escrows instantly for all use cases and seamless recon

End-to-end automation with world-class APIs & dashboard access

End-to-end automation with world-class APIs & dashboard access

End-to-end automation with world-class APIs & dashboard access

Complex money flows, simplified with our latest innovations

Forex
Management

An expert-led, transparent service that helps bring in FDI and make forex payments securely with 100% compliance.

Lending
Tech Stack

An end-to-end tech stack loved by NBFCs for 48-hour LSP onboarding, 10-sec loan disbursals & industry-best collections suite.

Petty Cash
Management

Mobile-first petty cash solution powering allocation, reimbursement, and reconciliation, all within an integrated platform.

Coming Soon!

Forex
Management

An expert-led, transparent service that helps bring in FDI and make forex payments securely with 100% compliance.

Lending
Tech Stack

An end-to-end tech stack loved by NBFCs for 48-hour LSP onboarding, 10-sec loan disbursals & industry-best collections suite.

Petty Cash
Management

Mobile-first petty cash solution powering allocation, reimbursement, and reconciliation, all within an integrated platform.

Coming Soon!

Forex
Management

An expert-led, transparent service that helps bring in FDI and make forex payments securely with 100% compliance.

Lending
Tech Stack

An end-to-end tech stack loved by NBFCs for 48-hour LSP onboarding, 10-sec loan disbursals & industry-best collections suite.

Petty Cash
Management

Mobile-first petty cash solution powering allocation, reimbursement, and reconciliation, all within an integrated platform.

Coming Soon!

Stellar

Integrations

Stellar

Integrations

Stellar

Integrations

Raising the bar in business payments every day

Raising the bar in business payments every day
$10Billion
overall money transaction volume handled in 2023
79.99%
payouts success rate, the best in the industry
0Lakhs
payslips generated monthly through RazorpayX Payroll

Raising the bar in business payments every day

$10Billion
overall money transaction volume handled in 2023
79.99%
payouts success rate, the best in the industry
0Lakhs
payslips generated monthly through RazorpayX Payroll

Raising the bar in business payments every day

$10Billion
overall money transaction volume handled in 2023
79.99%
payouts success rate, the best in the industry
0Lakhs
payslips generated monthly through RazorpayX Payroll

Data-Driven Insights

Data-Driven Insights

to fuel Strategic Decisions 

to fuel Strategic Decisions 

Engage with industry-leading reports, whitepapers & diagnostic tools that keep you at the top of your game

Engage with industry-leading reports, whitepapers & diagnostic tools that keep you at the top of your game

Engage with industry-leading reports, whitepapers & diagnostic tools that keep you at the top of your game

Payables Blindspot Detector Report

Identify existing inaccuracies in your payables process & get recommendations to enhance accuracy

Payables Blindspot Detector Report

Identify existing inaccuracies in your payables process & get recommendations to enhance accuracy

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No spam ever. We promise.

Customer stories

Leading businesses depend on us to make business payments accurately, fast & delightful

  • With RazorpayX Payroll, all our compliances are taken care of & everything is automated. This I believe is the biggest USP of the product.

    Mayank Khandelwal

    CTO, The Treebo Hotels

  • Your API documentation is world class and that gives our product & engineering teams a lot of confidence to integrate with the platform. 

    Mayank Kapoor

    CTO, Rupyy by CarDekho

  • Everything from direct access to managers for uploading invoices, easy approvals, on-time employee salaries, to automatic compliances has been nothing short of a boon for us.

    Tarun Bhambra

    Co-founder, Orange Health

  • We now receive all invoices directly on the dashboard and they are ready with details pre-filled. It just takes a few clicks to stay on top of our vendor payments.

    Chetan Mahajan

    Founder & CEO, The Mavericks

  • In a few hours we were able to setup the entire Payroll Management on RazorpayX. We saved 500+ hours and achieved 40% Cost Reduction.

    Aditya Shankar

    Co-Founder, Doubtnut

  • My whole world runs on Razorpay. Be it receiving payments, or making vendor payments, or running my payroll. If this company didn't exist I would have to struggle to make these pieces come together.

    Ankur Warikoo

    Founder, Nearbuy

Customer stories

Leading businesses dependon us to make business payments accurately, fast & delightful
  • With RazorpayX Payroll, all our compliances are taken care of & everything is automated. This I believe is the biggest USP of the product.

    Mayank Khandelwal

    CTO, The Treebo Hotels

  • Your API documentation is world class and that gives our product & engineering teams a lot of confidence to integrate with the platform. 

    Mayank Kapoor

    CTO, Rupyy by CarDekho

  • Everything from direct access to managers for uploading invoices, easy approvals, on-time employee salaries, to automatic compliances has been nothing short of a boon for us.

    Tarun Bhambra

    Co-founder, Orange Health

  • We now receive all invoices directly on the dashboard and they are ready with details pre-filled. It just takes a few clicks to stay on top of our vendor payments.

    Chetan Mahajan

    Founder & CEO, The Mavericks

  • In a few hours we were able to setup the entire Payroll Management on RazorpayX. We saved 500+ hours and achieved 40% Cost Reduction.

    Aditya Shankar

    Co-Founder, Doubtnut

  • My whole world runs on Razorpay. Be it receiving payments, or making vendor payments, or running my payroll. If this company didn't exist I would have to struggle to make these pieces come together.

    Ankur Warikoo

    Founder, Nearbuy

Customer stories

Leading businesses depend on us to make business payments accurately, fast & delightful

  • With RazorpayX Payroll, all our compliances are taken care of & everything is automated. This I believe is the biggest USP of the product.

    Mayank Khandelwal

    CTO, The Treebo Hotels

  • Your API documentation is world class and that gives our product & engineering teams a lot of confidence to integrate with the platform. 

    Mayank Kapoor

    CTO, Rupyy by CarDekho

  • Everything from direct access to managers for uploading invoices, easy approvals, on-time employee salaries, to automatic compliances has been nothing short of a boon for us.

    Tarun Bhambra

    Co-founder, Orange Health

  • We now receive all invoices directly on the dashboard and they are ready with details pre-filled. It just takes a few clicks to stay on top of our vendor payments.

    Chetan Mahajan

    Founder & CEO, The Mavericks

  • In a few hours we were able to setup the entire Payroll Management on RazorpayX. We saved 500+ hours and achieved 40% Cost Reduction.

    Aditya Shankar

    Co-Founder, Doubtnut

  • My whole world runs on Razorpay. Be it receiving payments, or making vendor payments, or running my payroll. If this company didn't exist I would have to struggle to make these pieces come together.

    Ankur Warikoo

    Founder, Nearbuy

Experience the future of business finance, today

Frequently Asked Questions

Frequently Asked Questions

Frequently Asked Questions

Explore our FAQ section to find answers about RazorpayX's business financial solutions

Explore RazorpayX for business financial solutions. Got Questions? Reach out for expert assistance!

Explore our FAQ section to find answers about RazorpayX's business financial solutions

What is RazorpayX?

Lorem ipsum dolor sit amet, consectetur cdolor col adipiscing elit. Integer mattis nunc augue vel lacinia erat euismod ut. Sed eleifend tellus nonole tincidunt aliquet. Fusce aliquam mi felis.

Is RazorpayX free?

While the basic features of most of our products are free, we do have subscription-based fees depending on the product and usage type. For more information on pricing, refer to product pages. 

What is the difference between Razorpay and RazorpayX?

While Razorpay offers businesses advanced payment solutions to accept money with a payment gateway–the way businesses earn; RazorpayX makes the money movement outward/payouts seamless for businesses–the way businesses pay. It enables your business to make bulk payouts, process payroll easily, pay taxes, and make on-time, automated vendor payments & more.

Which banks are supported by RazorpayX?

RazorpayX is supported by a network of reputable banks, such as RBL Bank, Yes Bank, and Axis Bank, to ensure our customers' reliable and efficient business banking services. We are also expanding our network with an upcoming partnership with ICICI Bank. This multi-bank support allows us to deliver a seamless and integrated banking experience for all businesses.

Is RazorpayX a neobank?

RazorpayX is built to enhance the existing banking infrastructure with the aim of making money movement simple, efficient, and streamlined for businesses. By partnering with established banks, we offer advanced business banking services tailored to businesses. This partnership allows us to provide features like automated payouts, payroll management, and real-time financial insights, combining the reliability and security of traditional banks with innovative and user-friendly solutions. 

How does RazorpayX work?

RazorpayX is a one-stop solution designed to supercharge the business payments experience for businesses. It aims to simplify and streamline money movement outward and lets you make payments to vendors, employees and other businesses in real-time with minimal intervention offering a seamless and integrated banking experience. With our products, every aspect of business payments, whether it is making instant payments to customers or on-time salary disbursals, we make business finance easy.

Is RazorpayX safe?

Yes, RazorpayX is completely safe for managing business finances. It leverages robust security measures and partners with well-established banks to ensure the highest level of security. We use industry-standard encryption, are compliant with all regulatory standards, and ensure continuous monitoring & stringent fraud detection & mitigation frameworks. 

What is RazorpayX?

Lorem ipsum dolor sit amet, consectetur cdolor col adipiscing elit. Integer mattis nunc augue vel lacinia erat euismod ut. Sed eleifend tellus nonole tincidunt aliquet. Fusce aliquam mi felis.

Is RazorpayX free?

While the basic features of most of our products are free, we do have subscription-based fees depending on the product and usage type. For more information on pricing, refer to product pages. 

What is the difference between Razorpay and RazorpayX?

While Razorpay offers businesses advanced payment solutions to accept money with a payment gateway–the way businesses earn; RazorpayX makes the money movement outward/payouts seamless for businesses–the way businesses pay. It enables your business to make bulk payouts, process payroll easily, pay taxes, and make on-time, automated vendor payments & more.

Which banks are supported by RazorpayX?

RazorpayX is supported by a network of reputable banks, such as RBL Bank, Yes Bank, and Axis Bank, to ensure our customers' reliable and efficient business banking services. We are also expanding our network with an upcoming partnership with ICICI Bank. This multi-bank support allows us to deliver a seamless and integrated banking experience for all businesses.

Is RazorpayX a neobank?

RazorpayX is built to enhance the existing banking infrastructure with the aim of making money movement simple, efficient, and streamlined for businesses. By partnering with established banks, we offer advanced business banking services tailored to businesses. This partnership allows us to provide features like automated payouts, payroll management, and real-time financial insights, combining the reliability and security of traditional banks with innovative and user-friendly solutions. 

How does RazorpayX work?

RazorpayX is a one-stop solution designed to supercharge the business payments experience for businesses. It aims to simplify and streamline money movement outward and lets you make payments to vendors, employees and other businesses in real-time with minimal intervention offering a seamless and integrated banking experience. With our products, every aspect of business payments, whether it is making instant payments to customers or on-time salary disbursals, we make business finance easy.

Is RazorpayX safe?

Yes, RazorpayX is completely safe for managing business finances. It leverages robust security measures and partners with well-established banks to ensure the highest level of security. We use industry-standard encryption, are compliant with all regulatory standards, and ensure continuous monitoring & stringent fraud detection & mitigation frameworks. 

What is RazorpayX?

Lorem ipsum dolor sit amet, consectetur cdolor col adipiscing elit. Integer mattis nunc augue vel lacinia erat euismod ut. Sed eleifend tellus nonole tincidunt aliquet. Fusce aliquam mi felis.

Is RazorpayX free?

While the basic features of most of our products are free, we do have subscription-based fees depending on the product and usage type. For more information on pricing, refer to product pages. 

What is the difference between Razorpay and RazorpayX?

While Razorpay offers businesses advanced payment solutions to accept money with a payment gateway–the way businesses earn; RazorpayX makes the money movement outward/payouts seamless for businesses–the way businesses pay. It enables your business to make bulk payouts, process payroll easily, pay taxes, and make on-time, automated vendor payments & more.

Which banks are supported by RazorpayX?

RazorpayX is supported by a network of reputable banks, such as RBL Bank, Yes Bank, and Axis Bank, to ensure our customers' reliable and efficient business banking services. We are also expanding our network with an upcoming partnership with ICICI Bank. This multi-bank support allows us to deliver a seamless and integrated banking experience for all businesses.

Is RazorpayX a neobank?

RazorpayX is built to enhance the existing banking infrastructure with the aim of making money movement simple, efficient, and streamlined for businesses. By partnering with established banks, we offer advanced business banking services tailored to businesses. This partnership allows us to provide features like automated payouts, payroll management, and real-time financial insights, combining the reliability and security of traditional banks with innovative and user-friendly solutions. 

How does RazorpayX work?

RazorpayX is a one-stop solution designed to supercharge the business payments experience for businesses. It aims to simplify and streamline money movement outward and lets you make payments to vendors, employees and other businesses in real-time with minimal intervention offering a seamless and integrated banking experience. With our products, every aspect of business payments, whether it is making instant payments to customers or on-time salary disbursals, we make business finance easy.

Is RazorpayX safe?

Yes, RazorpayX is completely safe for managing business finances. It leverages robust security measures and partners with well-established banks to ensure the highest level of security. We use industry-standard encryption, are compliant with all regulatory standards, and ensure continuous monitoring & stringent fraud detection & mitigation frameworks. 

Razorpay is the only payments solution in India that allows businesses to accept, process and disburse payments with its product suite. It gives you access to all payment modes including credit card, debit card, netbanking, UPI and popular wallets including JioMoney, Mobikwik, Airtel Money, FreeCharge, Ola Money and PayZapp.

RazorpayX supercharges your business banking experience, bringing effectiveness, efficiency, and excellence to all financial processes. With RazorpayX, businesses can get access to fully-functional current accounts, supercharge their payouts and automate payroll compliance.


Manage your marketplace, automate bank transfers, collect recurring payments, share invoices with customers and avail working capital loans - all from a single platform. Fast forward your business with Razorpay.

Disclaimer: The RazorpayX powered Current Account and VISA corporate credit card are provided by RBI licensed banks. Your RazorpayX powered current account is provided by our partner banks i.e, ICICI, RBL, Yes bank, in accordance with RBI regulations. RazorpayX itself is not a bank and doesn't hold or claim to hold a banking license.

Razorpay is the only payments solution in India that allows businesses to accept, process and disburse payments with its product suite. It gives you access to all payment modes including credit card, debit card, netbanking, UPI and popular wallets including JioMoney, Mobikwik, Airtel Money, FreeCharge, Ola Money and PayZapp.

RazorpayX supercharges your business banking experience, bringing effectiveness, efficiency, and excellence to all financial processes. With RazorpayX, businesses can get access to fully-functional current accounts, supercharge their payouts and automate payroll compliance.


Manage your marketplace, automate bank transfers, collect recurring payments, share invoices with customers and avail working capital loans - all from a single platform. Fast forward your business with Razorpay.

Disclaimer: The RazorpayX powered Current Account and VISA corporate credit card are provided by RBI licensed banks. Your RazorpayX powered current account is provided by our partner banks i.e, ICICI, RBL, Yes bank, in accordance with RBI regulations. RazorpayX itself is not a bank and doesn't hold or claim to hold a banking license.

Razorpay is the only payments solution in India that allows businesses to accept, process and disburse payments with its product suite. It gives you access to all payment modes including credit card, debit card, netbanking, UPI and popular wallets including JioMoney, Mobikwik, Airtel Money, FreeCharge, Ola Money and PayZapp.

RazorpayX supercharges your business banking experience, bringing effectiveness, efficiency, and excellence to all financial processes. With RazorpayX, businesses can get access to fully-functional current accounts, supercharge their payouts and automate payroll compliance.


Manage your marketplace, automate bank transfers, collect recurring payments, share invoices with customers and avail working capital loans - all from a single platform. Fast forward your business with Razorpay.

Disclaimer: The RazorpayX powered Current Account and VISA corporate credit card are provided by RBI licensed banks. Your RazorpayX powered current account is provided by our partner banks i.e, ICICI, RBL, Yes bank, in accordance with RBI regulations. RazorpayX itself is not a bank and doesn't hold or claim to hold a banking license.