Get money within a flash with

Cash Advance

Don't run out of cash and don't stop growing. Borrow collateral-free money instantly, repay easily and borrow again when needed.

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Get money within a flash
with Cash Advance

Don’t run out of cash and don’t stop growing. Borrow collateral-free money only when you need it. Withdraw instantly, repay easily and borrow again when needed.

Once enabled, disburse cash instantly whenever you want.

Take care of vendor payments, wages and ad-hoc needs before payments from customers and choose to repay with a future settlement.
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Frequently Asked Questions

FAQ's

What is Cash Advance?
What is Cash Advance?

Cash Advance is a Line of Credit solution provided by Razorpay for its businesses where businesses can transfer additional cash to their bank account for urgent business needs. It is a business overdraft account without any hassles of banks. We are partnering with leading NBFCs to get your affordable financing.

How do I apply for Cash Advance?
How do I apply for Cash Advance?

Pre-approved merchants can apply online through our merchant dashboard by going to the 'Cash Advance’ tab. If you don't see the tab, please reach out to our support team and we will evaluate your request.

What are the eligibility factors?
What are the eligibility factors?

The eligibility of pre-approval is dependent on your monthly transaction volumes, your credit score and your financial records. The credit limit exposed will also be a function of these parameters.

How do I pay back the borrowed amount?
How do I pay back the borrowed amount?

While making the withdrawal amount from your dashboard, you can choose the date of repayment. Razorpay will calculate the repayable amount based on the withdrawn amount and date of repayment and show it to you.

What is the interest and fee on the borrowed amount?
What is the interest and fee on the borrowed amount?

You will only be charged interest on the amount you withdraw and only for the number of days before you repay. The interest starts at 0.08% per day.

What is Cash Advance?

Cash Advance is a Line of Credit solution provided by Razorpay for its businesses where businesses can transfer additional cash to their bank account for urgent business needs. It is a business overdraft account without any hassles of banks. We are partnering with leading NBFCs to get your affordable financing.

How do I apply for Cash Advance?

Pre-approved merchants can apply online through our merchant dashboard by going to the 'Cash Advance’ tab. If you don't see the tab, please reach out to our support team and we will evaluate your request.

What are the eligibility factors?

The eligibility of pre-approval is dependent on your monthly transaction volumes, your credit score and your financial records. The credit limit exposed will also be a function of these parameters.

How do I pay back the borrowed amount?

While making the withdrawal amount from your dashboard, you can choose the date of repayment. Razorpay will calculate the repayable amount based on the withdrawn amount and date of repayment and show it to you.

What is the interest and fee on the borrowed amount?

You will only be charged interest on the amount you withdraw and only for the number of days before you repay. The interest starts at 0.08% per day.

  • Easy Payouts and disbursals
  • Current Accounts
  • User-friendly Dashboards
  • Powerful APIs