Just Launched

Take the Guesswork Out of Taxes

Unlock AI-powered tax planning, purchase financial investments, and automate proof uploads.* TRY R.A.Y.
*Purchase of financial investments and automated proof uploads are exclusively available to RazorpayX Payroll users.

Meet R.A.Y.

R.A.Y. is an AI co-pilot for teams that push traditional Payroll limits. R.A.Y. drives impact at scale for leadership, payroll team and employees alike with forecasting, compensation benchmarking and intelligent tax planning.

How it Works

We know laws are constantly evolving. R.A.Y. helps you evolve your tax planning for the best financial outcomes. You can get started in three simple steps!R.A.Y. doesn’t share PII data with any 3rd party AI model.

Your Ally in Ethical AI Adoption

Privacy Notes
Your data's confidentiality is our top priority. We keep your data safe and private by continuously updating our security measures as protocols evolve. Our data centres adhere to GDPR compliance, we don’t retain your outputs, and our third-party AI/ML models remain untrained on your data. All of these measures are built on a strong enterprise foundation.

For R.A.Y., we leverage a vast anonymized dataset drawn from 1 million+ employee data points meticulously gathered from years of RazorpayX Payroll usage. This guarantees that your compensation strategies are aligned with industry standards.

About Us

At RazorpayX Payroll, we are committed to redefining the payroll landscape in India. Our team of experts now combines AI prowess with innovation, ensuring that our customers experience the future of payroll management today.
Credit: Animation by Aurora
Razorpay logo

Razorpay is the only payments solution in India that allows businesses to accept, process and disburse payments with its product suite. It gives you access to all payment modes including credit card, debit card, netbanking, UPI and popular wallets including JioMoney, Mobikwik, Airtel Money, FreeCharge, Ola Money and PayZapp.

RazorpayX supercharges your business banking experience, bringing effectiveness, efficiency, and excellence to all financial processes. With RazorpayX, businesses can get access to fully-functional current accounts, supercharge their payouts and automate payroll compliance.

Manage your marketplace, automate bank transfers, collect recurring payments, share invoices with customers and avail working capital loans - all from a single platform. Fast forward your business with Razorpay.

Disclaimer: The RazorpayX powered Current Account and VISA corporate credit card are provided by RBI licensed banks. Your RazorpayX powered current account is provided by our partner banks i.e, ICICI, RBL, Yes bank, in accordance with RBI regulations. RazorpayX itself is not a bank and doesn't hold or claim to hold a banking license.


RazorpayX Source to pay Current Accounts Payouts Payout Links Corporate Credit Card


Razorpay Capital Instant Settlements


Refer and Earn Onboarding APIs


Route Invoices Freelancer Payments International Flash Checkout UPI ePOS Checkout Demo RazorpayX Payroll


About Us Careers Terms of Use Privacy Policy Grievance Redressal Responsible Disclosure Partners White papers Corporate Information


Support Knowledge base

Find us online

Facebook logoTwitter logoInstagram logoGithub logolinkedin logo


Razorpay Software Private Limited,
1st Floor, SJR Cyber,
22 Laskar Hosur Road, Adugodi,
Bengaluru, 560030,
Karnataka, India
CIN: U72200KA2013PTC097389

© Razorpay 2024

All Rights Reserved