About Payment Methods
Check the different payment methods that can be configured to accept payments from your customers using Razorpay products.
The Razorpay Checkout offers multiple payment methods, allowing your customer the flexibility to complete the payment using the payment method of their choice. This improves user experience and allows you to offer alternate payment methods to your customer in the case of downtimes or low success rate with one of the payment methods.
Example
If you are facing downtime with netbanking, the customer can complete the payment using cards or wallets.
You can view the payment methods enabled for your account or
on the Razorpay Dashboard.To view payment methods enabled for you:
- Log in to the .
- Click Account & Settings in the left menu.
- Go to Payment methods to view the payment methods enabled for your Razorpay account.
- You can also request for from your Razorpay Dashboard.
Following are all the payment modes that the customer can use to complete the payment on the Checkout. Some of them are available by default, while others require approval from us. Raise a request from the
to enable such payment methods.| Payment Method | Code | Availability |
|---|---|---|
| Debit Card | debit | ✓ |
| Credit Card | credit | ✓ |
netbanking | ✓ | |
upi | ✓ | |
| EMI - , and | emi | ✓ |
| Wallet | wallet | ✓ |
cardless_emi | Requires . | |
bank_transfer | Requires and Integration. | |
emandate | Requires and Integration. | |
paylater | Requires . | |
TBD | Requires if not on . |
The table below lists the various wallets available to you. Some of them are available by default, while others require approval from us. Raise a request with
to enable such wallets.| Wallet Provider | Availability | Wallet Code |
|---|---|---|
| FreeCharge | ✓ | freecharge |
| PayZapp | Requires . | payzapp |
| Airtel Money | ✓ | airtelmoney |
| MobiKwik | ✓ | mobikwik |
| JioMoney | ✓ | jiomoney |
| Ola Money | ✓ | olamoney |
| Bajaj Pay | Requires . | bajajpay |
| PhonePe | Requires . | phonepe |
| For businesses that are registered with PhonePe Switch Only . | phonepeswitch | |
| International Payments Only . Requires . | paypal | |
| Requires and Integration. | amazonpay |
You can accept payments from customers through UPI apps, such as Google Pay, BHIM UPI and PhonePe. Razorpay supports multiple
and has direct integration with Google Pay.You can select the appropriate method of
based on the kind of checkout experience you want to give your customers.In addition to the
and checkout integrations, there are certain intent-based payment flows that you can enable on your Checkout. Know more about and integrations.With Razorpay, you can accept payment in any of our
.However, the settlements are made in INR. The payment is converted using the exchange rate at the time of payment creation. Know more about
There are certain error codes specific for each payment method supported by Razorpay. Know more about the
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