Get Started

Check out the Razorpay offerings, choose products, create an account and get started.


Get started with Razorpay in 3-simple steps:

  1. .
  2. that fit your business needs.
  3. to get started.

Razorpay offers a range of solutions for all your payment and finance needs. The following diagram displays the various Razorpay solutions:

List of products offered by Razorpay

Razorpay offers a complete set of financial and neobanking solutions. It has the following set of attractive features:


  • Sign up with Razorpay easily with a few clicks.

  • With plugins for all major platforms and languages, integrate and go live with Razorpay in less than an hour.

  • Build your business for scale with our complete API-driven automation that requires zero manual intervention.
  • 100+ Payment Modes
    Offer your customers to choose from various payment modes, including Credit/Debit cards, Netbanking, UPI, Wallets and many more.
  • Secured PCI-DSS Level 1 Compliant Solution
    No burden of regulatory compliance.

  • Competitive and transparent pricing structure.

  • Email and chat-based support to help you in your every step.

  • Real-time data and insights on your Razorpay Dashboard to help you make data-driven business decisions.

Razorpay Payments provide a range of products to accept payments and make payouts. It also offers solutions to add offers and assess risk associated with a customer order.

Product and Use
: Integrate our Payment Gateway with your website or app to accept payments from customers.
: Integrate Razorpay Magic Checkout to help customers complete prepaid and cash-on-delivery (COD) transactions on your website/app and reduce your COD RTOs.
: Easiest way to accept payments with a custom-branded online store. Accept payments with automated payment receipts. Take your store online instantly with zero coding.
: Share payment link via an email, SMS, messenger or chatbot and get paid immediately.
: Create and send GST-compliant invoices that your customers can pay online instantly. Get paid faster and improve your cash flow.
: Offer your customers subscription plans with automated recurring transactions on various payment modes.
: Take your store online instantly with zero coding. Accept one-time and recurring payments with automated payment receipts.
: Generate virtual bank accounts and UPI IDs on demand and accept payments using NEFT, RTGS, IMPS and UPI. Get notified for each incoming payment and automate the tedious reconciliation process.
: Attract and retain customers by creating offers and providing popular payment methods, such as EMI, Cardless EMI, No Cost EMI and Paylater.

  • Integrate your website or e-commerce store with the Razorpay Payment Gateway using any of the .
  • Add a single line of code to your website or blog to get a and start accepting payments.

You can accept payment even if you do not have a website or a mobile app using any of these Razorpay products:

Refund amount to your customers almost instantly using

. Provide a great customer experience and gain your customers confidence and trust in your business.

With

, you get access to your funds as and when you want. Normally, you would receive settlements according to your settlement cycle. Razorpay Instant Settlements helps you reduce your settlement period from T+2 days (default settlement cycle) to a few minutes (from the time of the transaction), thus enabling your business to avoid cash-flow challenges and prepare better for working capital requirements.

Use

to split incoming payments to individual accounts, make payments to vendors, manage marketplace money flow and much more using powerful APIs. is another Razorpay product that you can use to make payouts.

is a neo-banking platform that helps business owners with end-to-end management of their finances. It helps you make payouts, receive payments, tax payments, payroll management, raise loans for your business, and even robust analytics to help track and analyse your finance.

With a

you can do the following with ease:
• Manage receivables and payables in one place
• Get instant loans without collaterals
• Automate your vendor and tax payments
• Get in-depth reporting into cash flow trends.

Product and Use
: Send payments instantly and securely to bank accounts. You can also send payout to UPI IDs and wallets via APIs, Dashboards and file uploads.
: Send payments without bank account details. Enter the customer's name, contact details and amount to be paid. RazorpayX sends them a link where they can enter their account details (bank account or UPI ID). Once we get their account details, we send them the money.
: Upload invoices and auto-pay vendors and TDS payments.
: Automate tax payments with pre-filled tax payment forms. You can collaborate with your accountant from the Dashboard for easy and timely tax disbursal and never miss a payment again.
: Calculate payroll and disburse salaries in a few clicks. RazorpayX Payroll automates payments and filings of compliances like TDS, PF, ESI, PT and much more.

is a lending platform that helps you to better manage your business financial needs with , corporate credit cards and collateral-free loans.

Product and Use
: Get the convenience of an unsecured line of credit to manage cash requirements prior to your customer payments. Withdraw cash up to your credit limit, repay when customers pay and borrow again when you need cash.
: Get high credit limit for your business expenditure with no security deposit or risk to personal credit score.
: Avail loans from top NBFCs at affordable rates without collateral. We offer online loan applications with quick processing and disbursal, along with the flexibility to repay automatically as a percentage of your settlements.

Find answers to frequently asked questions about Razorpay.

Razorpay is an Indian payments solution provider that allows businesses to accept, process and disburse payments with its product suite. We give you access to all payment modes including credit card, debit card, net banking, UPI, and popular wallets including JioMoney, Mobikwik, Airtel Money, Freecharge, Ola Money and PayZapp. We provide a secure link between your website, various issuing institutions, acquiring banks and other payment gateway providers. List of

.

To start using any Razorpay products, you need to sign up with Razorpay. Know more about

If you have an existing Razorpay account for Razorpay Payment products, you can use the same user ID and password for RazorpayX. Know more about

Please read the section about

as per your business needs. You can also raise a for an expert opinion.

You can log in to the Dashboard, fill out the activation form and submit the same. Know more about

.

You can access the Dashboard in test mode for as long as you like. However, you would need to submit your activation form to accept live payments from customers.

Yes, you can accept payments via bank transfers. Refer to our

to know how to enable this payment method for your Razorpay account.

An email with the subject line Razorpay Software Private Ltd | Confirm Your Email is sent to your email address. In case you are not able to locate the same in your inbox, we suggest that you check the spam folder. If the email is not available in the spam folder as well, raise a ticket

and we will check this for you.

Yes, you can use Razorpay to accept payments even if you do not have a website or mobile app. Check out our

.

You can signup for a Razorpay account

. Please use the test mode on the Dashboard to try out the products.

Yes, you can use Razorpay Invoices to create and send invoices to customers and accept payments. You can refer to our

.

You can offer subscription plans to your customers with automated recurring transactions on various payment modes. Know more about

.

Razorpay Route allows you to split payments between third parties, sellers or bank accounts. Using Route, you can easily manage settlements, refunds, reconciliations and make vendor payments. It is helpful for businesses that disburse payments in a one-to-many model.
Refer to our

.

We are a payment solutions provider and help businesses to accept payments online. If you have a business venture and are looking to accept payments online, you can sign-up with us.
Also, we offer a referral program wherein you can refer a business to Razorpay. Visit our

to know more.

Thank you, for your interest in being a part of the Razorpay team. You can check our current openings

.

If you have discovered any security vulnerabilities associated with any of our Razorpay services, we do appreciate your help in disclosing them to us in a responsible manner. Refer to the instructions on the

page.

We support the following ecommerce platforms:
a.

.
b. .
c. .
d. .
e. .
f. .
g. .
h. .
i. .
j. .
k. .
l. .

The email/password is only used to log in to the Dashboard. To authenticate against the API, you will need to generate a KeyID, and KeySecret. Know how to generate

.

The current Razorpay API is versioned at v1, so all requests should be made here https://api.razorpay.com/v1/.

The sample applications are hosted on GitHub. You can find the links to these under the Sample Application section on our

.

The instance creation method differs based on the platform. Refer to the relevant

.

Refer to the

.

Yes, you can provide Paytm as a payment method for your customers. Refer to this

.

We support a range of web and mobile platforms. Refer to the

.

No. As per RBI regulations, we do not support online payments for crypto businesses.

If the required platform/plugin is not listed, you can try integrating it on your own using this

.

Know more about

.

We offer custom pricing under the Enterprise plan. Raise a request with the

to know more.

Refer to our

.

Yes, you can apply for early settlement on international payments at an additional charge. Please reach out to our

.

Due to certain compliance guidelines, we cannot provide the international payment feature by default to NGOs. However, we are open to reviewing and enabling international payments on a case-to-case basis. If you are an NGO and want to accept international payments via Razorpay, please reach out to our

.

No, Razorpay does not provide services to businesses registered outside India.

The native currencies like USD, SGD and so on, which are a part of the list of currencies supported by Razorpay, can be updated as a part of the currency parameter on the payment request. Please raise a request through this

to display any currencies that are not a part of the above list.