API ReferenceIntegrationsKnowledge Base

Razorpay Payments

Razorpay Payments provides a number of solutions to help you accept payments.

Product Suite🔗

Mix and match products from Razorpay Payments suite to accept payments.


Razorpay Payments provide a range of products to accept payments and make payouts. It also offers solutions to add offers and assess risk associated with a customer order.

Accept Payments🔗

Product and Use

Payment Gateway
Integrate our Payment Gateway with your website or app to accept payments from customers.

Payment Pages
Easiest way to accept payments with a custom-branded online store. Accept payments with automated payment receipts. Take your store online instantly with zero coding.

Payment Links
Share payment link via an email, SMS, messenger or chatbot and get paid immediately.

Create and send GST-compliant invoices that your customers can pay online instantly. Get paid faster and improve your cash flow.

Offer your customers subscription plans with automated recurring transactions on various payment modes.

Payment Buttons
Take your store online instantly with zero coding. Accept one-time and recurring payments with automated payment receipts.

Smart Collect
Generate virtual bank accounts and UPI IDs on demand and accept payments using NEFT, RTGS, IMPS and UPI. Get notified for each incoming payment and automate the tedious reconciliation process.

Affordability Suite
Attract and retain customers by creating offers and providing popular payment methods, such as EMI, Cardless EMI, No Cost EMI and Paylater.

Razorpay Mobile App
Use Razorpay Mobile App to track and accept payments from your customers on the go.

Instant Refund🔗


Refund amount to your customers almost instantly using Instant Refund. Provide a great customer experience and gain your customers confidence and trust in your business.

Instant Settlements🔗


With Instant Settlements, you get access to your funds as and when you want. Normally, you would receive settlements according to your settlement cycle. Razorpay Instant Settlements helps you reduce your settlement period from T+2 days (default settlement cycle) to a few minutes (from the time of the transaction), thus enabling your business to avoid cash-flow challenges and prepare better for working capital requirements.

Make Payouts🔗

Product and Use

Split incoming payments to individual accounts, make payments to vendors, manage marketplace money flow and much more using powerful APIs.RazorpayX is another Razorpay product that you can use to make payouts.

Risk & Fraud🔗

Product and Use

An AI-driven solution that helps online sellers prevent Return to Origin (RTO). Thirdwatch analyses orders placed by customers based on various parameters and flags risky orders in real-time. It allows you to make GO or No-GO decisions on these orders, preventing RTO losses to your business.