Create a Razorpay Account
Sign up for a Razorpay account, submit your KYC and start using the various Razorpay Payments and Banking Plus products.
You must sign up for a Razorpay account to use the Razorpay Payments products, access the Dashboard and accept payments from customers. However, the payments are settled in your account only after verifying your KYC.
To create a Razorpay Account, go to the
and click Get Started. Follow these steps for a smooth sign up process:Provide your contact details to get started.
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Enter your 10-digit Mobile Number.
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Select the check box below to receive updates on WhatsApp. Click Send OTP.
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Enter the OTP sent to your mobile number. If you did not receive the OTP, click Resend OTP.
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Click Submit OTP.
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Enter your Name and click Continue.
Tell us more about where you want to accept payments.
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Select where you want to accept payments from the given options. You can also select multiple options if relevant.
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If you select Others as an option, add a description. Click Continue.
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If you select Website/App, add your website/app link and click Continue or click Add Later to add the details afterwards.
Handy Tips
In case you do not have a website/app, you can still accept payments via
and .
If you want to accept payments on your website or app at a later point in time, you can enter these details afterwards.
Provide the following business and PAN details:
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Select your business type from the list. Know more about
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Click Continue.
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Enter your PAN/Business PAN and click Continue. We will verify the details with the Central PAN database.
Handy Tips
Extra PAN may be asked based on your business type.
- For Individuals: Business Owner's PAN
- For Registered Business: Business PAN (Company PAN) and Authorised Signatory PAN (One of the directors)
- For Registered Business (only Proprietorship): Authorised Signatory/Proprietor's PAN
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Confirm the name associated with the PAN by clicking Yes, Confirm. To edit the PAN details, click Edit PAN.
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Enter your Brand Name. This should be the name of your business that your customers recognise. Click Continue.
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Select the relevant Business Category from the list. For example, retail store, online store/marketplace, government and so on.
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Choose a Subcategory from the list. For example, if you selected Online store/Marketplace, specify the category under it from the list.
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Specify the category under the subcategory selected in the previous step. In case you selected Ecommerce, choose the category under it from the list.
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Describe your business in at least 50 characters. Click Continue.
Provide details to receive account updates.
- Enter your email id to receive account updates on your email and click Send OTP. If you do not want to receive any updates, click Not Now.
- Enter the OTP sent to your email id and click Continue.
You are now ready to start accepting payments. You can:
- Accept payments upto ₹15,000 in your Razorpay Account.
- Use popular domestic .
Watch Out!
- In some cases, additional details may be required once your account is created.
- Complete the process to activate payments for your account.
After Your Account is Created
- You can accept payments and make payouts using a .
- Your account is active and you can start accepting domestic payments. But, your payments will settle only after successful .
- You can access the Test mode on the Dashboard to test and experience the products offered by Razorpay. Test mode does not involve actual money transactions.
- You have to generate separate API keys for Live and Test modes. Know more about .
After creating an account, you can start accepting payments from customers. However, the money is settled in your account only after completing the KYC process. Check the
Handy Tips
- During KYC verification process, you can provide the required information in any order you prefer.
- You should review the details submitted during account creation and make changes if required.

Watch Out!
The fields under Bank Details, GST Details, and Business Documents will differ based on your business type.
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Bank Details: Fill in your bank account details such as Account Number and IFSC Code. This will be the account to which Razorpay settles your funds. Click Done.
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GST Details: This will be auto-filled in case your
was successful. If not, add your GST details for taxation and compliance. Select the check box if you do not have a GSTIN. Click Done.Watch Out!
You cannot claim GST input credit if GSTIN is not shared.
Handy Tips
Extra fields may appear based on your business type.
- For LLP: LLPIN (Limited Liability Partnership Identification Number)
- For Public and Private Ltd: CIN (Corporate Identification Number)
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Identity Proof: Enter your Aadhar Number and the Captcha and click Verify using OTP. Enter the OTP sent to the mobile number linked to your Aadhar and click Done. Upload the required documents and click Continue.
Handy Tips
Select Upload another ID proof in case your Aadhar is not linked to your mobile number, and select a document from the list to submit your address proof. Upload the required documents.
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Business Documents: Upload the relevant
based on your business type. -
Business Address: Add your business address. Select the check box if your Operational address is same as your Business address. This will be verified against your business documents.
Handy Tips
Operational Address is the current address from where you are operating your business. On the other hand, a Business Address is an address you register while getting your business started.
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Click Done.
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Once you provide all the required details for verification, click Submit KYC.
Our team will review the information submitted by you. It takes approximately 3-4 working days to complete the review process.
During the review process, we may reach out to you for clarifications. You can address these queries on the Razorpay Dashboard.
Your KYC Verification is complete. You can:
- You can accept payments without any amount limits.
- Razorpay will automatically settle payments in your bank account as per your .
- You can request for and apply for .
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