Create a Razorpay Account

Sign up for a Razorpay account, submit your KYC and start using the various Razorpay Payments and Banking Plus products.

You must sign up for a Razorpay account to use the Razorpay Payments products, access the Dashboard and accept payments from customers. However, the payments are settled in your account only after verifying your KYC.

To create a Razorpay Account, go to the

and click Get Started. Follow these steps for a smooth sign up process:

Contact Details

Provide your contact details to get started.

  1. Enter your 10-digit Mobile Number.

  2. Select the check box below to receive updates on WhatsApp. Click Send OTP.

    Enter phone number to receive updates on WhatsApp
  3. Enter the OTP sent to your mobile number. If you did not receive the OTP, click Resend OTP.

  4. Click Submit OTP.

    Submit OTP to receive updates on WhatsApp
  5. Enter your Name and click Continue.

    Enter name to receive updates on WhatsApp

Platform Details

Tell us more about where you want to accept payments.

  1. Select where you want to accept payments from the given options. You can also select multiple options if relevant. If you select Others as an option, add a description. Click Continue.

    Platform Details - Select an option
  2. If you select Website/App, add your website/app link and click Continue or click Add Later to add the details afterwards.

    Handy Tips

    In case you do not have a website/app, you can still accept payments via

    and .
    If you want to accept payments on your website or app at a later point in time, you can enter these details afterwards.

    Platform Details - Add website Link

Business Type and PAN Details

Provide the following business and PAN details:

  1. Select your business type from the list. Know more about


  2. Click Continue.

    Select a business type
  3. Enter your PAN/Business PAN and click Continue. We will verify the details with the Central PAN database.

    Handy Tips

    Extra PAN may be asked based on your business type.

    • For Individuals: Business Owner's PAN
    • For Registered Business: Business PAN (Company PAN) and Authorised Signatory PAN (One of the directors)
    • For Registered Business (only Proprietorship): Authorised Signatory/Proprietor's PAN

    Enter PAN Number
  4. Enter the name associated with the PAN and click Continue.

    Enter name of the PAN holder
  5. Enter your Brand Name. This should be the name of your business that your customers recognise. Click Continue.

    Platform Details - Enter Brand Name
  6. Select the relevant Business Category from the list. For example, e-commerce, education, financial services and so on.

    Platform Details - Select Business Category
  7. Choose a Subcategory from the list. For example, if you selected Education, specify the category under it from the list.

    Platform Details - Select Sub-category
  8. Depending on the category and sub-category, enter the additional details as required.

Communication Details

Provide details to receive account updates.

  1. Enter your email id to receive account updates on your email and click Send OTP. If you do not want to receive any updates, click Not Now.
    Enter your email id.
  2. Enter the OTP sent to your email id and click Continue.

You are now ready to start accepting payments. You can:

  • Accept payments upto ₹15,000 in your Razorpay Account.
  • Use popular domestic .

After Your Account is Created

  • In some cases, additional details may be required once your account is created.
  • You can accept payments and make payouts using a .
  • Your account is active and you can start accepting domestic payments. But, your payments will settle only after successful .
  • You can access the Test mode on the Dashboard to test and experience the products offered by Razorpay. Test mode does not involve actual money transactions.
  • You have to generate separate API keys for Live and Test modes. Know more about .

After creating an account and successfully completing the KYC verification process, you can start accepting payments from customers. Check the


Handy Tips

  • During KYC verification process, you can provide the required information in any order you prefer.
  • You should review the details submitted during account creation and make changes if required.
Complete KYC Verification

Activate Your Account

Watch Out!

The fields under Bank Details, GST Details, and Business Documents will differ based on your business type.

  1. Bank Details: Fill in your bank account details such as Account Number and IFSC Code. This will be the account to which Razorpay settles your funds. Click Done.

    Business Details - Enter Bank Details
  2. GST Details: This will be auto-filled in case your

    was successful. If not, add your GST details for taxation and compliance. Select the check box if you do not have a GSTIN. Click Done.

    Watch Out!

    You cannot claim GST input credit if GSTIN is not shared.

    Business Details - Enter CIN and GSTIN

    Handy Tips

    Extra fields may appear based on your business type.

    • For LLP: LLPIN (Limited Liability Partnership Identification Number)
    • For Public and Private Ltd: CIN (Corporate Identification Number)
  3. Identity Proof: You can upload your Aadhar Card, Passport or Voter ID. Upload the required documents and click Continue.

    Other proof

    Handy Tips

    Select Upload another ID proof in case your Aadhar is not linked to your mobile number, and select a document from the list to submit your address proof. Upload the required documents.

  4. Business Documents: Upload the relevant

    based on your business type.

    Add business documents
  5. Business Address: Add your business address. Select the check box if your Operational address is same as your Business address. This will be verified against your business documents.

    Handy Tips

    Operational Address is the current address from where you are operating your business. On the other hand, a Business Address is an address you register while getting your business started.

    Add your registered business address
  6. Click Done.

  7. Once you provide all the required details for verification, click Submit KYC.

    Business Details - Submit KYC Details

Our team will review the information submitted by you. It takes approximately 3-4 working days to complete the review process.

Provide Clarification

During the review process, we may reach out to you for clarifications. You can address these queries on the


Successful Activation

Your KYC Verification is complete. You can:

You can hire a dedicated onboarding manager for an additional fee to assist you through your onboarding journey. The onboarding manager will provide end-to-end assistance, from sign-up and KYC document submission to verification and account activation.


  • Dedicated onboarding manager
    Receive personalised support with a dedicated onboarding manager assigned to you within 1 hour.
  • Swift account activation
    Get your account activated within 8 business hours and start accepting payments via Razorpay.
  • End-to-end assistance
    Your onboarding manager will provide comprehensive support until you complete your first transaction, addressing any queries throughout the process.

To hire an onboarding manager

  1. On the , sign up using your mobile number.
  2. Click Know more under Hire an onboarding manager for faster account set up!.
    Hire a Razorpay onboarding manager.
  3. Complete the payment.

An onboarding manager will be assigned to you within 1 hour to help you set up your account.

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