Affordability Suite

Provide various affordable payment solutions to your customers.

You can use the Razorpay Affordability Suite to attract and retain your customers by providing attractive offers and popular payment methods such as EMI, Cardless EMI, No Cost EMI and Pay Later.


With Razorpay Affordability Suite, you can:

  • Reduce the upfront amount to be paid by your customers with easy-to-manage EMI repayments.
  • Provide EMIs for customers who do not have a credit or debit card.
  • Create and run attractive offers on your website, thereby, increasing sales.
  • Enable customers to buy products now and pay later with no interest charged.

What Affordability Suite Offers🔗

Watch this video to see what Affordability Suite offers.

Payment Methods🔗

  • Credit Card EMI
    Using the Credit Card EMI payment method, make your products more affordable for customers by reducing the upfront payment amount.
  • Debit Card EMI
    Leverage the benefits of EMI schemes with the Debit Card EMI payment method.
  • Cardless EMI
    Your customers can enjoy the benefits of EMI even if they do not possess debit or credit cards with the Cardless EMI payment method.
  • Pay Later
    Allow your customers to avail an interest-free, running line of credit from a third-party provider and shop from you.

Know more about Payment Methods at Standard Checkout.


You can use Offers to attract customers and improve your sales by providing discounts and cashback to customers when they make payments on your website or apps. You can restrict the payment methods on which the offers are applied and limit their usage.

Watch Out!
We do not support offers on CFB (Customer Fee Bearer) model.

No-Cost EMI Offers🔗

You can provide No-Cost EMI schemes to customers when making payments on your website or apps. This helps your customers pay their EMI provider only the product price, equally divided over the repayment timeline.

How to Integrate🔗

Payment Methods🔗

If you are using Razorpay Standard Checkout, you do not need to perform any additional integrations to display these payment methods to your customers. Get this feature enabled on your account by contacting our Support team. Know more about Payment Methods at Standard Checkout.


You can create Offers via Razorpay Dashboard and display them to customers at Checkout. Offers can be displayed with or without integration with Checkout UI.

  1. Create Offers from the Razorpay Dashboard.
  2. Display Offers

No-Cost EMI Offers🔗

You can create No-Cost EMI Offers via Razorpay Dashboard and integrate them on your Checkout page so that customers can use them while making payments.