Pay Later

Let your customers make payments using the Pay Later payment method at the Razorpay Checkout.

On the Razorpay Checkout form, you can let your customers make payments using the Pay Later service offered by various third-party providers.

Based on the concept, Buy now, Pay Later, the customers get a running line of credit by registering with any providers. When customers buy goods or services on your website or apps, no money is debited from their accounts. Instead, you will receive the payments from their providers. The customer pays back to the provider as per the fixed schedule defined by the provider. Know about

as a payment method for your account.

Watch Out!

Instant Refunds are not supported on EMI, Cardless EMI and Pay Later.

ProviderProvider CodeAvailabilityMinimum TransactionMaximum Transaction
ICICI Bank PayLatericicDefault₹1₹30,000
FlexiPay by HDFC Bankhdfc₹1,000₹20,000

Watch Out!

LazyPay services are temporarily disabled.

  1. At the Checkout, customers enter the contact details and select Pay Later as the payment method.

    Pay Later payment method on Checkout screen
  2. From the displayed list of Pay Later providers, customers select their preferred provider.

    Select the preferred provider from the list of Pay Later providers
  3. Customers authorise their accounts via the OTP sent to their registered phone numbers.

  4. Payment is completed after successful validation.

Was this page helpful?