Create a RazorpayX account to explore seamless financial management with payouts, payments, disbursals & refunds, automation and more.

RazorpayX supercharges your business banking experience. We help business owners and finance teams automate manual, repetitive financial tasks and provide insights into money flow.

What's New

  • : Create and manage multiple sub-accounts with a single RazorpayX powered Current Account to manage funds with safety and in compliance. (April 2023)
  • : Avail Line of Credit for 3+ month tenure. Explore the use cases, the withdrawal and the repayment procedure on the Dashboard. (April 2023)
  • : Make payroll and people management easy with RazorpayX Payroll. Pay employee salaries, manage compliances, tax filing and more on your XPayroll Dashboard. (March 2023)
  • : Integrate Tally with RazorpayX and make sending, syncing and reconciliation of vouchers, invoices and all transactions easy. (February 2023)

Using RazorpayX, you can process:

  • Refunds for customers.
  • Salary payouts with automated statutory payments such as PF and TDS.
  • Vendor payouts with automated TDS payments.

You can make timely payouts on RazorpayX either via our user-friendly Dashboard or developer-friendly APIs in 3 easy steps.

Create Payout Process on RazorpayX Dashboard

Watch this video to know more about RazorpayX:

Handy Tips

If you are an existing Razorpay user, you can use your Razorpay Payment Gateway credentials to sign into RazorpayX.

Use your existing API keys to fire RazorpayX APIs.

Payouts can be used for any type of business requirement. Few use cases are provided below.

Businesses need to make payouts to their vendors at regular intervals for the goods delivered and services rendered. These payouts are generally recurring in nature and are thus planned payouts. Such use cases can be served by making NEFT and RTGS payouts to vendor contacts.

B2C businesses generally have to deal with customer refunds and cashbacks. These payouts need to be processed immediately. If they are not, it can lead to negative customer experience, loss in reputation and brand value and ultimately reduction in sales. IMPS and UPI based payouts through APIs can help firms automate their refunds and cashback processes and ensure they are instantaneous.

Financial Institutions such as NBFCs and Lending Aggregators need to disburse loans to their borrowers as soon as the loan is sanctioned. They cannot afford to lose business due to the non-working hours of banks. IMPS-based payouts help these firms provide instantaneous payouts and thus improve borrower experience.

Payouts Demo

to understand how to create and make payouts in 4 simple steps. Experience making payouts in a jiffy, without having to sign up!

Demo of RazorpayX, showing how to make a payout in Live mode.

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