To make a payout using a Payout Link:
- by entering:
- Contact details such as name, phone number, email and type
- Amount
- Currency
- The Payout Link is then sent to the Contact. Contact opens the link and completes OTP verification.
- The Contact provides their account details where they want to receive the payout. This creates a Fund account for the Contact.
- The Payout amount is transferred to the Fund account created via the details provided by your Contact. The Contact receives the payout amount.

You can set the Payout Links to debit the necessary amount from your RazorpayX account using any of the following payout modes:
NEFT
IMPS
UPI
By default, all the 3 modes are enabled for Payout Links. However, after a certain limit, RazorpayX uses a specific mode to create a successful Payout Link. If the amount is:
Amount Value | Mode of Payout |
---|---|
Less than ₹2,00,000/- | You can use IMPS as the mode of transfer. |
More than ₹2,00,000/- | You can use NEFT as the mode of transfer. |
The end recipients can add any bank account details to receive the funds; there is no restriction there.
You can choose to process Payout Links from your account using only one particular mode. For example, you can choose your Payout Links to debit the amount for your account balance using NEFT
only.
To do this,
and request the feature. The configured mode will be used to process all payouts made via links from your account.Watch Out!
This is an account-level setting. You cannot choose a single mode for every individual Payout Link.