Razorpay Capital aims to give you easy access to credits when you need them the most. For this, we offer a range of lending products depending on your business requirements. You can choose any of the following lending products to acquire capital via Razorpay Capital:
Reduce settlement period from T+2 days to T+0, that is same day settlements. You can have all your payments settled to your bank account at specific hours during the day or have your money settled early on key business days.
Read more: On-demand Settlement APIs.
You can avail hassle-free, pre-approved business loans from Razorpay and its banking partners without any collateral. The credit limits are defined based on your unique Razorpay Credit Score.
Read more: Working Capital Loans.
Get the convenience of an unsecured line of credit to manage cash requirements prior to your customer payments. Withdraw cash up to your credit limit whenever you need it and repay it when your customers make payments to you.
Simplify your company expenses. Pay for your marketing, SaaS or travel needs with 50-day interest-free credit and automatic repayments for hassle-free expense management.