API ReferenceIntegrationsKnowledge Base

UPI Payments

As compared to other payment modes, UPI checkout flows reduce the friction for your customers, thus providing higher transaction success rates for your business.

Razorpay supports multiple third-party apps and has direct integration with Google Pay.

UPI Integrations#

Integration

Description

Supported Platforms

Supported UPI Apps

Availability

Collect flow

Customers enter their VPAs in the Checkout, open the respective UPI apps and complete the payment after 2-factor authentication (UPI PIN and MPIN are entered) on their mobile devices. Customers are redirected to your website or app after successful payment.

Web, Mobile-web, Android

All

Available by default

Intent flow

As soon as the customer selects the UPI payment app on the Checkout, the app is launched automatically on the mobile device. Customer need not enter VPA or phone number as these details are prefilled and submitted along with the other payment details.

Mobile-web, Android, iOS

● PhonePe and GooglePay for Mobile-web
● Paytm, PhonePe and GooglePay for Android and iOS

Requires approval for mobile-web integration.

Omnichannel

This is an intent flow wherein customers enter their mobile numbers instead of VPAs in the UPI app. The payments are completed after 2-factor authentication (UPIN and MPIN are entered).

Android only

Only for Google Pay

Requires
Approval and Integration

Google Pay SDK

This is an intent flow wherein the customer can complete the payment within your app itself without being redirected to the UPI app on the mobile device. This is particularly useful when you want the customer to experience a seamless payment experience while safeguarding your brand identity.

Android only

Only for Google Pay

Requires Integration

Third Party Validation:
Refer to the Third-Party Validation document if your business model requires that transactions be made by the customers only from the bank account that was submitted to your business at the time of registration.

List of banks that support TPV

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