Integrate PayPal with Razorpay to accept international payments. Check how Razorpay handles currency conversions for you.
PayPal is a payment method that you can integrate with your Razorpay Checkout integration to accept payments in international currencies.
You can accept payments based on the transaction limit of your PayPal account. Know more about the other payment methods and the transaction limits.
Integrating PayPal as a payment method on Checkout offers you the following advantages:
Watch this video to see the onboarding process to enable PayPal on your checkout form.
Handy Tips
The PayPal section is visible only in the Live mode on the Razorpay Dashboard.
To enable PayPal:
Log in to the Razorpay Dashboard.
Scroll to the PayPal section and click Link Account.
Upon redirection to PayPal:
You should now be able to see your PayPal enablement status set to Pending on your Razorpay Dashboard. PayPal will activate your account within 48 hours if all of the previous steps are successfully completed.
You can now proceed with the integration. This depends on how you have integrated Razorpay on your website or application.
By default, your PayPal account is configured to receive USD payments. You can enable more currencies on your account from your PayPal Dashboard.
If you are using Razorpay Standard Checkout, you just need to enable PayPal from your dashboard and complete the onboarding procedure.
Once the onboarding is completed and PayPal is enabled for you, it appears on your checkout form for all supported currencies.
PayPal Currency Conversion feature allows your customers to convert international payments in INR (or other currency) to a currency of their choice. This enables businesses to continue accepting payments via PayPal.
You will have your PayPal account configured to receive payments in all currencies. You can pass the currency in INR to Razorpay or enable more currencies on your account from your PayPal dashboard.
PayPal does not accept payment requests in INR. Razorpay facilitates currency conversions from INR to your customer's home currency.
Razorpay applies open exchange rates for currency conversion on an hourly basis.
When converting currencies on a payment or transfer, the standard PayPal charges will be applicable.
You receive the payments made using PayPal directly to your PayPal wallet. PayPal makes the settlements in INR.
Refunds - PayPal Balance Required
Ensure you have sufficient balance in your PayPal account before you initiate a refund.
Refunds can be initiated by you either from the Razorpay Dashboard or by using the Refunds API.
The refund amount is deducted from your PayPal account and credited to your customer's PayPal account.
No, you cannot accept international payments in Indian Rupee using PayPal.
There are no integration changes required for you to accept payments via an international debit or credit card. However, if you want to display a foreign curreny on your checkout, you need to pass the relevant code in the currency parameter in the Checkout code.
Please raise a support ticket with Razorpay over here.
You can log in to your PayPal Dashboard, go to Settings and update your email address to your new account.
If you want to keep both your accounts active, please raise a request with our support team.
Ensure you have uploaded your bank account and company details on the PayPal Dashboard before PayPal can complete your registration.
Please log into to your PayPal account and check if you have completed the 3 steps:
a. Verify your email with PayPal.
b. Upload and verify your PAN Card.
c. Update your Bank Account details.
PayPal will be shown on your checkout only if the purchasing currency is other than Indian Rupee(INR), for example, if the currency is USD or EUR. PayPal will not appear on your checkout otherwise.
To know more about the pricing for PayPal check out the documentation.
For international credit and debit card transactions, we charge a platform fee of 3% plus taxes. PayPal transactions are charged as per rates defined by PayPal. Know more about international payments.