OneCard Credit Card EMI
Offer OneCard Credit Card EMI option to your customers on Razorpay Standard Checkout.
Offer Credit Card EMIs by OneCard to your customers. The credit card is offered in collaboration with banks, such as IDFC First Bank, SBM Bank, South Indian Bank, Federal Bank, and Bank of Baroda Financial. OneCard is a new-age credit card built for the mobile generation with customer experience at its core.
Customers select the products on your website or app and proceed to Checkout. On the Checkout page, the customers:
- Enter the Phone Number and click Proceed.
- Select EMI as the payment method and click Pay Now.
- Enter the OTP sent to their mobile number if they want to use their saved cards and click Verify.
- Select Credit Card and click Continue.
- Select OneCard from the list and the EMI tenure. Click Select EMI Plan.
- Enter the OneCard Credit Card details and click Pay via EMI.
- Choose if they want to Pay and Save Card or Pay without Saving Card.
- Razorpay Checkout redirects to OneCard for approval. You can either swipe right on your OneCard app to approve payment or click Approve using OTP and enter the OTP sent to your mobile number.
When the customers complete the payment on the Checkout, the entire transaction amount is authorized by OneCard and converted into EMIs within 3-4 days, depending on the payment terms agreed with the credit card provider.
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