About Payment Methods

Check the different payment methods that can be configured to accept payments from your customers using Razorpay products.


The Razorpay Checkout offers multiple payment methods, allowing your customer the flexibility to complete the payment using the payment method of their choice. This improves user experience and allows you to offer alternate payment methods to your customer in the case of downtimes or low success rate with one of the payment methods.

Example

If you are facing downtime with netbanking, the customer can complete the payment using cards or wallets.

You can view the payment methods enabled for your account or

on the Razorpay Dashboard.

To view payment methods enabled for you:

  1. Log in to the .
  2. Click Account & Settings in the left menu.
    Dashboard - Settings
  3. Go to Payment methods to view the payment methods enabled for your Razorpay account.
    Dashboard - Payment methods
  4. You can also request for from your Razorpay Dashboard.

Handy Tips

Know more about

on the Razorpay Dashboard.

Following are all the payment modes that the customer can use to complete the payment on the Checkout. Some of them are available by default, while others require approval from us. Raise a request from the

to enable such payment methods.

Payment MethodCodeAvailability
Debit Carddebit
Credit Cardcredit
netbanking
upi
EMI - , and emi
wallet
cardless_emiRequires .
bank_transferRequires and Integration.
emandateRequires and Integration.
paylaterRequires .
TBDRequires if not on .

You can accept payments from customers through UPI apps, such as Google Pay, BHIM UPI and PhonePe. Razorpay supports multiple

and has direct integration with Google Pay.

You can select the appropriate method of

based on the kind of checkout experience you want to give your customers.

In addition to the

and checkout integrations, there are certain intent-based payment flows that you can enable on your Checkout. Know more about and integrations.

With Razorpay, you can accept payment in any of our

.

However, the settlements are made in INR. The payment is converted using the exchange rate at the time of payment creation. Know more about

.

There are certain error codes specific for each payment method supported by Razorpay. Know more about the

.


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