API ReferenceIntegrationsKnowledge Base

Payment Methods

The Razorpay Checkout offers multiple payment methods, allowing your customer the flexibility to complete the payment using the payment method of their choice.

This enhances user experience. It also allows you to offer alternate payment methods to your customer in the case of downtimes or low success rate with one of the payment methods. For example, if you are facing downtime with netbanking, the customer can instead complete the payment using either cards or wallets.

Supported Payment Methods#

The table below lists the various payment methods available to you. Some of them are available by default, while others require approval from us. Raise a request with our Support Team to enable such payment methods.

Payment Method

Availability

Debit Card

Credit Card

Net Banking

UPI

EMI

Bank Transfer

Requires
- Approval and Integration

Emandate

Requires
- Approval and Integration

Pay Later

Requires
- Approval

Refer to our Pay Later documentation for more information.

Cardless EMI

Requires
- Approval and Integration

Supported Wallets#

The table below lists the various wallets available to you. Some of them are available by default, while others require approval from us. Raise a request with our Support Team to enable such wallets.

Wallet Provider

Availability

Wallet Code

FreeCharge

freecharge

PayZapp

payzapp

Ola Money

Requires
- Approval

olamoney

PhonePe

Requires
- Approval

phonepe

Airtel Money

Requires
- Approval

airtelmoney

MobiKwik

Requires
- Approval

mobikwik

JioMoney

Requires
- Approval

jiomoney

Amazon Pay

Requires
- Approval and Integration

amazonpay

PayPal

International Payments Only

Requires
- Approval

Refer to our PayPal documentation for more information.

paypal

Supported UPI apps#

You can accept payments from customers through UPI apps such as Google Pay, BHIM UPI and PhonePe. Razorpay supports multiple third-party UPI apps and has direct integration with Google Pay.

Depending on the kind of checkout experience that you want to give your customers, you can select the appropriate method of UPI integration supported by Razorpay.

Google Pay Integration#

In addition to the standard and custom checkout integrations, there are certain intent-based payment flows that you can enable on your Checkout. Refer to the Omnichannel and Google Pay SDK integration documents for more details.