API ReferenceIntegrationsKnowledge Base

Payment Methods

You can allow customers to make payments using various payment methods such as credit and debit cards, netbanking, UPI and wallets.

One of the advantages of having multiple payment methods configured for your account is that your customer can switch from one payment method to another in case of any downtime, thus leading to reduction in the drop-offs from your website or app. There could be situations where you are experiencing low success rates with a payment method and want to enable alternate payment method to your customers. For example, if you are facing downtime with netbanking, the customer can instead complete the payment using either cards or wallets.

Supported Payment Methods#

The table below lists the various payment methods available to you. Some of them are available by default, while others require approval from us. Raise a request with our Support Team to enable such payment methods.

Payment Method

Availability

Debit Card

Credit Card

Net Banking

UPI

EMI

Bank Transfer

Requires
- Approval and Integration

e-Mandate

Requires
- Approval and Integration

Pay Later

Requires
- Approval

Refer to our Pay Later documentation for more information.

Cardless EMI

Requires
- Approval and Integration

Supported Wallets#

The table below lists the various wallets available to you. Some of them are available by default, while others require approval from us. Raise a request with our Support Team to enable such wallets.

Wallet Provider

Availability

Wallet Code

FreeCharge

freecharge

PayZapp

payzapp

Ola Money

Requires
- Approval

olamoney

PhonePe

Requires
- Approval

phonepe

Airtel Money

Requires
- Approval

airtelmoney

MobiKwik

Requires
- Approval

mobikwik

JioMoney

Requires
- Approval

jiomoney

Amazon Pay

Requires
- Approval and Integration

amazonpay

PayPal

International Payments Only

Requires
- Approval

Refer to our PayPal documentation for more information.

paypal

Supported UPI apps#

You can accept payments from customers through UPI apps such as GooglePay, BHIM UPI, PhonePe. Razorpay supports multiple third-party UPI apps and has direct integration with Google Pay.

Depending on the kind of checkout experience that you want to give your customers, you can select the appropriate method of UPI integration supported by Razorpay.

Google Pay Integration#

In addition to the standard and custom checkout integrations, there are certain intent-based payment flows that you can enable on your Checkout. Refer to the Omnichannel and Google Pay SDK integrations documents for more details.