PayPal is a payment method that you can integrate with any of your
Razorpay Checkout integrations to accept payments in international currencies.
Integrating Paypal as a payment method on Checkout offers you the following advantages:
Better Success Rates
Enjoy up to 20% higher success rates.
Faster Settlement time
Get paid on a T+1 settlement schedule.
Wide user base
Reach Over 30 Crore PayPal users around the world.
No additional charges
Transactions will be charged as per the rates defined by PayPal.
Handle currency conversions from INR to your customer's native currency.
Below is the onboarding process to enable PayPal on your checkout form.
The PayPal section is visible only on the Live mode on the Razorpay Dashboard.
Settings on your Razorpay Dashboard.
Scroll to the
PayPal section and click Link Account.
Upon redirection to PayPal:
If you do not have a PayPal account, you need to complete the verification process and KYC. This will include confirming your email address by clicking on the link sent to you by PayPal.
If you already have a PayPal account, you just need to authorize Razorpay to accept payments.
You should now be able to see your PayPal enablement status set to
Pending on your Dashboard. If all the previous steps were completed successfully, PayPal will activate your account within 48 hours.
You can now proceed with the integration. This depends on how you have integrated Razorpay on your website or application.
By default, your PayPal account will only be configured to receive USD payments. You can enable more currencies on your account from your PayPal Dashboard.
If you are using Razorpay Standard Checkout, you just need to enable PayPal from your dashboard and complete the
Once the onboarding is completed and PayPal is enabled for you, it appears on your checkout form for all supported currencies.
If you are using Razorpay Custom Checkout, you just need to enable PayPal from your dashboard and complete the
Once the onboarding is completed, you need to make changes to your checkout form UI to display PayPal as a payment option.
When creating a payment, internally, you should call the payment method
wallet, with the provider as
Paypal Currency Conversion feature allows your customers to convert international payments in INR (or other currency) to a currency of their choice. This enables businesses to continue accepting payments via Paypal.
You will have your PayPal account configured to receive payments in all currencies. You can pass the currency in INR to Razorpay or enable more currencies on your account from your PayPal dashboard.
Paypal does not accept payment requests in INR. Razorpay facilitates currency conversions from INR to your customer's home currency.
By default, the Paypal conversion feature is enabled on Standard Checkout for all merchants, with PayPal account linked with the Razorpay account.
This is currently supported only on Razorpay standard checkout integration.
Indian merchant's/seller's PayPal account can accept cross-border payments only from non-Indian customers (non-Indian PayPal account) in non-INR PayPal supported currencies.
open exchange rates for currency conversion on an hourly basis.
When converting currencies on a payment or transfer, the standard PayPal charges will be applicable.
Payments made using PayPal are directly settled to your PayPal wallet. The settlements will be done by Paypal in INR.
PayPal Balance Required
Ensure you have sufficient balance in your PayPal account before you initiate a refund.
Refunds can be initiated by you either from the
Razorpay Dashboard or from using the Refunds API.
The refund amount is deducted from your PayPal account and credited to your customer's PayPal account.