Prerequisites

• The customer should be a registered user of the EMI card provider, Bajaj Finserv.
• Generate API keys from the

  Dashboard

  . A combination of key_id and key_secret is required to authenticate API request sent to Razorpay servers.

How It Works

For the customers to avail No Cost EMIs on the Razorpay Standard Checkout, follow the detailed steps as explained below.

Step 1: Create No Cost EMI Offers

Raise a request with the

Step 2: Associate the Offer with an Order

Obtain the offer_id. Let us say, `offer_ANZoaxsOww2X53, from our Support team. Create an order for the transaction amount for which the created offer should be applied.

curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X POST https://api.razorpay.com/v1/orders \
-H "Content-Type: application/json" \
-d '{
  "amount": 1000000,
  "currency": "INR",
  "discount" "1",
  "offers": [
    "offer_ANZoaxsOww2X53"
  ]
}'

Step 3: Trigger the Checkout

The order_id obtained in the previous step can be passed to the Checkout page as follows:

Copy-paste the parameters as options ` in your code:

<button id="rzp-button1">Pay</button>
<script src="https://checkout.razorpay.com/v1/checkout.js"></script>
<script>
var options = {
    "key": "YOUR_KEY_ID", // Enter the Key ID generated from the Dashboard
    "amount": "50000", // Amount is in currency subunits. Default currency is INR. Hence, 50000 refers to 50000 paise
    "currency": "INR",
    "name": "Acme Corp",
    "description": "Test Transaction",
    "image": "https://example.com/your_logo",
    "order_id": "order_9A33XWu170gUtm", //This is a sample Order ID. Pass the `id` obtained in the response of Step 1
    "callback_url": "https://eneqd3r9zrjok.x.pipedream.net/",
    "prefill": {
        "name": "Gaurav Kumar",
        "email": "gaurav.kumar@example.com",
        "contact": "9000090000"
    },
    "notes": {
        "address": "Razorpay Corporate Office"
    },
    "theme": {
        "color": "#3399cc"
    }
};
var rzp1 = new Razorpay(options);
document.getElementById('rzp-button1').onclick = function(e){
    rzp1.open();
    e.preventDefault();
}
</script>

The integration of the Offers with the Checkout is now complete.

Step 4: Customers Avail the Desired Offer on the Checkout

The customers can complete the payment as follows:

1. On the Razorpay Checkout, customers enter the required details and select EMI as the payment method. Click Pay Now.

   

2. Customers enter the OTP sent to their mobile number if they want to use their saved cards and click Verify.

3. They can select Cardless and Others and select Bajaj FinServ.

   

4. Customers select the EMI tenure and click Select EMI Plan.

   

5. They enter the details of Bajaj Finserv-issued card and click Pay via EMI.

   

After the successful payment, Razorpay redirects customers to your application or website. Customers' monthly statements will reflect the EMI amount with interest charged by the bank.

Next Steps

Once the customer has successfully made the payment after availing the desired Offer, you can check the status of the payment from the Dashboard.