Payments

Optimizer

Paytm S 2 S

Paytm S2S

Add Paytm Server-to-Server as a payment provider on Optimizer.

Follow the steps below to onboard Paytm Server-to-Server as a payment provider.

Watch Out!

While Optimizer can route payments based on your business logic, the method enablement of each gateway needs to be handled between you and the gateway, or it may lead to failed payments.

Prerequisites

  1. Write to the Paytm Support Team

    with the following requests:

    • Enable seamless mode for your account. Mention that you are using a technology company to handle sensitive card data.
    • Configure the following webhooks:
    TypeURL
    Production URLhttps://api.razorpay.com/v1/callback/paytm
    Stage URLhttps://beta-api.razorpay.com/v1/callback/paytm
    • Configure the following if you intend to use UPI as payment method:
      • UPI Intent
      • UPI Collect
    • Enable Refund Processing to process refunds for your merchant ID.

  2. To pass your unique Order ID or Receipt for every order, write to Paytm support team to show the extendInfo.udf1 parameter in the Paytm Dashboard and customize report. Know more about

    how to send your order id to Paytm

    .

Add Paytm as a Payment Provider

To add Paytm (S2S) as a payment provider:

  1. Log in to your

    Razorpay Dashboard

    .
  2. Go to the PAYMENT PRODUCTS section and click Optimizer.
  3. In the top-right section, click Add Provider.
  4. Select PayTm in the list of gateways available and click Next.
    Add Paytm
  5. Select Server-to-Server and click Next.
    Select Paytm server-to-server
  6. Enter the provider name and description and click Next.
    Add Paytm provider details
  7. Enter your INDUSTRY_TYPE_ID, KEY, MID (merchant id) and WEBSITE details.
  8. Select the Payment Methods you want to enable for Paytm and click Submit.
    Add Paytm final details

You have successfully added Paytm Server-to-Server as a payment provider on Optimizer.

Supported Payment Methods

Payment MethodsAvailability
NetbankingLive
CardsLive
UPILive
WalletLive
EMIComing Soon
SettlementsLive
RefundsLive

Email Format for Paytm

Follow the email format given below to communicate the

prerequisites

or any other requirements to the Paytm support team:

Send the email to the following email IDs:

  • devsupport@paytmpayments.com
  • pg.support@paytmpayments.com

Dear Team,

We are using a technology service provider to manage our integration with Paytm for account <Merchant/Account ID>.

In order to use this TSP, we require the following configuration changes:

  1. Kindly enable seamless pro or S2S mode for our account.

  2. Please enable the account for card and netbanking transactions.

  3. Configuration of the below end points for transaction callbacks for production and stage:

    TypeURL
    Production URLhttps://api.razorpay.com/v1/callback/paytm
    Stage URLhttps://beta-api.razorpay.com/v1/callback/paytm

  4. Enable refund processing on this MID.

  5. Enable UPI Intent and UPI Collect flows for this account.

Also, please share the following credentials of our account with us:

  • INDUSTRY_TYPE_ID
  • KEY
  • MID
  • WEBSITE

Please share a list of the enabled banks for netbanking and networks for cards payments methods so that this can be configured at our end.

Regards,

Send Receipt/Order ID to External Gateway

You might be generating a unique Order ID or Receipt for every order which can be passed to Paytm via

Orders API

.

To male your order id visible on the Paytm dashboard:

  1. In Razorpay's Orders API, use the receipt parameter to send your unique Order ID or Receipt.
  2. Razorpay passes this value to Paytm in the extendInfo.udf1 parameter.
  3. Write to your Paytm support team to show the parameter extendInfo.udf1 in the dashboard and reports as per your use case.

Best Practices

Before routing any traffic to a new gateway via Optimizer, the following best practices are recommended:

Live and Test Mode Rules

All rules configured on live or test mode on the Razorpay Dashboard will reflect on live mode. However, credentials added on test mode will not be automatically replicated in live mode.

Sanity Test at Razorpay

You can reach out to Razorpay for basic sanity testing of the integration. Razorpay will try a test payment of small value and ensure that the credentials are correct.

Perform Self Sanity Test

We recommend configuring a rule on live mode to route payments lesser than a set value (for example, ₹2) to the Paytm gateway. This helps to test on production whether small value payments are being routed to Paytm and working successfully, thus avoiding any direct impact on production traffic.

To configure a rule in live mode:

  1. Log in to your

    Razorpay Dashboard

    .
  2. In the left navigation, click Optimizer.
  3. Click +Add Rule and enter the Rule name and Description.
  4. Click Next and enter the following rule:
    • In Parameter field, select Amount (In Rupees).
    • In Select Connection field, select Less Than.
    • In Enter Amount field, enter the value 2 and click Next.
    Add Rule
  5. Enter the value 100 in the Route field, select Paytm in the Payment Via field, and click Next.
    Paytm target Provider
  6. Click Publish Rule.
    Paytm Publish Rule

Go Live

After the integration is tested and successful, you can go live on Paytm.

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