Read along or watch the video below to see how you can:
- Sign up or log in to your Razorpay Partner Dashboard:
- .
- .
- Enable the Capital Dashboard.
- Refer leads for Line of Credit via:
- .
- .
Become a Razorpay Capital Partner. Refer Line of Credit to businesses via Dashboard upload or referral links, track application status and earn rewards.
Razorpay Capital is a lending platform enabling businesses to meet their cash flow challenges. Using Razorpay Capital, businesses can manage all of their financial challenges using one or more of the following offerings:
With the Partnership program for Capital, you can now refer businesses to Razorpay
and earn lucrative rewards when your leads avail the product.Read along or watch the video below to see how you can:
The Razorpay Capital Partner program is currently a closed group program with an invite-only access. However, you can apply to become a Partner for Capital by following these steps:
After you share your MID, we will enable the Capital referral Dashboard for you in a day. You have successfully become a Partner for Capital.
An ideal profile for the Razorpay Capital business is:
If you are a direct sales agent having experience in reselling banking products such as corporate cards or business loans, then you are a suitable partner for Capital Partnership.
Consider Partnerships for Capital if you are a B2B business owner looking to provide credit access to your customers. This additional credit will improve the purchasing power of your customers and will in turn, increase your revenue.
You are a professional services provider, providing chartered accounting and company incorporation services. Your customer base could be interested in lending products like corporate cards to manage their professional expenses, or is looking for a flexible loan and repayment option.
Here you have the opportunity to earn additional income by referring Razorpay Capital products to your customers.
You can refer your customer base to avail Line of Credit in two ways:
Refer and invite your customers to apply for Razorpay Line of Credit. This option is suitable if you want to broadcast the link on your website or social channels. Businesses can voluntarily signup for the product using your link.
To copy the referral link:
Log in to the
and navigate to your Partner Dashboard, as shown.In the left menu, navigate to Affiliates Accounts → Line Of Credit.
Click Share Referral Link.
If you do not see the Line of Credit option, reach out to the sales POC.
In the Share Referral Link pop-up, copy the referral link.
Once you have copied the referral link, share it directly on social media or your website. After the referred business (the lead) signs up and avails the product, you will receive the referral bonus.
You can personally refer and invite your leads to Razorpay Capital in bulk via the Partner Dashboard. Enter their email addresses in the sample file and share the leads with us.
To upload leads on the Dashboard:
Log in to the
and navigate to your Partner Dashboard, as shown.In the left menu, navigate to Affiliates Accounts → Line Of Credit.
Click + Add New Accounts.
If you do not see the Line of Credit option, reach out to the sales POC.
The Add New Merchants - Line of Credit pop-up window appears, as shown.
Click Download sample file and enter your leads' email addresses and details. The sample file contains the columns of the
along with the recommended formats and values.Verify your entries for any discrepancies and upload the file in the same window. You can upload both a .csv
or a .xls
file.
After you successfully upload the file, we process it and display the details of the leads on your Affiliates Dashboard Line of Credit tab.
Some leads may be missing from the Dashboard due to failures. Please check for Razorpay's status email in your inbox. This mail contains the details of the failed leads.
Watch Out!
When you add details to fields in the sample template (both mandatory as well as optional), ensure that the details match the allowed values as explained in the table below.
Field | Mandatory/Optional | Allowed Values |
---|---|---|
business_name | Mandatory | 0-100 alphanumeric characters |
account_name | Mandatory | 0-100 alphabet characters |
contact_mobile | Mandatory | 10 digit mobile number with +91 extension |
email | Mandatory | Standard valid email address |
annual_turnover_min | Mandatory | Integer in Rupees. For example, ₹1,00,000 |
annual_turnover_max | Mandatory | Integer in Rupees. For example, ₹20,00,000 |
business_type | Mandatory | Types allowed:
|
promoter_pan | Optional | Standard PAN format |
business_vintage | Optional |
|
gstin | Optional | Standard GSTIN format |
company_address_line_1 | Optional | Standard address format |
company_address_line_2 | Optional | Standard address format |
company_address_city | Optional | Standard address format |
company_address_state | Optional | Standard address format |
company_address_country | Optional | Standard address format |
company_address_pincode | Optional | Standard address format |
As a Partner, you can track the status of the lead's application status the Line Of Credit tab in your Partner Dashboard. It is displayed under the Activation Status column.
The values of this column change as the lead's application passes each stage. Listed below are the different stages and details of an application and the corresponding action required.
Status | Action Required by Merchant |
---|---|
In Process | No action required. |
Bureau Submission | Merchant must complete Bureau submission in their application form. Complete the application on the . |
Income Proof Submission | Merchant must complete KYC submission in their application form. Complete the application on the . |
Post Offer Docs Collection | Offer is created. Merchant must accept the offer and submit the KYC documents in their application form. Complete the application on the . |
Pre Offer Docs Resubmission | There are issues with the submitted documents or new documents requested. Merchant must follow the steps in the application form. Complete the application on the . |
Merchant ESign Pending | Merchant must e-sign the document shared over email. |
Merchant Nach Pending | NACH requested from the merchant is pending. Complete the application on the . |
CPV Pending | 'Contact Person Verification' is pending. |
Offer Acceptance | Merchant yet to accept the offer. |
Go Live | Application is approved and the line of credit is now available. |
Rejection | Application is rejected. |
Application Closed | Application is closed. No action is required. |
For the leads converted in the previous month, you earn a referral bonus in the following month. We collect your bank details and credit the amount through a manual payout.
For queries or assistance in any of the steps mentioned above, reach out to the sales POC.
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