Integrate Wallet with Curlec to accept payments.

An online wallet works as a payment instrument that can be used by customers to store money for later use. On the other hand, a payment gateway is a full-fledged payment solution that helps online businesses to accept money via a website or app.

Follow the steps below to integrate S2S JSON API and accept payments using Wallet.

















The first step to identify and get the list of wallets enabled in your Curlec account with their respective codes to integrate correctly. Curlec uses its own wallet codes to identify the right wallet instrument entity in the system correctly.

To get the list of wallets and their respective codes, use the following API code:

To process a payment, create a Curlec Order to correspond with the order in your system. Send the order request parameters to the following endpoint:

Order is an important step in the payment process.

  • An order should be created for every payment.
  • You can create an order using the . It is a server-side API call. Know how to Orders API.
  • The order_id received in the response should be passed to the checkout. This ties the order with the payment and secures the request from being tampered.

Use this endpoint to create an order using the Orders API.

curl -X POST https://api.razorpay.com/v1/orders
-H 'content-type:application/json'
-d '{
"amount": 500,
"currency": "MYR",
"receipt": "qwsaq1",
"partial_payment": true,
"first_payment_min_amount": 230



integer The transaction amount, expressed in the currency subunit, such as Ringgit (in case of MY). For example, for an actual amount of ₹299.35 , the value of this field should be 29935.



string The currency in which the transaction should be made. Length must be of 3 characters. For example, MYR.



string Your receipt id for this order should be passed here. Maximum length is 40 characters.



json object Key-value pair that can be used to store additional information about the entity. Maximum 15 key-value pairs, 256 characters (maximum) each. For example, "note_key": "Beam me up Scotty”.



boolean Indicates whether the customer can make a partial payment. Possible values:

  • true: The customer can make partial payments.
  • false (default): The customer cannot make partial payments.



integer Minimum amount that must be paid by the customer as the first partial payment. For example, if an amount of ₹7,000.00 is to be received from the customer in two installments of #1 - RM 5,000, #2 - RM 2,000, then you can set this value as 500000. This parameter should be passed only if partial_payment is true.

Descriptions for the response parameters are present in the

parameters table.

The error response parameters are available in the


Once an order is created, your next step is to create a payment. The following API will create a payment with wallet as the payment method:

-X POST https://api.razorpay.com/v1/payments/create/json \
-H "content-type: application/json" \
-d '{
"amount": 100,
"currency": "MYR",
"order_id": "order_M44abB0zucB0h4",
"email": "nur.aisyah@example.com",
"contact": "+60123456789",
"method": "wallet",
"wallet": "touchngo",
"callback_url": "https://merchant_callback_url.."

The payment request for each of the supported payment methods will slightly vary. Know more about the


If the payment request is valid, the response contains the following fields.


string Unique identifier of the payment. Present for all responses.


array A list of action objects available to you to continue the payment process. Present when the payment requires further processing.


string An indication of the next step available to you to continue the payment process. Possible values:

  • redirect : Use this URL to redirect customer to submit the OTP on the bank page.


string URL to be used for the action indicated.

The Payment API will return the payment id along with the authentication URL to which the user has to be redirected. You may choose to store the Payment id on your server to help us enquire about the status and other accounting purposes if required.

You may now choose to redirect the user to the authentication URL that you have received in the response.

Once the payment is completed by the customer, a POST request is made to the callback_url provided in the payment request. The data contained in this request will depend on whether the payment was a success or a failure.

If the payment made by the customer is successful, the following fields are sent:

  • razorpay_payment_id
  • razorpay_order_id
  • razorpay_signature
"razorpay_payment_id": "pay_LUtJxInEqa0oAA&",
"razorpay_order_id": "order_LUtJ52zWwapfqs&",
"razorpay_signature": "e617a6c035cb39feb6cd16358d83a4e3d30b11d9e8e2181e6ef442da1d41df20"

If the payment has failed, the callback will contain details of the error. Refer to

for details.

After receiving the razorpay_payment_id through the merchant callback_url, use this to fetch the payment details to check the status of the payment by using the following code:

Signature verification is a mandatory step to ensure that Curlec sends the callback. The razorpay_signature contained in the callback can be regenerated by your system and verified as follows.

Create a string to be hashed using the razorpay_payment_id contained in the callback and the Order ID generated in the first step, separated by a |. Hash this string using SHA256 and your API Secret.

generated_signature = hmac_sha256(order_id + "|" + razorpay_payment_id, secret);
if (generated_signature == razorpay_signature) {
payment is successful

Use Payments Rainy Day kit to overcome payments exceptions such as:

You can track the payment status in three ways:

Handy Tips

  • On the Dashboard, ensure that the payment status is captured. Refer to the payment capture settings page to know how to .
  • Subscribe to our webhooks or poll the Fetch a Payment API to track the payment status.

To verify the payment status from the Dashboard:

  1. Log in to the and navigate to TransactionsPayments.
  2. Check if a Payment Id has been generated and note the status. In case of a successful payment, the status is marked as Captured.
Check if the payment id is generated and the status is captured

You can use Razorpay webhooks to configure and receive notifications when a specific event occurs. When one of these events is triggered, we send an HTTP POST payload in JSON to the webhook's configured URL. Know how to

If you have subscribed to the order.paid webhook event, you will receive a notification every time a customer pays you for an order.

to check the payment status.

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