API ReferenceIntegrationsKnowledge Base

Payment Downtime API

Downtime is a period of time during which one or more payment options under-perform, leading to considerable delays in processing of payments. These downtimes are caused by technical issues or outages at Razorpay's partner or issuing banks. Razorpay informs you of the downtime so that you can communicate the same with your customers and also display only the unaffected payment methods while accepting payments from them.

You can either poll the API or configure Webhooks to be notified of the downtimes and plan the remediation steps accordingly.

Downtime communication for the payment methods such as cards, netbanking, UPI and wallet is available now.

Feature Enablement:
This feature is not enabled by default for your account. If you want to avail this feature to fetch downtime information, raise a request with our Support team.

Fetch Payment Downtime Details#

Use the endpoint given below to fetch details of payment downtimes.


Response Parameters#


string Unique identifier of the downtime's occurrence.


string Here, it will be payment.downtime.


string The payment method that is experiencing the downtime. Possible values include:

  • cards
  • netbanking
  • wallet
  • upi

integer Timestamp (in Unix) that indicates the start of the downtime. Applicable for both scheduled and unscheduled downtimes.


integer Timestamp (in Unix) that indicates the end of the downtime.
Available only for scheduled downtimes, where the end-time is known. Set to null when the end-time in unknown, possibly during unscheduled downtimes.


string Status of the downtime.
Possible statuses are.

  • scheduled- A downtime is scheduled to happen at a later time.
  • started - The downtime has started and is ongoing.
  • resolved - The downtime is resolved.
  • cancelled - A scheduled downtime that is invalidated. For example, when a scheduled downtime was communicated but was later cancelled by the bank.

boolean Possible values:

  • true - This is a scheduled downtime by the issuer, network, or the bank, which was informed to Razorpay.
  • false - This is an unscheduled downtime.

string Severity of the downtime.
Possible values:

  • HIGH - Possible when all the payment methods are affected by the downtime. Observed when the issuer, bank, network or wallet is down.
  • MEDIUM - Possible when a higher number of declines of transactions or low success rates are observed with the payment methods.
  • LOW - Possible when the reason for the downtime is unknown. Impact on payment methods is minimal.

Payment method that is under performing.

bank if method=netbanking
string Bank code of the affected bank.
issuer if method=card
string Issuer bank code. For example, SBIN.
network if method=card
string Card network. Possible values:
  • AMEX
  • DICL
  • MC
  • VISA
  • ALL
psp if method=upi
string Code of the affected Payment Service Provider (PSP). This is populated only when VPA handles associated with the PSP are down. If a PSP is associated with multiple VPA handles, it is marked down only when all the handles associated with it are down. For example, google_pay is marked down only when all Google Pay handles - oksbi, okhdfcbank, okicici and okaxis are down. Possible values for this parameter are:
  • google_pay
  • phonepe
  • paytm
  • bhim
vpa_handle if method=upi
string Affected VPA handle. For example, @oksbi. To learn about the possible values, refer to the list of handles supported by NPCI. If the entire UPI system is experiencing a downtime, the value ALL is displayed.
wallet if method=wallet
string Affected wallet code.

integer Timestamp (in Unix) that indicates the time at which the downtime was recorded in Razorpay servers.


integer Timestamp (in Unix) that indicates the time at which the downtime record was updated in Razorpay servers.


You can configure webhooks to subscribe to the events corresponding to each stage of the downtime. The payload parameters are same as the API response parameters.

Read more: Learn how to set up webhooks.

Available Events#

Fired at the start of the downtime.
Fired when a downtime is resolved.

The payload that is generated when an event is triggered on the Razorpay server. These webhook payloads are submitted as POST requests to the URL configured on your Dashboard.

Event Payload - Payment Downtime Started#

Event Payload - Payment Downtime Resolved#