You can accept payments through several payment methods such as netbanking, debit cards, credit cards, wallets and UPI. However, you can configure payment methods of your choice for collecting payments from your customers.
Check the
activated for your account.
On this page, we have listed the sample codes with the S2S JSON V2 API. If you are using the Redirect API version, use the API endpoint as suggested below:
Understand the fields required to construct a payment request:
string The Key ID that you have generated from the API Keys tab in the Dashboard.
integer Payment amount in the smallest currency sub-unit. For example, if the amount to be charged is ₹299.00, then pass 29900 in this field.
string Currency code for the currency in which you want to accept the payment. For example, INR. Refer to the list of
. Length must be of 3 characters.
string Unique identifier of the Order.
Know more about
.
string Customer's IP address.
string Email address of the customer. Maximum length supported is 40 characters.
string Phone number of the customer. Maximum length supported is 15 characters, inclusive of country code.
object Details of the authentication channel.
string The authentication channel for the payment. Possible values:
object Information regarding the customer's browser. This parameter need not be passed when authentication_channel=app.
boolean Indicates whether the customer's browser supports Java. Obtained from the navigator HTML DOM object.
boolean Indicates whether the customer's browser can execute JavaScript. Obtained from the navigator HTML DOM object.
integer Time difference between UTC time and the cardholder's browser local time. Obtained from the getTimezoneOffset() method applied to the Date object.
integer Total width of the payer's screen in pixels. Obtained from the screen.width HTML DOM property.
integer Obtained from the navigator HTML DOM object.
integer Obtained from the payer's browser using the screen.colorDepth HTML DOM property.
string Obtained from the payer's browser using the navigator.language HTML DOM property. Maximum limit of 8 characters.
string Name of the payment method. Possible values are:
cardnetbankingwalletemiupicardless_emipaylater
Details associated with the card. Required if the payment method is card.
string Unformatted card number. Required if the method is card.
string Name of the cardholder. Required if the method is card.
integer Expiry month for card in MM format. Required if the method is card.
string Expiry year for card in YY format. Required if the method is card.
string CVV printed on the back of card. Required if the method is card.
Handy Tips
- CVV is not required by default for Visa and Amex tokenised cards.
- To enable CVV-less flow for Rupay and Mastercard, contact our .
- CVV is mandatory for Diners tokenised cards.
- CVV is an optional field. Skip passing the
cvv parameter to Razorpay to implement this change.
string Bank code of the bank used for the payment. Required if the method is netbanking.
The details of the bank account that should be passed in the request. Required if the method is emandate.
string Bank account number used to initiate the payment.
string IFSC of the bank used to initiate the payment.
string Name associated with the bank account used to initiate the payment.
string The EMI duration in months. Required if the method is emi.
string Virtual payment address of the customer. Required if the method is upi.
string Wallet code for the wallet used for the payment. Required if the method is wallet.
object Key-value object used for passing tracking info. Refer to
for more details.
string URL endpoint where Razorpay will submit the final payment status.
string Referrer header passed by the client's browser.
string Customer user-agent.
Sample payloads for each of the payment methods are shown below in the JSON format.
Given below is the sample code for card payments:
curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X POST https://api.razorpay.com/v1/payments/create/json \
-H "Content-Type: application/json" \
"email": "gaurav.kumar@example.com",
"order_id": "order_DPzFe1Q1dEOKed",
"number": "4111111111111111",
"authentication_channel": "browser"
"javascript_enabled": false,
// Note: The authentication and browser parameters are applicable for 3DS 2 transactions
List of supported card networks:
- Visa
- Mastercard
- American Express
- Bajaj
- Maestro
- Rupay
- Diners
Given below is the sample code for netbanking payments. Pass the value for the bank parameter as shown below:
curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X POST https://api.razorpay.com/v1/payments/create/json
-H "Content-Type: application/json" \
"email": "gaurav.kumar@example.com",
"order_id": "order_DPzFe1Q1dEObDT",
Fetch the supported bank codes using the
.
Given below is the sample code for EMI payments. Pass the card details along with these parameters:
curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X POST https://api.razorpay.com/v1/payments/create/json \
-H "Content-Type: application/json" \
"email": "gaurav.kumar@example.com",
"order_id": "order_DPzFe1Q1dEObeD",
"number": "4111111111111111",
"authentication_channel": "browser"
"javascript_enabled": false,
// Note: The authentication and browser parameters are applicable for 3DS 2 transactions
- Fetch the available EMI plans (for each supported bank) by invoking the . Extract the EMI plans from the response to be shown to your customers while making the payment.
- Know more about EMI plans offered by and .
Given below is the sample code for Cardless EMI payments.
Handy Tips
- Contact our to get the Cardless EMI payment method enabled for your account.
- Customers should have accounts with the Cardless EMI payment partner.
curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X POST https://api.razorpay.com/v1/payments/create/json
-H "Content-Type: application/json" \
"email": "gaurav.kumar@example.com",
"order_id": "order_DPzFe1Q1dEOboB",
"method": "cardless_emi",
List of supported Cardless EMI providers:
| CASHe | cshe | ₹1000 |
| ICICI Bank | icic | ₹7000 |
| IDFC Bank | idfb | ₹5000 |
| HDFC Bank | hdfc | ₹5000 |
| Kotak Bank | kkbk | ₹3000 |
| KreditBee | krbe | ₹2400 |
| TVS Credit | tvsc | ₹3000 |
| axio | walnut369 | ₹900 |
| Fibe | earlysalary | ₹3000 |
| ZestMoney | zestmoney | ₹99 |
Given below is the sample code for wallet payments. Pass the wallet provider name as shown:
curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X POST https://api.razorpay.com/v1/payments/create/json
-H "Content-Type: application/json" \
"email": "gaurav.kumar@example.com",
"order_id": "order_DPzFe1Q1dEObDU",
The table below lists the various wallets available to you. Some of them are available by default, while others require approval from us. Raise a request with our
to enable such wallets.
| FreeCharge | ✓ | freecharge |
| PayZapp | Requires | payzapp |
| Airtel Money | ✓ | airtelmoney |
| MobiKwik | ✓ | mobikwik |
| JioMoney | ✓ | jiomoney |
| Ola Money | ✓ | olamoney |
| Bajaj Pay | Requires | bajajpay |
| PhonePe | Requires | phonepe |
| For businesses registered with PhonePe Switch only | phonepeswitch |
| International Payments Only .
Requires | paypal |
| Requires | amazonpay |
Handy Tips
with Razorpay Checkout to accept payments in international currencies.
You can accept payments based on the transaction limit of your PayPal account.
Given below is the sample code for Pay Later payments.
Handy Tips
- Contact our to get this payment method enabled for your account.
- Customers should have accounts with the Pay Later service providers.
Once the order is created and the customer's payment details are obtained, the information should be sent to Razorpay to complete the payment. You can do this by invoking createPayment and passing method=paylater and provider=<provider_name>.
curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X POST https://api.razorpay.com/v1/payments/create/json \
-u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-H "Content-Type: application/json" \
"email": "gaurav.kumar@example.com",
"order_id": "order_DPzFe1Q1dEObDv",
"provider": "<provider_name>"
| rzpx_postpaid | | ₹1000 | NA |
| ICICI Bank PayLater | icic | | ₹1 | ₹30,000 |
| GetSimpl | getsimpl | | ₹1 | ₹25,000 |
| FlexiPay by HDFC Bank | hdfc | | ₹1,000 | ₹20,000 |
| LazyPay | lazypay | | ₹1 | ₹10,000 |
Watch Out!
LazyPay services are temporarily disabled.
Your customers can pay via a combination of CRED Coins and Credit Cards saved on CRED.
To add CRED Pay as a payment method, you need to:
- Pass the
app_offer parameter in Orders API.
- Pass the
method and provider parameters in Create Payments API.
You must create an order using Orders API. In the response, you obtain an order_id which you must pass to Checkout.
curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X POST https://api.razorpay.com/v1/orders \
-H "content-type: application/json" \
integer The transaction amount, expressed in the currency sub-unit, such as paise (in case of INR). For example, for an actual amount of ₹299.35, the value of this field should be 29935.
string The currency in which the transaction should be made. See the
. Default is
INR.
boolean Allow/disallow customers from using CRED coins to make payments. This is used to prevent double discounting scenarios where customers have already availed discounts using voucher/coupon and you do not want them to redeem Coins as well. Possible values:
true: Customer not allowed to use CRED coins to make payment.false (default): Customer can use CRED coins to make payment.
string Your receipt id for this order should be passed here. Maximum length is 40 characters.
object Key-value pair that can be used to store additional information about the entity. Maximum 15 key-value pairs, 256 characters (maximum) each. For example, "note_key": "Beam me up Scotty”.
curl -X POST https://api.razorpay.com/v1/payments/create/json \
-u [YOUR_KEY_ID]:[YOUR_KEY_SECRET]
-H 'content-type: application/json'
"email": "gaurav.kumar@example.com",
"order_id": "order_4xbQrmEoA5WJ0G",
Along with the other Create Payment API request parameters, you must pass:
string The method used to make the payment. Here, it must be app.
provider
mandatory if method=app
string Name of the PSP app. Here, it must be cred.
app_present
mandatory if app=cred
boolean Sets the payment flow as collect. Possible values:
true: Opens CRED app on customer's device.false (default): Sends a push notification to customer's device.
You can accept recurring payments from your customers using emandate, card or upi as the method. Know more about
.
Feature Request
- This is an on-demand feature. Please raise a request with our to get this feature activated on your Razorpay account.
- Watch this video to know how to raise a feature enablement request on the Razorpay Dashboard.
-
- Create an Order with method as
emandate, nach or upi.
- Collect authorization transaction.
- Using custom checkout
- Using an authorization link
- Verify Tokens.
- Charge subsequent payments.
Know more about steps 2,3,4 and 5 in
.
https://api.razorpay.com/v1/payments/create/redirect \
-u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-H "Content-Type: application/json" \
"email":"gaurav.kumar@example.com",
"order_id":"order_EAbtuXPh24LrEc",
"customer_id":"cust_E9penp7VGhT5yt",
"auth_type":"netbanking",
"account_number":"1121431121541121",
"account_type":"savings",
The current way to collect the NACH form is via Razorpay:
- Checkout
- Merchant Dashboard
- Hosted Checkout page, where a customer signs and uploads the form via Checkout while attempting authorization transaction.
You can upload the signed NACH forms that you have collected from your customers using the NACH file API. Razorpay OCR-enabled NACH engine submits the form to NPCI. on successful verification and you will receive a success/failure response.
Feature Request
- This is an on-demand feature. Please raise a request with our to get this feature activated on your Razorpay account.
- Watch this video to know how to raise a feature enablement request on the Razorpay Dashboard.
Follow these steps to register a NACH mandate via S2S Image Transfer:
- Create a Customer
- Create an Order
- Upload the NACH file via API
- Fetch Token
- Create Subsequent Payments
Know more about steps 2,3,4 and 5 in
.
curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X POST 'https://api.razorpay.com/v1/payments/create/nach/file' \
-H "Content-Type: multipart/form-data" \
-F 'order_id=order_FoLdZrq6QGKUWg' \
-F 'file=@/Users/your_name/sample_uploaded.jpeg' // file path
The acceptable image formats and sizes are:
- .jpeg
- .jpg
- .png
- Maximum accepted size is 6 MB.
