Wallet

Integration Steps

Follow the steps below to integrate S2S JSON API and accept payments using Wallet.

1.1

1.2

1.3

1.4

1.5

1.6

1.7

1.8

1.1 Generate the List of Wallets Supported

The first step to identify and get the list of wallets enabled in your Curlec account with their respective codes to integrate correctly. Curlec uses its own wallet codes to identify the right wallet instrument entity in the system correctly.

To get the list of wallets and their respective codes, use the following API code:

1.2 Create an Order

To process a payment, create a Curlec Order to correspond with the order in your system. Send the order request parameters to the following endpoint:

Order is an important step in the payment process.

• An order should be created for every payment.
• You can create an order using the

  Orders API

  . It is a server-side API call. Know how to

  authenticate

  Orders API.
• The order_id received in the response should be passed to the checkout. This ties the order with the payment and secures the request from being tampered.

API Sample Code

Use this endpoint to create an order using the Orders API.

curl -X POST https://api.razorpay.com/v1/orders 
-U [YOUR_KEY_ID]:[YOUR_KEY_SECRET]
-H 'content-type:application/json'
-d '{
    "amount": 500,
    "currency": "MYR",
    "receipt": "qwsaq1",
    "partial_payment": true,
    "first_payment_min_amount": 230
}'

Request Parameters

Response Parameters

Descriptions for the response parameters are present in the

Error Response Parameters

The error response parameters are available in the

1.3 Create a Payment

Once an order is created, your next step is to create a payment. The following API will create a payment with wallet as the payment method:

curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X POST https://api.razorpay.com/v1/payments/create/json \
-H "content-type: application/json" \
-d '{
   "amount": 100,
   "currency": "MYR",
   "order_id": "order_M44abB0zucB0h4",
   "email": "nur.aisyah@example.com",
   "contact": "+60123456789",
   "method": "wallet",
   "wallet": "touchngo",
   "callback_url": "https://merchant_callback_url.."
}'

Request Parameters

The payment request for each of the supported payment methods will slightly vary. Know more about the

Response Parameters

If the payment request is valid, the response contains the following fields.

The Payment API will return the payment id along with the authentication URL to which the user has to be redirected. You may choose to store the Payment id on your server to help us enquire about the status and other accounting purposes if required.

You may now choose to redirect the user to the authentication URL that you have received in the response.

1.4 Handle Payment Success and Error Events

Once the payment is completed by the customer, a POST request is made to the callback_url provided in the payment request. The data contained in this request will depend on whether the payment was a success or a failure.

Success Callback

If the payment made by the customer is successful, the following fields are sent:

• razorpay_payment_id
• razorpay_order_id
• razorpay_signature

{
  "razorpay_payment_id": "pay_LUtJxInEqa0oAA&",
  "razorpay_order_id": "order_LUtJ52zWwapfqs&",
  "razorpay_signature": "e617a6c035cb39feb6cd16358d83a4e3d30b11d9e8e2181e6ef442da1d41df20"
}

Failure Callback

If the payment has failed, the callback will contain details of the error. Refer to

1.5 Fetch Payment Details and Status

After receiving the razorpay_payment_id through the merchant callback_url, use this to fetch the payment details to check the status of the payment by using the following code:

1.6 Verify Payment Signature

Signature verification is a mandatory step to ensure that Curlec sends the callback. The razorpay_signature contained in the callback can be regenerated by your system and verified as follows.

Create a string to be hashed using the razorpay_payment_id contained in the callback and the Order ID generated in the first step, separated by a |. Hash this string using SHA256 and your API Secret.

generated_signature = hmac_sha256(order_id + "|" + razorpay_payment_id, secret);

if (generated_signature == razorpay_signature) {
    payment is successful
}

1.7 Integrate Payments Rainy Day Kit

Use Payments Rainy Day kit to overcome payments exceptions such as:

• Late Authorisation

• Payment Downtime

• Payment Errors

1.8 Verify Payment Status

You can track the payment status in three ways:

Verify Status from Dashboard

Subscribe to Webhook Events

Poll APIs

To verify the payment status from the Dashboard:

1. Log in to the

   Dashboard

   and navigate to Transactions → Payments.
2. Check if a Payment Id has been generated and note the status. In case of a successful payment, the status is marked as Captured.

Next Steps