UPI Transaction Limits (2024)

Check the UPI transaction limits set by banks, NPCI, BHIM and other PSP Apps.


The UPI transaction limits prescribed by banks, NPCI and PSP Apps are provided in the following sections.

Watch Out!

For HDFC Collect Now users, the revision in the transaction limit has to be done at TID level at HDFC Bank. Please reach out to your respective relationship manager.

The following table lists the transaction limit for different merchant categories as per NPCI:

Usually, most of the PSP apps allow daily payments of up to ₹1,00,000 or a maximum of 10 transactions per day.

The following table lists the transaction limit set by the BHIM app:

  • To protect against fraud, some transactions might get flagged for further review by UPI apps or banks.
  • UPI apps have risk engines to flag and block transactions.
  • In addition, there is a depending on your bank.

The following table lists the List of banks with their UPI transaction limits:


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